Barbara Schaefer v. UNUM Life Insurance Company of America

CourtDistrict Court, M.D. Pennsylvania
DecidedFebruary 12, 2026
Docket4:24-cv-00590
StatusUnknown

This text of Barbara Schaefer v. UNUM Life Insurance Company of America (Barbara Schaefer v. UNUM Life Insurance Company of America) is published on Counsel Stack Legal Research, covering District Court, M.D. Pennsylvania primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Barbara Schaefer v. UNUM Life Insurance Company of America, (M.D. Pa. 2026).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA BARBARA SCHAEFER, No. 4:24-CV-00590 Plaintiff, (Chief Judge Brann)

v. UNUM LIFE INSURANCE COMPANY OF AMERICA, Defendant. MEMORANDUM OPINION FEBRUARY 12, 2026

I. BACKGROUND Barbara Schaefer (“Plaintiff”) brought a complaint against UNUM Life Insurance Company of America (“Defendant”) for what she asserts was improper termination of her disability benefits.1 She brought six claims, including for breach

of contract, bad faith insurance practice, and improper denial of benefits as well as breach of fiduciary duties under ERISA.2 Parties proceeded to discovery. Plaintiff served on Defendant a series of

interrogatories and requests for production of documents, and Defendant responded.3 Relevant to the instant motion, Plaintiff sought the following topics: employment information, including compensation, for claims adjusters and their

1 Doc. 16 (Amend. Compl.). 2 Id. history of decisions; information about the supervision of claims adjusters; compensation to and history of claims referred to medical clinic Dane Street; and

documents related to state or federal agency investigation into Defendant.4 At the beginning of Defendant’s responses to both the interrogatories and requests for production, Defendant laid out a list of “general objections,” which it

proceeded to incorporate into all of its responses to the interrogatories and requests for production.5 The general objections included, for instance: that requested material was “beyond the scope of the Federal Rules of Civil Procedure, [and] the Local Rules for the Federal Rules of Evidence;” that the request is “overly broad and

unduly burdensome;” that the information sought “is protected by the attorney-client privilege and/or attorney work-product doctrine;” that the request is “vague, ambiguous and beyond comprehension,” and other such general objections.6

Defendant also proceeded to add specific objections to various interrogatories and requests for production, and repeatedly pointed Plaintiff to the “claim file” as the source for sought information.7 Plaintiff filed the instant motion seeking to compel Defendant to fully answer

the interrogatories and requests for production, and seeking leave to file additional interrogatories beyond those normally proscribed by Federal Rule of Civil Procedure

4 Doc. 34-3 (“Exhibit A,” Plaintiff’s First Set of Interrogatories). 5 Doc. 34-3 (Exhibit C). 6 Id. at 79. 7 See id. at Interrogatory Nos. 1, 2, 9, 13, 16, passim. 22(a)(1). The motion is now ripe for disposition. For the reasons stated below, the motion to compel is granted in part and denied in part, and the motion to serve

additional interrogatories is denied. II. LAW A. Legal Standard

Federal Rule of Civil Procedure 26(b)(1) provides that a party “may obtain discovery regarding any nonprivileged matter that is relevant to any party's claim or defense and proportional to the needs of the case.”8 Courts interpret relevancy “broadly to encompass any matter that bears on, or that reasonably could lead to

other matter[s] that could bear on, any issue that is or may be in the case.”9 Discovery requests are, therefore, relevant so long as “there is any possibility that the information may be relevant to the general subject matter of the action.”10

In the instant case, Plaintiff seeks discovery through two devices: interrogatories and requests for production. “Unless otherwise stipulated or ordered by the court,” Federal Rule of Civil Procedure 33 allows “no more than 25 written interrogatories” relating to “any matter that may be inquired into under Rule

26(b).”11 “Leave to serve additional interrogatories may be granted to the extent

