Bank of Mobile, N. B. A. v. Smith

81 So. 193, 16 Ala. App. 673, 1919 Ala. App. LEXIS 22
CourtAlabama Court of Appeals
DecidedJanuary 14, 1919
Docket1 Div. 287.
StatusPublished
Cited by1 cases

This text of 81 So. 193 (Bank of Mobile, N. B. A. v. Smith) is published on Counsel Stack Legal Research, covering Alabama Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bank of Mobile, N. B. A. v. Smith, 81 So. 193, 16 Ala. App. 673, 1919 Ala. App. LEXIS 22 (Ala. Ct. App. 1919).

Opinion

BROWN, P. J.

[1] The debt due the bank for which the diamond brooch was. pledged is shown without dispyite to be the debt of Capt. Smith, the husband of the plaintiff, and if the brooch was the-property of the plaintiff, as .the evidence tends to show, and as the jury found, under our statute she was without power to pledge it as a security for the husband’s debt. Code 1907, § 4497; People’s Bank of Greensboro v. Steinhart, 186 Ala. 205, 65 South. 60; Vinegar Bend Lumber Co. v. Leftwich, 197 Ala. 352, 72 South. 538; Elkins v. Bank of Henry, 180 Ala. 18, 60 South. 96; Hanchey v. Powell, 171 Ala. 597, 55 South. 97.

*674 [2] The statute which denies to a married woman the power to pledge her real estate for the husband’s debt operates with like force as to her personalty. Code 1907, § 4498.

[3] “The statute is founded upon- public policy which is to protect the wife’s estate as against the influence of her husband or other person, or her own inclination in respect to subjecting it to her husband’s debts. Being by the law prohibited to so contract, appellee could not, by attempting to do so, estop herself to deny her want- of power.” Richardson v. Stephens, 122 Ala. 301, 25 South. 39.

, [4] The wife, being without power to make the pledge, is likewise without power to ratify it, even for a consideration. Evans et al. v. Faircloth-Byrd Merc. Co., 165 Ala. 176, 51 South. 785, 21 Ann. Cas. 1164.

' [5] The special charge which constitutes the basis for the only assignment of error on the record, instructing the jury that a consideration was necessary to a ratification by the plaintiff!, was more favorable to the defendant than the law justified; and, while it was not a correct statement of the law as applied to this case, the appellant cannot complain.

IB] We do not wish to be understood as holding that the doctrine of estoppel in pais is not applicable to a married woman who fraudulently allows her husband to deal with her property as his own, but it is essential to such estoppel that there be positive conduct or declarations calculated to deceive,- or culpable silence under circumstances impelling an honest person to speak. Ivy v. Hood (Sup.) 79 South. 587.

Mere silence on the part of the plaintiff after the conversion, without knowledge that it was the purpose of the husband to secure further or additional loans, will not suffice. Kelly v. Cook, 15 Ala. App. 350, 73 South. 220; McCarty v. Roswald & Co., 105 Ala. 511, 17 South. 120.

We find no reversible error in the record.

Affirmed.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Webb v. Lamar
180 So. 545 (Supreme Court of Alabama, 1938)

Cite This Page — Counsel Stack

Bluebook (online)
81 So. 193, 16 Ala. App. 673, 1919 Ala. App. LEXIS 22, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bank-of-mobile-n-b-a-v-smith-alactapp-1919.