Baker v. Chase Bank USA

CourtSuperior Court of Delaware
DecidedApril 11, 2025
DocketN24C-02-177 CEB
StatusPublished

This text of Baker v. Chase Bank USA (Baker v. Chase Bank USA) is published on Counsel Stack Legal Research, covering Superior Court of Delaware primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Baker v. Chase Bank USA, (Del. Ct. App. 2025).

Opinion

IN THE SUPERIOR COURT OF THE STATE OF DELAWARE

DARRELL J. BAKER, ) Administrator of and on ) Behalf of the Estate of ) DAVID E. PEIRSON II, and ) JULIE ANN PEIRSON, ) Individually, ) ) Plaintiff, ) ) v. ) C.A. No. N24C-02-177 CEB ) CHASE BANK USA, N.A., ) and JONES LASALLE ) INC., ) ) Defendants. ) )

Submitted: January 15, 2025 Decided: April 11, 2025

ORDER

1. David Peirson (“Decedent”) was on the premises of Chase Bank’s

(“Defendant”) Christiana Gateway building – a 12-story building – in Wilmington,

Delaware, to work as an independent computer contractor.1 According to the

Complaint, security cameras on the roof of the Christiana Gateway building

observed Decedent walking around on the roof. 2 But Jones LaSalle (“Defendant”) –

1 D.I. 1 Compl. at 2 (Feb. 16, 2024), Trans. ID 72063459 [hereinafter Compl.]. 2 Id. at 2-3. which provided security services for the Christiana Gateway building – allegedly

took no action in response after seeing Decedent on the roof. 3 Later that day,

Decedent was found dead on the sidewalk next to the Christiana Gateway building.4

2. Darrell Baker, Administrator of Decedent’s Estate, (“Plaintiff”) alleges

that Defendants acted negligently by failing to provide safe premises at the

Christiana Gateway building.5 Plaintiff asserts that Defendants were negligent by

failing to prevent unauthorized access to the roof and did nothing after seeing

Decedent on the roof.6 The Complaint alleged negligence and wrongful death. 7

3. Defendant Chase Bank has moved to dismiss the Complaint, arguing

that Defendant had no duty to Decedent.8 Chase says a duty to attempt prevention

of a suicide depends on whether a “special relationship” existed between Decedent

and Defendants and none existed here.9

3 Id. at 3. 4 Id. 5 Id. at 4-6. 6 Id. at 4. 7 Id. at 4-6. 8 D.I. 37 Def.’s Mot. to Dismiss at 2 (Oct. 14, 2024), Trans. ID 74748342 [hereinafter Def.’s Mot. to Dismiss]. 9 Id. at 6.

2 4. Plaintiff does not really dispute that a duty to attempt prevention of a

suicide does not exist outside a special relationship. Instead, Plaintiff says there are

no allegations in the Complaint that Decedent died by suicide. 10

5. Chase responds that if there is no special relationship and Plaintiff is

arguing some general duty to keep the roof safe, the hazards of being on the roof of

a 12-story building would be obvious to any person of ordinary care and prudence.11

If all building owners were liable simply because they have control of a building,

then all building owners would be strictly liable to all business invitees on roofs. 12

6. On a motion to dismiss, the Court accepts all factual allegations in the

Complaint as true and draws all reasonable inferences in favor of the party opposing

the motion. 13 The Court is “limited to the well-pled allegations in the complaint.”14

An allegation is well-pled when the allegation “puts the opposing party on notice of

the claim brought against it.”15 The motion to dismiss should be granted only if

10 Id. at 4. 11 D.I. 46 Def.’s Resp. at 3 (Jan. 15, 2025), Trans. ID 75446817. 12 Id. at 5. 13 Williams v. Newark Country Club, 2016 WL 6781221, at *1 (Del. Super. November 2, 2016) (citing L & R Saunders Assoc. d/b/a Radiology Professionals v. Bank of America, 2012 WL 4479232 (Del. Super. Sept. 12, 2012)). 14 CH Assocs. XI, LLC v. 1102 W. St., LP, 2025 WL 671767, at *5 (Del. Super. Mar. 3, 2025) (citing Doe v. Cahill, 884 A.2d 451, 458 (Del. 2005)). 15 Peters ex rel. Peters v. Texas Instruments Inc., 2011 WL 4686518, at *2 (Del. Super. Sept. 30, 2011). 3 “under no reasonable interpretation of the facts alleged could the complaint state a

claim for which relief might be granted.”16

7. Courts have the discretion to deny a motion 12(b)(6) motion to dismiss,

so that the parties can conduct discovery and clarify the issues in dispute. 17 If

