Baker v. Crystol (Maryland Cas. Co.)

188 A. 174, 324 Pa. 333, 1936 Pa. LEXIS 520
Supreme Court of Pennsylvania·Decided October 1, 1936·No. Appeal, 216·Published·Cited by 1 cases

Opinion

Opinion bv

Mr. Justice Stern,

Plaintiff obtained a verdict against defendant for damages for injuries sustained by being struck by an automobile alleged to have been operated by defendant. Judgment was entered on the verdict and an attachment execution issued thereon, Maryland Casualty Company being named as garnishee.

Plaintiff claimed that garnishee had issued to defendant a policy of liability insurance covering the car involved in the accident. Garnishee, on the other hand, contended that the car by which plaintiff was injured was not the one insured by the policy. This formed the sole issue at the trial on the attachment execution. A verdict was rendered for plaintiff, but a new trial was awarded. At the retrial a verdict was again rendered for plaintiff. Garnishee filed motions for a new trial and for judgment n. o. v., and from the overruling of these motions has taken the present appeal. The assignments of error in regard to the refusal of a new trial are based upon alleged inadequacy of the charge and the qualifying of answers made to garnishee’s points for charge. These assignments, as well as that which complains of the overruling of the motion for judgment n. o. v., all center around factual controversies bearing on the identification of the car..

Several witnesses testified to defendant’s physical presence at the scene and time of the accident, and also *336 to the number 1C420 on the registration plates of the ear which struck plaintiff. Admittedly this number had been issued for defendant’s car, and, since the Motor Vehicle Act of May 1, 1929, P. L. 905, section 504, provides that no motor vehicle shall be operated under any other plates than those of its own registration except as provided in the act, there arose an inference or presumption that the car which figured in the accident was the one owned and registered by defendant. The car registered under the number 1C420 was described in the registration as a DeSoto sedan, engine No. SA 23591, Mfr.’s No. 5034032. The policy issued by garnishee to defendant described the car insured as a DeSoto sedan, Ser. No. SA-23591, Eng. No. 5034032. It appeared from the testimony that the serial number and manufacturer’s number of a car are synonymous. It will be observed that the manufacturer’s number in the registration was stated in the policy as the engine number, while the engine number in the registration was stated in the policy as the serial (i. e., manufacturer’s) number, but this transposition was obviously the result of clerical error in writing the policy, as was practically admitted by garnishee at the trial, it being shown that no DeSoto car had ever been built with the numbers as written in the policy. Therefore there was no serious contention that the policy did not cover defendant’s car registered under the number 1C420, and that number, as already stated, was, according to plaintiff’s witnesses, on the registration plates attached to the car at the time of the accident. The identification of the registration number on the plates was sufficient in itself, therefore, to require the submission of the case to the jury.

Plaintiff, however, did not rely merely upon the registration plates. His son Robert testified that shortly after the accident defendant showed him the registration card, that he copied from it, on the leaf of a notebook or pad which he carried in his pocket, the registration number, engine number, manufacturer’s number and the *337 name and address of defendant, and that he and defendant then checked all of these numbers on the car itself. This memorandum, put in evidence as plaintiff’s exhibit B, is curious in that, instead of “Crystol” or “Crystal” as given on the registration card, the name appears on exhibit B as “Craystol”; the address on the registration card, “Wilmerding,” is given on exhibit B as “Wilmer-dean”; the engine number SA 23591 on the registration card is given on exhibit B as “Ser SA-23591”; and the manufacturer’s number 5034032, as stated on the registration card, appears on exhibit B as “Eng 5034032.” The same error of transposition of numbers which occurred on the insurance policy thus appears likewise on exhibit B, and garnishee contends that as the making of the same mistake by Robert Baker and by the clerk who wrote the policy would be a strange coincidence, it is likely that exhibit B was copied, not from the registration card at the time of the accident, but from the policy itself at some subsequent period. Defendant denied that either he or his car was present when the accident occurred, and therefore also denied, of course, that he showed his registration card to plaintiff’s son at that time. The contradictions on this point and the question as to the genuineness of exhibit B as testified to by Robert Baker were necessarily for the jury.

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Baker v. Crystol (Maryland Cas. Co.), 188 A. 174, 324 Pa. 333, 1936 Pa. LEXIS 520 (Pa. 1936).

188 A. 174 (Baker v. Crystol (Maryland Cas. Co.)) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

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