Benefiel v. Auto-Owners Insurance

745 N.W.2d 174, 277 Mich. App. 412
CourtMichigan Court of Appeals
DecidedFebruary 28, 2008
DocketDocket 273664
StatusPublished
Cited by2 cases

This text of 745 N.W.2d 174 (Benefiel v. Auto-Owners Insurance) is published on Counsel Stack Legal Research, covering Michigan Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Benefiel v. Auto-Owners Insurance, 745 N.W.2d 174, 277 Mich. App. 412 (Mich. Ct. App. 2008).

Opinion

DONOFRIO, EJ.

Flaintiff appeals as of right the order granting defendant’s motion for summary disposition under MCR 2.116(C)(10) in this action brought under the no-fault act, MCL 500.3101 et seq., to recover damages for injuries that plaintiff suffered in an automobile accident that plaintiff claims resulted in a serious impairment of body function. Because the trial court erred by finding that plaintiffs injuries did not affect his general ability to lead his normal life, we reverse and remand.

i

Flaintiff was involved in two separate automobile accidents within one year. The first accident occurred on February 13, 2002, and the second occurred on February 8, 2003. This action arises out of injuries plaintiff claimed he sustained in the second automobile accident, in which a vehicle driven by an underinsured *414 motorist struck plaintiffs vehicle. When the second accident occurred, plaintiff had an insurance policy with defendant that included a provision for underinsured motorist benefits. Plaintiff instituted this action against defendant to recover benefits for injuries he claimed he suffered to his left shoulder and neck in the second automobile accident. 1 Defendant moved for summary disposition pursuant to MCR 2.116(0(10), arguing that plaintiff did not sustain a serious impairment of an important body function that affected his general ability to lead a normal life in the second accident. The trial court granted defendant’s motion, stating that “nothing indicate[d] that th[e] course or trajectory of his life ha[d] been affected by the second accident.” This appeal followed.

ii

A trial court’s decision on a motion for summary disposition is reviewed de novo. Collins v Comerica Bank, 468 Mich 628, 631; 664 NW2d 713 (2003). A motion for summary disposition under MCR 2.116(C)(10) tests the factual sufficiency of the complaint. Corley v Detroit Bd of Ed, 470 Mich 274, 278; 681 NW2d 342 (2004). Summary disposition should be granted under MCR 2.116(0(10) if there is no genuine issue of material fact and the moving party is entitled to judgment as a matter of law. Babula v Robertson, 212 Mich App 45, 48; 536 NW2d 834 (1995). A genuine issue of material fact exists when, giving the benefit of reasonable doubt to the opposing party, the record leaves open an issue on which reasonable minds could differ. West u Gen Motors Corp, 469 Mich 177, 183; 665 NW2d 468 (2003).

*415 III

Under the no-fault automobile insurance act, MCL 500.3101 et seq., liability for noneconomic losses is limited to instances in which the injured person has suffered death, serious impairment of body function, or permanent serious disfigurement. MCL 500.3135(1); Hardy v Oakland Co, 461 Mich 561, 565; 607 NW2d 718 (2000); Williams v Medukas, 266 Mich App 505, 507; 702 NW2d 667 (2005). A serious impairment of body function is “an objectively manifested impairment of an important body function that affects the person’s general ability to lead his or her normal life.” MCL 500.3135(7); Kreiner v Fischer, 471 Mich 109, 129; 683 NW2d 611 (2004).

A

To help determine whether a plaintiff has met the statutory threshold, the Kreiner Court developed a multistep process to assist a trial court in determining whether a plaintiff has suffered a threshold injury. Kreiner, supra at 131. “First, a court must determine that there is no factual dispute concerning the nature and extent of the person’s injuries; or if there is a factual dispute, that it is not material to the determination whether the person has suffered a serious impairment of body function.” Id. at 131-132. If a court so concludes, as the trial court did here, it may continue to the next step. Id. at 132. “Second, if a court can decide the issue as a matter of law, it must next determine if an ‘important body function’ of the plaintiff has been impaired.” Id. Third, if the court finds that an important body function has been impaired, the court must next determine if the impairment is objectively manifested. Id. An objectively manifested impairment is a “ ‘medically identifiable injury or condition that has a *416 physical basis.’ ” Jackson v Nelson, 252 Mich App 643, 653; 654 NW2d 604 (2002), quoting SJI2d 36.11. Fourth, if the court “finds that an important body function has been impaired, and that the impairment is objectively manifested, it then must determine if the impairment affects the plaintiffs general ability to lead his or her normal life.” Kreiner, supra at 132. Finally, “[i]n determining whether the course of the plaintiffs normal life has been affected, a court should engage in a multifaceted inquiry, comparing the plaintiffs life before and after the accident as well as the significance of any affected aspects on the course of the plaintiffs overall life.” Id. at 132-133. Then “the court must engage in an objective analysis regarding whether any difference between the plaintiffs pre- and post-accident lifestyle has actually affected the plaintiffs ‘general ability’ to conduct the course of his life.” Id. at 133.

The actual extent of the injuries caused by the second accident is difficult — if not impossible — to separate from plaintiffs earlier injuries as a result of the first accident. But defendant states in its brief on appeal that it does not challenge the existence of an objectively manifested injury that can be traced to the second accident for purposes of the summary disposition motion and this appeal. And since we consider the evidence in the light most favorable to the party opposing the motion, Maiden v Rozwood, 461 Mich 109, 120; 597 NW2d 817 (1999), we assume that plaintiffs injuries, conditions, and impairments are attributable to the second accident. Accordingly, plaintiff has shown that his impairment associated with his spinal injury constitutes an impairment of an important body function that was objectively manifested given his medical documentation that he suffered from a disc herniation and disc degeneration that ultimately required a multilevel discectomy and fusion surgery. See Shaw v Martin, 155 *417 Mich App 89, 96; 399 NW2d 450 (1986) (stating that the movement of one’s back is an important body function). Thus, we assume for purposes of this appeal that plaintiff has established the first three steps of the multistep process of establishing a threshold injury. Kreiner, supra at 131-133.

B

The remaining issue is whether the injury affected plaintiffs general ability to lead his normal life. Kreiner, supra at 136. In engaging in this analysis, one of the primary disputes between the parties concerns what time frame to consider for purposes of comparing plaintiffs normal lifestyles before and after the second accident.

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Related

McNeel v. Farm Bureau General Insurance
795 N.W.2d 205 (Michigan Court of Appeals, 2010)
Benefiel v. AUTO-OWNERS INS. CO.
759 N.W.2d 814 (Michigan Supreme Court, 2008)

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Bluebook (online)
745 N.W.2d 174, 277 Mich. App. 412, Counsel Stack Legal Research, https://law.counselstack.com/opinion/benefiel-v-auto-owners-insurance-michctapp-2008.