Becker v. Harple

24 Pa. D. & C.4th 374, 1993 Pa. Dist. & Cnty. Dec. LEXIS 273
CourtPennsylvania Court of Common Pleas, Lancaster County
DecidedSeptember 3, 1993
Docketno. 852 of 1992
StatusPublished

This text of 24 Pa. D. & C.4th 374 (Becker v. Harple) is published on Counsel Stack Legal Research, covering Pennsylvania Court of Common Pleas, Lancaster County primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Becker v. Harple, 24 Pa. D. & C.4th 374, 1993 Pa. Dist. & Cnty. Dec. LEXIS 273 (Pa. Super. Ct. 1993).

Opinion

ALLISON, J.,

This matter is before the court on defendant’s motion for partial summary judgment. As a result of a rear-end automobile accident on October 7, 1991, Sharon D. Becker commenced a lawsuit against Cheryl Lynn Harple on February 25, 1992. Pursuant to an election made by Ms. Becker with her insurance carrier, Fidelity & Guaranty Company, she elected the limited tort option pursuant to 75 Pa.C.S. §1705.

On February 7, 1990, the Pennsylvania General Assembly passed an amendment to the Pennsylvania Motor Vehicle Responsibility Law, the Act, establishing the “limited tort option:” 75 Pa.C.S. §1701 etseq., § 1705(d). The limited tort option provides that in exchange for a lower premium rate, an insured may waive his right to bring suit for “noneconomic” loss incurred as a result of a motor vehicle accident. “Noneconomic” loss is defined in section 1702 of the Act as pain and .suffering [375]*375and other noneconomic detriment. In other words, the innocent victim of a motor vehicle accident who elects the limited tort option, can maintain an action for lost wages and medical expenses, but waives his or her right to sue for pain and suffering.

The Act provides for certain exceptions to this general rule. Insureds who elect the limited tort option may, nevertheless, bring suit for noneconomic damages under the following limited circumstances: (1) the person at fault is convicted of driving under the influence of alcohol or a controlled substance; (2) the person at fault is operating a vehicle registered outside of Pennsylvania; (3) the accident is caused by the tortfeasor’s intentional conduct; (4) the tortfeasor has no “financial responsibility” as defined in the Act; (5) the accident is caused by a vehicle design or manufacturing defect; and (6) the victim is an occupant of a motor vehicle that is not a “private passenger motor vehicle” under the Act. 75 Pa.C.S. § 1705(d).

There is an additional exception which allows recovery for “serious injury.” The election of the limited tort option does not bar an insured for maintaining an action for noneconomic loss if he or she can prove he or she has suffered a “serious injury.” 75 Pa.C.S. § 1705(d). “Serious injury” is defined in section 1702 of the Act as:

“A personal injury resulting in death, serious impairment of a body function or permanent serious disfigurement.”

This language is, obviously, ambiguous and to date no courts of law in Pennsylvania have defined “serious impairment of a bodily function” and/or “permanent serious disfigurement.”

By legislative design, the language of the Pennsylvania Limited Tort amendment relating to the definition [376]*376of “serious injury” was copied verbatim from the Michigan No-Fault Insurance Act Mich. Comp. Laws §500 .3135 (1973). Because the Michigan Act is nearly 20 years old, a substantial number of Michigan courts have had the opportunity to apply the definition of “serious injury” to specific fact situations arising under the Michigan statute.

Prior to 1986, the Michigan courts decided many such cases on motions for summary judgment. In Cassidy v. McGovern, 330 N.W.2d 22 (Mich. 1982), the Michigan Supreme Court ruled that as long as there was no controversy regarding the extent of plaintiff’s injuries, the question of whether an injury constituted a “serious impairment of body function” was one of statutory construction to be decided by the courts.

In Cassidy, the Michigan Supreme Court defined “impairment of body function” as an impairment that would interfere with the plaintiff’s ability to live a normal life. In that case, plaintiff, Leo Cassidy suffered two complete breaks of both bones in his lower right leg. The court noted that Cassidy was a potato farmer who was required to stand for long hours and that walking was certainly an important body function. Cassidy was hospitalized for 18 days and wore casts for the next seven months. He also suffered dizzy spells. The treating physicians testified that the fractures had healed and there was no significant residual damage. Even though the damage was not permanent, the court held that Cassidy’s injuries did constitute a “serious impairment of a body function.”

However, in Hermann v. Haney, 330 N.W.2d 22 (Mich. 1982), the companion case to Cassidy, the Michigan Supreme Court decided that the plaintiff’s injuries did not constitute a “serious impairment of body function.” In that case, plaintiff had suffered only some [377]*377undefined neck and back injury, was absent for work only for a month after the accident, and then returned without restrictions on her activities.

The Michigan court enunciated some guidelines for defining serious injury in these cases. As mentioned above, the term “serious impairment of a body function” was defined to mean an impairment that would interfere with the plaintiff’s ability to live a normal life. The court specifically rejected a construction that the impairment could be of any body function, such as the movement of a person’s little finger. It also rejected a definition that would require the impairment to be a total body function. Rather, under Cassidy, the impairment need only be of an important body function, such as walking. And while the injury need not be of a permanent nature, the court made it clear in Hermann that a disability lasting only a month or so was not a serious injury. Therefore, longevity of the impairment would appear to be a significant factor to be considered under this pair of Michigan cases.

In addition, the Michigan courts require objective scientific or medical manifestation of the injury. Leo Cassidy’s broken bones were factually supported by x-rays, while Barbara Jean Hermann’s soft tissue injuries could not be objectively documented. Moreover, pain and suffering has been determined not to be an objective manifestation of a serious injury. See e.g., Denson v. Garrison, 378 N.W.2d 532 (Mich.App. 1985); Franz v. Woods, 377 N.W.2d 373 (Mich.App. 1985) (muscle spasms not an objective manifestation of a “serious impairment of body function”). The effect of this requirement of “objective manifestation” has been that in the majority of cases involving soft tissue injury prior to 1986, the Michigan courts decided on motions [378]*378for summary judgment that noneconomic damages were not recoverable as a matter of law.1

The more recent Michigan case law evolves from the 1986 state Supreme Court decision in DiFranco v. Pickard, 398 N.W.2d 896 (Mich. 1986). The DiFranco court held that the question of what constitutes a “serious injury” is solely a question for the trier of fact (usually a jury) when reasonable minds can differ as to whether the injury satisfies the threshold. Contrary to the court in Cassidy, the DiFranco

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Related

Franz v. Woods
377 N.W.2d 373 (Michigan Court of Appeals, 1985)
DiFranco v. Pickard
398 N.W.2d 896 (Michigan Supreme Court, 1986)
Denson v. Garrison
378 N.W.2d 532 (Michigan Court of Appeals, 1985)
Cassidy v. McGovern
330 N.W.2d 22 (Michigan Supreme Court, 1982)

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Bluebook (online)
24 Pa. D. & C.4th 374, 1993 Pa. Dist. & Cnty. Dec. LEXIS 273, Counsel Stack Legal Research, https://law.counselstack.com/opinion/becker-v-harple-pactcompllancas-1993.