Barber v. Beckett

39 So. 2d 17, 251 Ala. 569, 1949 Ala. LEXIS 37
CourtSupreme Court of Alabama
DecidedFebruary 17, 1949
Docket6 Div. 710.
StatusPublished
Cited by12 cases

This text of 39 So. 2d 17 (Barber v. Beckett) is published on Counsel Stack Legal Research, covering Supreme Court of Alabama primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Barber v. Beckett, 39 So. 2d 17, 251 Ala. 569, 1949 Ala. LEXIS 37 (Ala. 1949).

Opinion

*571 STAKELY, Justice.

The vital question in this case is whether Althea Jacob abandoned her homestead and so lost her title to the property through a sheriff’s sale. The suit was begun by W. C. Barber (appellant) by a bill in equity for a sale for division, the complainant claiming an undivided one-half interest in a lot of land with an area of about 7,000 square feet with a house thereon, the property being located in Jefferson County. Horace M. Beckett and Frances Evelyn Beckett (appellees) filed an answer and cross-bill denying complainant’s title and seeking affirmative relief by quieting their title to the property.

Complainant then filed an answer to the cross-bill setting forth his claim to title to an undivided half interest in the property by virtue of a sheriff’s deed. The testimony was given orally before the court and the court rendered a decree denying the relief sought by complainant and granting the respondents the relief sought in their cross-bill. Hence this appeal.

On January 4, 1938, Alabama Mortgage and Securities Corporation recovered judgment in the Circuit Court of Jefferson County against Althea Jacob and Oliver G. Jacob for $3,187.06 and costs with waiver of exemptions as to personalty. Certificate of the judgment was filed for record on January 5, 1938, in the office of the Judge of Probate of Jefferson County, Alabama. Thereafter Oliver G. Jacob bankrupted and was discharged from the obligation. Thereafter on October 29, 1941, Oliver G. Jacob and Althea Jacob acquired the aforesaid lot by deed from Stackhouse, Incorporated for a consideration of $150.64 in cash, the assumption of a first mortgage thereon to Jackson Securities & Investment Company and the execution of a second mortgage to Stackhouse, Incorporated for $310.75, making a total consideration of $3,650.64. This total amount was the reasonable market value of the property at the time. Located on the lot was a four room house. Her interest in this property was all the real estate owned by Althea Jacob. She and her husband took possession of the property and occupied it as their home until October 1, 1943.

Oliver G. Jacob was employed by Miller G. Williams Machinery Company of Montgomery with branch office in Birmingham. On October 1, 1943, he was transferred temporarily by his employer 'to its Montgomery office. Oliver G. Jacob and Althea Jacob thereupon rented their house to Charles Palzolo and wife upon terms which will be referred to later. On October 2, 1944, Althea Jacob and Oliver G. Jacob sold and conveyed the property to E. D. Farmer for a consideration recited in the deed of $100 and other good and valuable considerations, including the assumption of the mortgage to Jackson Securities & Investment Company. The mortgage from the Jacobs to Stackhouse, Incorporated had been paid and was satisfied July 10, 1944. On July 27, 1946, E. D. Farmer and his wife sold and conveyed the property to Horace M. Beckett and Frances Evelyn Beckett (appellees). At that time there was a first mortgage in favor of Prudential Insurance Company for $2,560.40 and a second mortgage in favor of Jackson Securities Investment Company for $302.-90. These mortgages were satisfied at the time of the sale and a new mortgage was made to the Jackson Securities & Investment Company for $4,700 which is still unpaid.

Execution was issued on the judgment hereinabove referred to on November 19, 1946. The sheriff of Jefferson County levied on the property and on January 20, 1947, sold and conveyed the interest and;title of Althea Jacob therein by sheriff’s deed to W. C. Barber, his bid at the sheriff’s sale being in the amount of $5.

Omitting consideration for the moment of the renting of the property to Charles Palzolo, the situation may be analyzed in this manner. When the certificate of judgment in favor of-Alabama Mortgage & Securities Corporation was recorded on January 5, 1938, the judgment became a lien upon all the property in Jefferson County, subj ect to levy and sale under execution, which Althea Jacob then owned or thereafter acquired within ten years from the date of the judgment. Section 585, Title 7, Code of 1940; W. T. *572 Rawleigh Co. v. Patterson, 239 Ala. 309, 195 So. 729. The recordation of such a certificate has the effect of an execution in the hands of the sheriff as an “instrumentality of creating and preserving a lien.” And when a levy and sale are made under execution on the judgment, the title under the sheriff’s deed relates back to the inception of the lien and so takes precedence over all transfers and incumbrances made subsequently to such inception. Crawford Mercantile Co. v. Anderton, 179 Ala. 573, 60 So. 874; W. T. Rawleigh Co. v. Patterson, supra. But, as stated, to have the foregoing result the property must be subject to levy and sale under execution and in this connection the law looks with favor on the establishment of a homestead. So when lands are purchased for a home, although a recorded judgment stands against the purchaser, the purchaser may proceed to occupy the land and make a home thereon, and when this is done in accordance with homestead requirements, the judgment lien does not attach. W. T. Rawleigh Co. v. Patterson, supra.

In the case at bar there is no doubt that Althea Jacob occupied the propl erty as a home. As a married woman she could have a homestead exemption in her separate estate. Barton et al. v. Laundry, 202 Ala. 10, 79 So. 308. It was all the real estate she owned. Its area was within the statute’s requirements and so was its value, because if the homestead is encumbered by a mortgage, the amount of the incumbrance is deducted from the entire value to determine whether the debtor’s interest does not exceed $2,000. Brock Candy Co. v. Elson, 211 Ala. 244, 100 So. 94. There is no doubt that while Althea Jacob occupied the property, she had a homestead therein, free from the lien of the judgment. It is furthermore true that if at the time Althea Jacob conveyed the property to E. D. Farmer she still had a homestead in the property, she could dispose of the homestead as though there was no judgment and E. D. Farmer would receive a good title, since a judgment creditor had no claim upon it and could suffer no injury by its disposition. Terry et al. v. Schaeffer, 239 Ala. 264, 194 So. 502; Brock Candy Co. v. Elson, supra.

We have now reached the decisive question in the case. What was the extent of the interest of Althea Jacob in and to the property conveyed by the sheriff’s deed to appellant? The lien of the recorded judgment attached when she took title on October 29, 1941, subject to her homestead rights and the prior subsisting liens of the two mortgages. It is earnestly insisted by appellant that the homestead right was forfeited by abandonment and since the two mortgages were satisfied, it is claimed that appellant acquired .title to the interest of Althea Jacob by sale thereof under the judgment, since according to appellant, the judgment lien became paramount. We do not need to consider cancellation of the mortgages, if Althea Jacob did not abandon her homestead and this is what the court found with the witnesses testifying orally before it.

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Bluebook (online)
39 So. 2d 17, 251 Ala. 569, 1949 Ala. LEXIS 37, Counsel Stack Legal Research, https://law.counselstack.com/opinion/barber-v-beckett-ala-1949.