Bank of Kentucky v. Adams Ex.

2 F. Cas. 650, 1 Flip. 242, 1 Cent. Law J. 436, 1872 U.S. App. LEXIS 1181
CourtU.S. Circuit Court for the District of Kentucky
DecidedSeptember 3, 1872
StatusPublished

This text of 2 F. Cas. 650 (Bank of Kentucky v. Adams Ex.) is published on Counsel Stack Legal Research, covering U.S. Circuit Court for the District of Kentucky primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bank of Kentucky v. Adams Ex., 2 F. Cas. 650, 1 Flip. 242, 1 Cent. Law J. 436, 1872 U.S. App. LEXIS 1181 (circtdky 1872).

Opinion

BALLARD, District Judge.

On a former day there was in this case a verdict and judgment for the defendant. At the trial the counsel for the plantiff took several exceptions to the rulings of the court and charge to the jury, and they have now moved for a new' trial, assigning for cause that the court erred in refusing to give the instructions asked by them, and in giving the instructions which were given.

The learned counsel have submitted no argument on their motion. They stand on the argument made and the authorities cited at the trial.

As both that argument and these authorities received at the time the fullest consideration, I think I would be justified in overruling the motion, wdthout adding to what was then said; but, as the opinion expressed by me on the main point in the case is apparently opposed to several respectable authorities, and is supposed to present a new and important question, I feel that I ought not to allow this opportunity to pass without attempting a vindication of an opinion, the correctneess of which has been confirmed by subsequent reflection.

The facts in the case are substantially as follows: The Southern Express Company and the Adams Express Company are engaged each in the business of carrying money and other articles from one part of the country to another for hire, at the request of any one who offers such articles to them for carriage. They do not use in their business any vehicles of their own, except such as are required to transport the articles intrusted to them to and from railroad depots, and to and from steamboat landings. They use railroads, steamboats, and other public conveyances of the country. These conveyances are not subject to their control, but are governed entirely by the companies and persons to whom they belong. The packages intrusted to them are at all times, while on these public conveyances, in the care of one of their own messengers -or agents. These companies are engaged in carrying by the railroads through Louisiana and Mississippi to Humboldt, Tennessee, anu thence over the Louisville and Nashville Railroad to Louisville, Kentucky, under a contract by w'hich they divide the compensation in proportion to the distance the article is transported by the respective companies. Between Humboldt, Tennessee, and Louisville, Kentucky, both companies employ the same messenger, but this messenger, south of the northern boundary of the state of Tennessee, is subject entirely to the orders of the Southern Express Company, and north of that boundary, is subject entirely to the orders of the Adams Express Company.

These express companies are in the habit of charging one price when they undertake to insure the safe delivery of the articles-intrusted to them—that is, when they do not modify their ordinary responsibility as common carriers, and of charging another and lower price when their responsibility is limited. The Louisiana National Bank was aw'are of these regulations, and had in its. possession printed blank receipts, or bills of lading, showing in the body the conditions and exceptions upon which the companies would undertake to carry at the lowest rate, and in the margin of the printed blank for the rate at which they would insure. Having received a letter from the plaintiff, directing the forwarding by express of the sum of $13,528.15, the bank, by its teller, filled the blanks in that part of the bill of lading which contained the conditions and exceptions, and presented it to the Southern Express Company for its signature, and delivered the package of money addressed to the plaintiff without stating who was the owner. The bill of lading was signed and re-dellv-ered to the teller of the Louisiana National Bank, and forwarded by him to the plaintiff at Louisville. It does not appear that the receipt wras read at the time of its delivery, or that the attention of the officers of the Louisiana National Bank was called specially to the exceptions contained in it, but, as before stated, the bank was aware of these exceptions, and of the stipulations for the lesser rate of compensation.

This package was carried by the Southern Express Company from New Orleans to-Humboldt, Tennessee, and there delivered to the joint messenger of the Southern and Adams Express Companies. While it was in the custody of this messenger between Humboldt and the northern line of the state of Tennessee, the car in which the package was contained was precipitated through a trestle-work on the line of the Louisville and Nashville Railroad, at or near Budd’s creek, and the car and package were destroyed by fire. This was caused by the fallen locomotive, without any fault or neglect on the part [652]*652of the messenger who had charge of the package.

So much of the receipt as is material to the present controversy is as follows:

“Southern Express Company, Express Forwarders. No. 2.—$13,528.15. July 20, 1869. Received from the Louisiana National Bank one package, sealed, and said to contain $13,-528.15, addressed ‘Bank of Kentucky, Louisville, Kentucky.’ Upon the special acceptance and agreement that this company is to forward the same to its agent nearest or most convenient to destination only, and there deliver the same to other parties to complete the transaction, such delivery to terminate all liability of this company for such damage; and also, that this company are not to be liable in any manner, or to any extent, for any loss or damage * * * of such package, or of its contents * '* * occasioned * * * by fire or steam. The shipper and owner hereby severally agree that all the stipulations and conditions in this receipt contained shall extend to and inure to the benefit of each and every company or person to whom the Southern Express Company may intrust or deliver the above described property for transportation, and shall define and limit the liability therefor of such other company or person.”

Upon these facts the court charged the jury:

1st—That the Southern Express Company and the Adams Express Company are common carriers.

2d—That the Adams Express Company is liable for the loss of packages delivered to the joint messenger of the two companies at Humboldt, Tennessee, although the loss occur south of the northern 3 boundary of the state of Tennessee.

3d—That if the jury believe the facts above •detailed in relation to the execution of the receipt, then it, thus signed and delivered, •constitutes the contract, and all exceptions in it are a part of the contract, no matter whether each or all of them were known to the Louisiana National Bank or not; and the plaintiff is bound by this contract, whether it •expressly authorized the Louisiana National Bank to make it or not.

4th—If the bill of lading contained no exception, it is clear that the defendant would not be excused because the accident occurred without its fault. It would be the insurer, and therefore accountable. But the bill of lading among other exceptions contained this: “That the company are not liable in any manner, or to any extent, for any loss or ■damage * * * of such package or its contents * * * occasioned * * * by fire.”

Now, if you believe that the package was •destroyed by fire, as above indicated, without any fault or neglect on behalf of the messenger, or the defendant, the defendant has brought itself within the terms of the •exception, and it is not liable.

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Related

Bank of Kentucky v. Adams Express Co.
93 U.S. 174 (Supreme Court, 1876)
Hooper v. Wells, Fargo & Co.
27 Cal. 11 (California Supreme Court, 1864)
Grace v. Adams
100 Mass. 505 (Massachusetts Supreme Judicial Court, 1868)
Christenson v. American Express Co.
15 Minn. 270 (Supreme Court of Minnesota, 1870)

Cite This Page — Counsel Stack

Bluebook (online)
2 F. Cas. 650, 1 Flip. 242, 1 Cent. Law J. 436, 1872 U.S. App. LEXIS 1181, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bank-of-kentucky-v-adams-ex-circtdky-1872.