“plaintiff seeking to avoid dismissal advances a non-frivolous legal argument that

would defeat the motion if the facts turn out to be as it alleges, the court usually must

allow the plaintiff to take discovery to gather proof of those facts.”18 A motion to

dismiss should be denied “when developing the factual record may be necessary.”19

8. Chase cannot be faulted here for moving to dismiss. Somehow, it had

a copy of the decedent’s death certificate and appended it to its motion. It says the

cause of death was suicide and the allegations of the Complaint certainly suggest

that this is indeed what happened.20 But in the face of Chase’s motion, Plaintiff takes

16 Murray v. Mason, 244 A.3d 187, 192 (Del. Super. 2020), modified (Jan. 5, 2021) (quoting Hedenberg v. Raber, 2004 WL 2191164, at *1 (Del. Super. Aug. 20, 2004)). 17 Universal Cap. Mgmt., Inc. v. Micco World, Inc., 2012 WL 1413598, at *5 n.34 (Del. Super. Feb. 1, 2012) (citing In re General Motors (Hughes) S'holder Litig, 897 A.2d 162, 168–69 (Del.2006); Marvel v. Prison Industries, 884 A.2d 1065, 1070–71 (Del. Super. 2005); In re Walt Disney Co. Derivative Litig., 825 A.2d 275, 291 (Del. Ch.2003)). 18 Degregorio v. Marriott Int'l, Inc., 2018 WL 3096627, at *7 (Del. Super. June 20, 2018) (quoting Simon v. Navellier Series Fund, 2000 WL 1597890, at *4 (Del. Ch. Oct. 19, 2000)). 19 ANI Pharms., Inc. v. CG Oncology, Inc., 2024 WL 4986509, at *9 n.117 (Del. Super. Nov. 18, 2024) (quoting Chester Cnty. Employees’ Ret. Fund v. KCG Holdings, Inc., 2019 WL 2564093, at *10 (Del. Ch. June 21, 2019)). 20 Def.’s Mot. to Dismiss at 2. 4 the contrary position, urging that suicide has not been established and perhaps there

was some other reason for Decedent’s “leaving the roof.”21

9. So instead of arguing that Chase had a special relationship with

Decedent for which it may be held liable in tort, Plaintiff suggests that Chase had a

general duty to keep the premises safe, including the roof. Exactly what Chase did

or did not do to keep the roof safe obviously requires inquiry into facts not currently

of record, thus avoiding dismissal.

10. Whether Decedent died by suicide is not in the record before the Court

in this 12(b)(6) motion to dismiss.22 The Court agrees that if the Decedent died by

suicide, Plaintiff cannot make a case for any special relationship and therefore

Chase’s duty ends at that of the duty it would owe to any business invitee. We simply

do not know enough at this early pleading stage about Chase’s maintenance of the

building, access to the roof or whether routine safety precautions were met to rule

on a motion to dismiss. Chase makes a fair point that it is not the guarantor of the

safety of all invitees, but the Court cannot preclude at least limited discovery into

Chase’s routine safety precautions with respect to the roof before ruling on this

matter. Given the strictures placed on the Court by the standard of review on a

21 Compl. at 4. 22 “The complaint generally defines the universe of facts that the trial court may consider in ruling on a Rule 12(b)(6) motion to dismiss.” In re Gen. Motors (Hughes) S'holder Litig., 897 A.2d at 168 (citing Malpiede v. Townson, 780 A.2d 1075, 1082 (Del.2001)).

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Related

Marvel v. Prison Industries
884 A.2d 1065 (Superior Court of Delaware, 2005)
Doe v. Cahill
884 A.2d 451 (Supreme Court of Delaware, 2005)
In Re the Walt Disney Co. Derivative Litigation
825 A.2d 275 (Court of Chancery of Delaware, 2003)
Malpiede v. Townson
780 A.2d 1075 (Supreme Court of Delaware, 2001)
In Re General Motors (Hughes) Shareholder Litigation
897 A.2d 162 (Supreme Court of Delaware, 2006)

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Baker v. Chase Bank USA, Counsel Stack Legal Research, https://law.counselstack.com/opinion/baker-v-chase-bank-usa-delsuperct-2025.