Belmont Korners, LLC v. Lynk Invs., LLC

2026 NCBC 55
North Carolina Business Court·Decided June 16, 2026·No. 25-CVS-53946·Published·A. Graham Shirley

Opinion

Belmont Korners, LLC v. Lynk Invs., LLC, 2026 NCBC 55.

STATE OF NORTH CAROLINA IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION

MECKLENBURG COUNTY 25CV053946-590

BELMONT KORNERS, LLC; BELMONT KORNERS MANAGER, LLC; BELMONT KORNERS PROPERTIES, LLC and BELMONT DEVELOPMENT PARTNERS, LLC, ORDER AND OPINION ON

Plaintiffs, DEFENDANTS LYNK INVESTMENTS, LLC, RATB BELMONT, LLC,

v.

BENJAMIN LYONS, DEANNE TOAL-

LYNK INVESTMENTS, LLC; RATB BROTHERS, AND MATTHEW BELMONT, LLC; BENJAMIN BROTHERS’ MOTION TO DISMISS LYONS; DEANNE TOAL- BROTHERS; MATTHEW BROTHERS and RONALD STALEY, JR.,

Defendants.

1. THIS MATTER is before the Court upon Defendants Lynk Investments, LLC (“Lynk”), RATB Belmont, LLC (“RATB”), Benjamin Lyons (“Lyons”), Deanne Toal-Brothers (“Toal-Brothers”), and Matthew Brothers’ (“Brothers”) (collectively, the “Lynk Defendants”) Motion to Dismiss (the “Motion”), filed pursuant to Rules 12(b)(6) of the North Carolina Rules of Civil Procedure (the “Rule(s)”) on 15 January 2026 in the above-captioned case. 1 2. Having considered the Motion, the parties’ briefs in support of and opposition to the Motion, the Complaint, 2 the arguments of counsel at the hearing on

1 Mot. Dismiss, ECF No. 18.

2 Compl., ECF No. 5.

the Motion, and other appropriate matters of record, the Court hereby GRANTS the Motion as set forth below.

Elliott Law Firm, PC, by Michael K. Elliott, for Plaintiffs, Belmont Korners, LLC, Belmont Korners Manager, LLC, Belmont Korners Properties, LLC, and Belmont Development Partners, LLC.

Poyner Spruill LLP, by John Michael Durnovich and Thomas L. Ogburn III, for Defendants Lynk Investments, LLC, RATB Belmont, LLC, Benjamin Lyons, Deanne Toal-Brothers, and Matthew Brothers.

Defendant Ronald Staley, unrepresented.

Shirley, Judge.

I.

FACTUAL AND PROCEDURAL BACKGROUND 3. The Court does not make findings of fact when ruling on motions to dismiss under Rule 12(b)(6). Rather, the Court recites the allegations asserted and documents referenced in the challenged pleading—here, Plaintiffs’ Complaint—that are relevant and necessary to the Court’s determination of the Motions. The following background assumes that the well-pleaded factual allegations of the Complaint are true. See, e.g., White v. White, 296 N.C. 661, 667 (1979) (requiring the trial court to treat a complaint’s allegations as true under Rule 12(b)(6)).

4. In 2008, Roger and Perina Stewart (the “Stewarts”) sought and obtained rezoning of real property located on Belmont Avenue in Charlotte, North Carolina (the “Property”), to allow construction of condominiums and retail space. 3 In 2009,

3 Compl. ¶¶ 12–13.

the Stewarts formed Plaintiff Belmont Korners, LLC (“Belmont Korners”) and conveyed the Property to Belmont Korners. 4 5. However, the Property remained undeveloped for several years due to lack of financing. 5 In 2018, the Stewarts sought a development partner and were introduced to Defendant Ronald Staley (“Staley”), who represented himself as an experienced real estate developer. 6 6. On 27 February 2020, the Stewarts and Staley, owner of Verde Homes, executed an operating agreement for Plaintiff Belmont Korners Properties, LLC (“Belmont Properties”). 7 Under that agreement, Belmont Korners held an 80% membership interest in Belmont Properties, and Belmont Korners Investor, LLC, an entity affiliated with Staley, held the remaining 20%. 8 Plaintiff Belmont Korners Manager, LLC (“Belmont Manager”) was appointed as Belmont Properties’ manager, and Staley managed Belmont Manager. 9 The Property was conveyed to Belmont Properties. 10

