Baudin v. Traders & General Insurance Co.

252 So. 2d 133, 1971 La. App. LEXIS 5655
CourtLouisiana Court of Appeal
DecidedAugust 20, 1971
DocketNo. 3477
StatusPublished
Cited by2 cases

This text of 252 So. 2d 133 (Baudin v. Traders & General Insurance Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Baudin v. Traders & General Insurance Co., 252 So. 2d 133, 1971 La. App. LEXIS 5655 (La. Ct. App. 1971).

Opinion

MILLER, Judge.

Edward Baudin seeks damages for personal injuries to his son, Keith A. Baudin, who was struck by an automobile while crossing the street to go home. The accident occurred when the young boy ran from behind a parked automobile into the path of the approaching car. The parked automobile was owned by plaintiff, insured by Traders and General Insurance Co., and was being driven by plaintiff’s brother-in-law, Jesse Theriot.

Suit was originally filed against Mrs. Laurie Angelle, owner of the approaching vehicle, which at that time was being operated by her then minor son, John B. Angelle. At the time of the accident, the Angelle vehicle was uninsured. Traders and General was also joined as a defendant under the uninsured motorist clause of its policy with plaintiff. Plaintiff subsequently filed a supplemental and amending petition against Traders and General under the “Omnibus Insured” clause of the policy on the theory that the accident was a direct result of the negligence of Jesse Theriot which arose out of the use of the automobile by Theriot.

Traders and General’s answer denied negligence on the part of the uninsured motorist. Traders and General then filed an exception of no cause of action, and, alternatively, a motion for summary judgment denying coverage under the “Omnibus Insured” clause of the policy on the grounds that the petitions failed to show that the accident arose out of the ownership, maintenance or use of the automobile and failed to show any act on the part of Jesse Theriot which was the proximate cause of the accident. The motion for summary judgment was granted by the trial court.

Plaintiff then appealed the judgment granting the motion for summary judgment and we reversed and remanded the case on the grounds that under the facts as alleged in plaintiff’s petition, the accident was one arising out of the use of the insured vehicle within the contemplation of the policy. See Baudin v. Traders and General Insurance Co., 201 So.2d 379 (La.App. 3 Cir. 1967).

After trial on the merits, the district court granted judgment in favor of John B. Angelle and Laurie M. Angelle, dismissing plaintiff’s suit against them. Judgment was also entered in favor of Traders and General denying plaintiff’s claim under the uninsured motorist clause of the policy. [135]*135Judgment was rendered against Traders and General under the liability clause of the policy based on Theriot’s negligence and in favor of Edward Baudin, individually, in the sum of Eight Hundred Fifty and No/100 ($850.00) Dollars and for the benefit of his minor son in the sum of Sixty-Five Hundred and No/100 ($6,500.00) Dollars. Traders and General appealed the judgment insofar as it awarded damages under the liability portion of the policy and plaintiff answered the appeal, seeking an increase in the award to the minor. Plaintiff has not appealed from that portion of the judgment in favor of Traders and General and John B. and Laurie Angelle dismissing his suit against these defendants under the uninsured motorist clause of the policy and, accordingly, that portion of the judgment is now final.

In its specification of errors Traders and General contends that the trial court erred in finding that Theriot was guilty of negligence which was the legal cause of the accident and in finding that the accident arose out of the use of the insured automobile by Theriot.

The trial judge stated in his oral reasons for judgment that he considered himself bound by our original opinion to find negligence on the part of Theriot under the liability clause of the policy, although in his opinion the facts as established on the trial of the merits did not exhibit negligence on the part of Theriot which proximately caused the accident. He interpreted our opinion as a mandate to him to find Theriot negligent if the facts as alleged by plaintiff in his original and supplemental petitions, and upon which we relied as true in considering the motion for summary judgment, were proven after a trial on the merits.

In the first appeal we were concerned with the interpretation of the “Omnibus Insured” clause of the policy. Under the provisions of this clause defendant agrees to pay if: (1) The insured is “legally obligated” to pay damages; (2) “arising out of”; (3) the “use” of the automobile. For the purposes of its motion for summary judgment, defendant admitted all facts alleged in plaintiff’s original and supplemental petitions. However, defendant argued that even assuming that the alleged facts showed actionable negligence on the part of Theriot, it was entitled to judgment as a matter of law because the accident was not one “arising out of * * * the use of the automobile”. The issue then before us, therefore, was not a factual determination of whether defendant was legally obligated to pay because of actionable negligence on the part of Theriot, but whether as a matter of law any liability arose out of the use of the vehicle by Theriot. We examined the pertinent legal principles and noted the several tests for causation that have been established jurisprudentially to determine whether an accident is one “arising out of” the use of an automobile. We concluded that under the facts as alleged these tests were satisfied and overruled the judgment granting the motion for summary judgment.

In view of the above, we must now determine from the evidence adduced at the trial on the merits whether defendant’s insured was guilty of negligence and if so, was his negligence a legal cause of the accident.

The evidence shows that the plaintiff resides on the north side of St. Charles Street in Breaux Bridge directly across the street from the home of Robert Irwin. On the date of the accident, plaintiff’s three year old son was playing in the Irwin front yard along with several other small children.

Prior to the accident Theriot had driven from the plaintiff’s store in Breaux Bridge to the plaintiff’s house to deliver a package. While driving in an easterly direction down St. Charles Street he noticed several small children, including Keith Baudin, playing in the Irwin yard. He also noticed Kathy Irwin, age 16, sitting on the front steps of the Irwin home. He delivered the package [136]*136to the Baudin home and started hack to plaintiff’s store travelling in an easterly-direction down St. Charles Street. He stopped in front of the Irwin home and called out to Keith Baudin to “go home” but the young child did not obey his in-stuctions and turned around and continued to play with the children in the yard. At this point Kathy Irwin got up from the front steps where she was sitting and walked around to the driver’s side of the automobile to talk to Theriot. Shortly afterward, and while Theriot was engaged in conversation with Kathy Irwin, the young child started in the direction of his home and ran from behind the parked automobile into the path of the westbound Angelle vehicle.

The amount of time which elapsed from the moment Theriot instructed the child to go home to the time of impact is not clear. Theriot testified that it “was just a few minutes. It can’t be more than five minutes.” In any event, it is evident that the child did not immediately obey Theriot’s instructions to return home. Theriot testified:

“Q. Well, when you told him to go home, he did turn and go toward the Irwin house to play with the children and continued to play with them. Is that right ?
A. He walked towards the carport. But I did not see him going under the carport.
Q.

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Related

American Liberty Insurance Company v. Soules
258 So. 2d 872 (Supreme Court of Alabama, 1972)
Baudin v. Traders & General Insurance
253 So. 2d 382 (Supreme Court of Louisiana, 1971)

Cite This Page — Counsel Stack

Bluebook (online)
252 So. 2d 133, 1971 La. App. LEXIS 5655, Counsel Stack Legal Research, https://law.counselstack.com/opinion/baudin-v-traders-general-insurance-co-lactapp-1971.