8 FED. R. CIV. P. 26(b)(1). 9 Oppenheimer Fund, Inc. v. Sanders, 437 U.S. 340, 350-51 (1978). 10 Caruso v. Coleman Co., 157 F.R.D. 344, 347 (E.D. Pa. 1994). 11 F .R.C .P. 33. consistent with Rule 26(b)(1) and (2).”12 Requests for production of documents are governed by Federal Rule of Civil Procedure 34, which provides that a party served

a request under this rule must “produce and permit the requesting party or its representative to inspect, copy, test, or sample...designated documents or electronically stored information...stored in any medium from which information

can be obtained either directly or, if necessary, after translation by the responding party into a reasonably usable form.”13 If a party fails to respond to either discovery mode within the required time period, the requesting party is permitted under Federal Rule of Civil Procedure 37 to move for an order compelling a response.14

Parties may object to such discovery mechanisms, but “[t]he grounds for objecting to an interrogatory must be stated with specificity.”15 Furthermore, “[a]ny ground not stated in a timely objection is waived unless the court, for good cause, excuses the failure.”16 “[A]n evasive or incomplete disclosure, answer, or response

must be treated as a failure to disclose, answer, or respond.”17 Additionally, “specific objections must be tied to a particular interrogatory or a class thereof and, thus, general objections to an entire set of interrogatories are improper.”18 The United

12 Id. at 33(a)(1). 13 FED. R. CIV. P. 34(a)(1). 14 See FED. R. CIV. P. 37(a)(3)(B)(iii)-(iv). 15 FED. R. CIV. P. 33(b)(4). 16 Id. 17 FED. R. CIV. P. 37(a)(4). 18 American Civil Liberties Union v. Gonzales, 237 F.R.D. 120, 131 (E.D. Pa. 2006) (citing to Josephs v. Harris Corp., 677 F.2d 985, 991-92 (3d Cir. 1982). States Court of Appeals for the Third Circuit has clarified that general objections are improper where “interposed in an attempt to insulate from discovery a large quantity

of material that includes otherwise discoverable material when only some of the material may be protectible.”19 Moreover, parties may invoke Rule 33(d) to produce business records in response to interrogatories rather than specific information.20 However, when doing

so, the responding party must “specif[y] the records that must be reviewed, in sufficient detail to enable the interrogating party to locate and identify them as readily as the responding party could.”21 Additionally, should the responding party

choose to utilize Rule 33(d), the documents provided “must in fact contain the answer to the interrogatory.”22 B. Analysis

Plaintiff asserts that Defendant has failed to fully answer essentially all of the interrogatories and requests for production.23 After the instant motion was filed,

19 Grider v. Keystone Health Plan Central, Inc., 580 F.3d 119, 139-40 (3d Cir. 2009). 20 FED. R. CIV. P. 33(d). 21 Id. at 33(d)(1). 22 Schreiber v. Eli Lilly and Co., No. 05-CV-2616, 2007 WL 9821904, at *2 (E.D. Pa. Mar. 19, 2007) (citing Caruso v. Coleman Co., No. 93-CV-6733, 1995 WL 262521, at *3 (E.D. Pa. Apr.

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Related

Oppenheimer Fund, Inc. v. Sanders
437 U.S. 340 (Supreme Court, 1978)
United States v. Ilario M.A. Zannino
895 F.2d 1 (First Circuit, 1990)
Grider v. Keystone Health Plan Central, Inc.
580 F.3d 119 (Third Circuit, 2009)
Myers v. Prudential Insurance Co. of America
581 F. Supp. 2d 904 (E.D. Tennessee, 2008)
American Civil Liberties Union v. Gonzales
237 F.R.D. 120 (E.D. Pennsylvania, 2006)
Roesberg v. Johns-Manville Corp.
85 F.R.D. 292 (E.D. Pennsylvania, 1980)
Caruso v. Coleman Co.
157 F.R.D. 344 (E.D. Pennsylvania, 1994)

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