4 Compl. ¶¶ 14–15.

5 Compl. ¶¶ 16–18.

6 Compl. ¶¶ 19–21.

7 Compl. ¶¶ 20, 30.

8 Compl. ¶¶ 29, 31.

9 Compl. ¶ 32.

10 Compl. ¶¶ 22, 38.

7. Under the operating agreement of Belmont Properties, Staley’s entity was responsible for seeking financing and paying costs associated with the Property until financing closed. 11 On or about 5 November 2020, Staley applied for a construction loan from Lynk in the principal amount of $6,035,000.00, which Lynk approved. 12 8. On 1 December 2020, Belmont Properties and Verde Homes entered into a construction contract to develop the Property. 13 Plaintiffs allege that, after demolition was completed, Staley did no significant work on the Property even though he continued to receive draws from Lynk on the construction loan. 14 9. The loan was scheduled to mature on 1 July 2022. 15 In June 2022, Lynk made a second loan in the amount of $7,100,000.00 to refinance the first loan and provide additional funds that Staley claimed were needed. 16 Plaintiffs allege that, despite Staley's repeated assurances, no substantial progress was made on the construction project. 17

11 Compl. ¶ 33; See Operating Agreement of Belmont Korners Props., LLC art. 5 § 4, ECF No. 36. 12 Compl. ¶¶ 34, 37.

13 Compl. ¶ 36.

14 Compl. ¶¶ 40–41.

15 Compl. ¶ 42.

16 Compl. ¶ 44.

17 Compl. ¶¶ 46–48.

10. In October of 2023, a “Development Review/Update Meeting” was held. 18 At that meeting, Staley proposed a larger project and represented that a bank, “presumably Lynk,” wanted to participate as an equity partner. 19 Plaintiffs further allege, upon information and belief, that “Lynk was financing at least five other construction projects for Staley during the same period of time” as the first two loans were made to Belmont Properties, and that Lynk “knew that Staley was moving funds between all the projects Lynk was financing.” 20 11. After a different entity owned by Staley went bankrupt on 11 October 2023, Staley allegedly abandoned the project and ceased communicating with the Stewarts. 21 The Stewarts then learned that the second loan with Lynk was in default. 22 12. In November 2023, the Stewarts, acting through counsel, caused a letter to be sent to Staley notifying him of alleged misconduct and demanding turnover of company property and project documents. 23 Plaintiffs allege that Staley did not respond to the letter or turn over any documents as requested. 24

18 Compl. ¶ 50.

19 Compl. ¶ 51.

20 Compl. ¶¶ 52–53.

21 Compl. ¶ 54.

22 Compl. ¶ 55.

23 Compl. ¶ 56; Compl., Ex. C.

24 Compl. ¶ 57.

13. In mid-October of 2023, the Stewarts began communicating with Lynk through Brothers, regarding the loan default and Staley’s action or inaction. 25 Plaintiffs allege that Brothers stated Lynk did not plan to foreclose and wanted to have Staley removed and Lynk take Staley’s place in the project. 26 14. Those discussions culminated in a 12 January 2024 meeting involving the Stewarts, Angela Ambroise, a real estate professional, and Lynk’s representative Stephen Valentine (“Valentine”). 27 Plaintiffs allege that the parties agreed that a new company, Plaintiff Belmont Development Partners, LLC (“Belmont Development”), would be formed; Belmont Korners would own 30%, and a new company to be formed by Lynk (“RATB”), would own 70%; Valentine would manage Belmont Development; Belmont Korners would convey the Property to Belmont Development; and Lynk would execute a forbearance agreement. 28 15. Belmont Development was formed on 20 February 2024. 29 Roger Stewart signed the operating agreement of Belmont Development (the “Operating Agreement”) on behalf of Belmont Korners on 19 February 2024; Valentine signed the agreement on or about 21 February 2024 on behalf of RATB and as manager of Belmont Development; the signature line for RATB states: “RATB Belmont, LLC a North

25 Compl. ¶ 58.

26 Compl. ¶ 59.

27 Compl. ¶¶ 20, 61.

28 Compl. ¶ 62.

29 Compl. ¶ 64; Compl., Ex. D – Operating Agreement of Belmont Development Partners, LLC [hereinafter, “Belmont Development Operating Agreement”].

Carolina limited liability company” 30 Plaintiffs allege that RATB had not been formed with the North Carolina Secretary of State when Valentine signed the Operating Agreement and remained unformed as of 10 October 2025. 31 While the parties never executed the forbearance agreement, 32 Lynk never took action to foreclose on the overdue notes.

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