Beeler v. Continental Casualty Co.

265 P. 57, 125 Kan. 441, 1928 Kan. LEXIS 373
CourtSupreme Court of Kansas
DecidedMarch 10, 1928
DocketNo. 27,889
StatusPublished
Cited by10 cases

This text of 265 P. 57 (Beeler v. Continental Casualty Co.) is published on Counsel Stack Legal Research, covering Supreme Court of Kansas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Beeler v. Continental Casualty Co., 265 P. 57, 125 Kan. 441, 1928 Kan. LEXIS 373 (kan 1928).

Opinion

The opinion of the court was delivered by

Marshall, J.:

Plaintiff recovered a judgment for $2,345 on an accident insurance policy issued by the defendant to the plaintiff. The defendant appeals from the judgment against it. The plaintiff appeals from the judgment of the court refusing to allow interest from the time the defendant was notified of the accident and injury to the plaintiff until the verdict was returned.

This is the second appearance of this case in this court. The former opinion will be found at Beeler v. Continental Casualty Co., 121 Kan. 642, 249 Pac. 579. That appeal was from a judgment in favor of the defendant on its demurrer to the evidence of the plaintiff. The judgment was reversed, and a new trial was directed.

At the close of the evidence for the plaintiff on the trial from which this appeal is taken, the defendant demurred to the evidence of the plaintiff. That demurrer was overruled. Of that order the defendant complains and argues that the question is presented on a set of circumstances which render the former decision of this court uncontrolling. This necessitates a recital of some of the facts shown by the evidence introduced on the second trial. The plaintiff was operating an oil and gas well supply house, and had been so doing for a number of years. On May 8, 1922, while atemptifig to sell some pipe to a customer, the plaintiff slipped and fell and struck his back on some eight-inch pipe. He got up and continued his work until May 29, when he became ill. On that day, he consulted a physician and was treated by him for biliousness. That treatment was followed for a few days, when'the plaintiff again visited the physician, who again examined the plaintiff and again stated that the plaintiff’s illness arose from biliousness, and continued to treat him therefor. Shortly thereafter the plaintiff went to- another physician, who examined him and stated that he was suffering from malaria, and treated him therefor. The plaintiff did not receive any benefit from the treatment of either of those physicians. After the consultation with the second physician the plaintiff went to Kansas City, Mo., for treatment by physicians at that place. He was there examined; and the physicians there stated that the cause of the [443]*443plaintiff’s illness was his tonsils, which were somewhat affected. They were removed, but the plaintiff did not improve. He returned to his home at Independence, Kan., where he consulted with and was treated by an osteopathic physician, who stated that there was a slight misplacement of some of the plaintiff’s vertebrae. Treatment was given by the osteopath for that condition, and the plaintiff improved slightly, but continued to be ill. Afterward he went to Guthrie, Okla., and was there treated by a chiropractic physician, who stated that there was some misplacement of the vertebrae.. The plaintiff improved under that treatment. After a number of months the plaintiff was able to return to his work. When he returned to his work he concluded that the cause of his injury had been his fall on the pipe. He immediately wrote the defendant, notifying it of that fact. That was on October 10, 1923, sixteen months after the accident had occurred. Until that notice was given to the defendant the plaintiff had not attributed his condition to the injury sustained by him in his fall and had not believed that the fall had caused that condition.

The policy on which the plaintiff seeks to recover contained the following provision:

“Written notice of injury on which claim may be based must be given to the company within twenty days after the date of the accident' causing such injury. In event of accidental death immediate notice thereof must be given to the company.”

The policy also provided that—

“Failure to give notice within the time provided in this policy shall not invalidate any claim if it shall be shown not to have been reasonably possible to give such notice, and that notice was given as soon as was reasonably possible.”

1. The defendant contends that the provision of the policy concerning notice was not complied with, and that for that reason the demurrer to the evidence of the plaintiff should have been sustained. While the evidence of the plaintiff on the present trial differed in slight particulars from the evidence introduced on the former trial, yet the facts which that evidence tended to prove are substantially the same as those which the evidence on the former trial tended to prove, so much so that the declaration of law stated in Beeler v. Continental Casualty Co., 121 Kan. 642, 249 Pac. 579, becomes the law of this case. This court there said:

[444]*444“In an insurance policy which indemnified the holder against accidental injuries, and required the holder to give notice to the insurance company within twenty days after the date of any accident causing an injury to the insured, but where the policy also provided that—
“ ‘Failure to give notice within the time provided in this policy shall not invalidate any claim if it shall be shown not to have been reasonably possible to give such notice and that notice was given as soon as was reasonably possible,’
it is held, under the evidence and peculiar circumstances narrated in the opinion, the question whether plaintiff gave notice of his accident and injury as soon as was reasonably possible was one of fact for the determination of a jury and not subject to disposition as a matter of law.” (Syl.)

The demurrer to the evidence was properly overruled.

2. The defendant complains of certain instructions. It says:

“No. 7 is erroneous and prejudicial, for the reason that it does not correctly state the facts and assumes to state that plaintiff’s injury commenced immediately, when in fact plaintiff admitted both in his petition and his evidence that he went about his business for a period of twenty-one days before he realized that there was anything the matter with him.
“Nos. 11, 12 and 13 are erroneous, as they do not state the law correctly.
“No. 14 is erroneous and prejudicial, as it attempts to single out and point out part of the evidence most favorable to the plaintiff and without reciting the evidence correctly pertaining to the matter.”

The instructions complained of ■ cover six printed pages of the abstract. Instruction No. 7 stated the plaintiff’s claim concerning his fall and his injury. Instruction No. 11 quoted the part of the policy which concerned total disability and stated the conditions under which total disability would apply. Instruction No- 12 set out the part of the policy concerning partial disability and stated the conditions under which partial disability would apply. Instruction No. 13 defined the terms “immediately,” “at once,” and “from the date of the accident,” and stated the conditions under which the jury could find that the plaintiff had been totally disabled.

Instruction No. 14 recited some of the facts which the plaintiff’s evidence tended to prove and then stated to the jury:

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Cite This Page — Counsel Stack

Bluebook (online)
265 P. 57, 125 Kan. 441, 1928 Kan. LEXIS 373, Counsel Stack Legal Research, https://law.counselstack.com/opinion/beeler-v-continental-casualty-co-kan-1928.