Arnold v. Murphy

203 N.W. 387, 199 Iowa 934
CourtSupreme Court of Iowa
DecidedApril 7, 1925
StatusPublished
Cited by6 cases

This text of 203 N.W. 387 (Arnold v. Murphy) is published on Counsel Stack Legal Research, covering Supreme Court of Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Arnold v. Murphy, 203 N.W. 387, 199 Iowa 934 (iowa 1925).

Opinion

Albert, J. —

On the 3d day of January, 1923, a judgment was entered in the district court of Adair County, Iowa, foreclosing the mortgage on a quarter section of land situated in that county. This mortgage, signed by both defendants herein, was for purchase money. The defendants did not move upon or occupy said land until after the making and recording of the mortgage. Special execution was issued on said decree, ■ the property was sold, and in due course of time went to deed, on the 27th of February, 1924. It was bought at the sale by the plaintiff herein, who bid the amount of the judgment, interest, and costs, in all approximately $30,000. He then brought this action of forcible entry and detainer against the defendants, to dispossess them of the property.

The action herein is one at law. Defendants answered, alleging that the sheriff’s deed, on which plaintiff based his action, was void, because they occupied a part of the same as a homestead at the time of the foreclosure, and so occupied it at the time of the trial in the lower court; that the sheriff failed to serve notice on them to plat their homestead, as required by Section 2979 of the Code of 1897; that neither the sheriff nor *936 the defendants platted or caused to be platted a homestead out of said real estate before the sale: and they pray that plaintiff’s petition be dismissed.

The district court held with the appellee herein, holding that he was entitled to the immediate possession of the property, and commanded the sheriff to remove the defendants from the property in question.

The plaintiff bases his case on the aforesaid sheriff’s deed. The answer of the defendants, if it amounts to anything, amounts to a plea in equity. The defendants so recognized it, because they prayed that the cause'be transferred to the equity side of the docket, and that the sheriff’s sale be set aside. The record is wholly silent as to any ruling on this motion or prayer to transfer to equity. It must, therefore, be treated as an answer at law. It cannot be recognized as a cross-petition or counterclaim asking for affirmative relief.

A sheriff’s deed, under ordinary circumstances, makes a prima-facie showing for the holder thereof, in an action of this character. Denegre v. Haun, 14 Iowa 240. If the deed is to be avoided, it must be by a direct attack in equity, and not by a collateral attack, as attempted herein. All of the cases hereinafter cited are eases in which an action was brought in equity for the purpose of setting aside the deed. Hence, all were direct, and not collateral, attacks.

We are to determine whether the defendants are entitled, by this indirect and collateral method, to question the validity of the deed." This necessarily raises the question of whether or not a sheriff’s deed, issued under the circumstances of this ease, is void. Of course, if this deed is to be held void, then it may be attacked collaterally, or in any other manner the opposing party may choose; but if the deed is not void, it can only be attacked directly, and cannot be reached by collateral attack.

To reach the proper solution of this question, the facts may be simplified as follows: Judgment was entered on the note, and the mortgage foreclosed. Special execution sale followed, at which the sheriff, in offering the property for sale, offered it separately in 40-acre tracts, and received no bid for any individual 40. He then offered it en masse, and the judgment creditor bought it for the amount of his judgment, interest, and costs, and *937 satisfied the personal judgment against the defendants. The defendants at no place evidence any desire whatever to redeem from said sale. They have at all times neglected to pay any taxes on said property, have occupied and are now occupying the same, and seek to compel the judgment creditor to issue another execution and again sell, to the end that they may occupy the land for another redemption period of one year.

Section 2972 of the Code of 1897 provides:

“The homestead of every family, whether owned by the husband or wife, is exempt from judicial sale, where there is no special declaration of statute to the contrary.”

Two exceptions are marked out to the above section in Section 2976: First, where the sale on execution is for debts acquired prior to the acquisition of the homestead; and second, for debts created by written contract, executed by persons having power to convey, and expressly stipulating that it is liable therefor. In the last of these cases, it is only to be sold for a deficiency remaining after exhausting all the other property of the debtor liable to execution.

Section 2979 of the Code of 1897 as amended by Chapter 98 of the Laws of the Twenty-seventh General Assembly, reads as follows:

“The owner, husband or wife, may select the homestead and cause it to be platted, but a failure to do so shall not render the same liable when it otherwise would not bé, and a selection by the owner shall control. * * * Should the homestead not be platted and recorded at the time levy is made upon real property in which a homestead is included, the officer having the execution shall give notice in writing to said owner, and the husband or wife of such OAvner, if found within the county, to plat and record the same within ten days after service thereof; after which time said officer shall cause said homestead to be platted and recorded as above, and the expense thereof shall be added to the costs in the case.”

It is apparent from the reading of these sections that primarily all homesteads are exempt, and that they can only be sold, as far as these statutes are concerned, in two instances: First, for a debt contracted before the homestead was acquired; ,and second, when the parties entitled to the homestead, by *938 written agreement, subject it to the payment of the debt. All cases hereinafter referred to are cases in which the sale covers more land than the statutory homestead.

The mortgage and note on which the judgment of foreclosure was based, come within the purview of both of these exceptions in the statute (Section 2976) : that is to say, it was a purchase-money mortgage. The evidence shows that the defendants did not occupy or move upon the land until.after the debt was created; and hence it was a debt antedating the acquisition of the homestead. More than this, there was a written contract signed by both defendants, pledging the whole of the quarter section to the payment of the debt. Under the Iowa statute, the homestead, under circumstances of this character, is limited to 40 acres of land.

The Iowa cases in which there are sales and deed under circumstances similar to the one under consideration, naturally divide themselves into two groups, and the line of demarcation is very definite.

Under Section 2972 of the Code of 1897, which section is similar to the corresponding sections in all the previous codes, we have held that, where the sale did not substantially comply with Section 2976, or the homestead was not platted as provided by Section 2979 of the same Code, the deed was void. We so held in White v. Rowley, 46 Iowa 680; Lowell v. Shannon, 60 Iowa 713; Goodrich v. Brown, 63 Iowa 247;

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Equitable Life Assurance Society of the United States v. Anderson
438 N.W.2d 857 (Court of Appeals of Iowa, 1989)
Travelers Insurance v. Brooks
276 N.W. 617 (Supreme Court of Iowa, 1937)
Prudential Insurance Co. of America v. Westfall
260 N.W. 344 (Supreme Court of Iowa, 1935)
Equitable Life Insurance v. Ryan
239 N.W. 695 (Supreme Court of Iowa, 1931)
Frum v. Kueny
207 N.W. 372 (Supreme Court of Iowa, 1926)

Cite This Page — Counsel Stack

Bluebook (online)
203 N.W. 387, 199 Iowa 934, Counsel Stack Legal Research, https://law.counselstack.com/opinion/arnold-v-murphy-iowa-1925.