DECISION AND ENTRY: (1) AFFIRMING THE ALJ’S NON-DISABILITY FINDING AS SUPPORTED BY SUBSTANTIAL EVIDENCE; AND (2) TERMINATING THIS CASE ON THE DOCKET
Michael J. Newman, United States Magistrate Judge
This Social Security disability benefits appeal is presently before the undersigned for disposition based upon the parties’ consent. Doc. 4. At issue is whether the Administrative -Law Judge (“ALJ”) erred in finding Plaintiff not “disabled” and therefore unentitled to Disability Insurance Benefits (“DIB”) and/or Supplemental Security Income (“SSI”).1 This ease is before the Court upon Plaintiffs Statement of Errors (doc. 9), the Commissioner’s memorandum in opposition to Plaintiffs Statement of Errors (doc. 13), Plaintiffs reply memorandum (doc. 14), the administrative record (doc. 7),2 and the record- as a whole.
I.
A. Procedural History
Plaintiff filed for DIB and SSI in March 2011 alleging a disability onset date of April 4, 2009. PageID 260-72. Plaintiff claims disability as a result of a number of impairments including, inter alia, osteoarthritis,' affective disorder, and anxiety disorder. PagelD 73.
After initial denial of her applications, Plaintiff received a hearing before ALJ Elizabeth A. Motta. PagelD 91-114. The ALJ issued a written decision on January 9, 2013 finding Plaintiff not disabled. Pa-gelD 71-82. Specifically, the ALJ’s findings were as follows:
1. The'claimant meets the insured status requirements of the Social Security Act through March 31, 2011.
2. The claimant has not engaged in substantial gainful activity since April 4, 2009, the alleged onset date (20 C.F.R. 404.1571 et seq., and 416.971 et seq.).
3. The claimant has the following severe impairments: right hip osteoarthritis; affective disorder; anxiety disorder; and history of polysubstance abuse (20 C.F.R. 404.1520(c) and 416.920(c)).
4. The claimant does not have an impairment or combination of impairments that meets or medically equals one of the listed impairments in 20 C.F.R. Part 404, Subpart P, Appendix 1 (20 C.F.R. 404.1520(d), 404.1525, 404.1526, 416.920(d), 416.925 and 416.926).
5. The claimant has the residual functional capacity [“RFC”] to lift up to 20 pounds occasionally and 10 pounds frequently; standing/walking is limited to 15 minutes per hour (combined total of two hours in an eight-hour workday); she needs a cane to' ambulate;- she can do only occasional climbing stairs/ramps, balancing, stooping, kneeling, crouching and crawling; she must avoid climbing ropes, ladders or scaffolds; exposure to hazards, such as moving or dangerous machinery or working at unprotected heights; and [589]*589she is limited to simple, routine and-repetitive tasks; low stress work, that is, no strict production quotas, no fast-pace, and. few changes in the work setting; no contact with the public; and only occasional contact with eoworkers and; supervisors.
6. The claimant is unable to perform any past relevant work (20 C.F.R. 404.1565 and 416.965).
7. The claimant was born [in] 1966, and was 42 years old, which is defined as a younger individual age 18-44, on the alleged disability onset date. The claimant subsequently changed age category to a younger individual age 45-49. She was 46 years old at the hearing (20 C.F.R. 404.1563 and 416.963).
8. The claimant has a limited education (dropped out in the 11th grade per testimony) and is able to communicate in English (20 C.F.R. 404.1564 and 416.964).
9. Transferability of job skills is not material to the determination of disability because using the Medical-Vocational Rules as a framework supports a finding that the claimant is “not disabled,” whether or not she has transferable job skills (See SSR 82-41 and 20 C.F.R. Part 404, Subpart P, Appendix 2).
10. Considering the claimant’s age, education, work experience, and [RFC], there are jobs that exist in significant numbers in the national economy that the claimant can perform (20 C.F.R. 404.1569, 404.1569(a), 416.969, and 416.969(a)).
11. The claimant has not been under a disability, as defined in the Social Security Act, from April 4, 2009, through the date of this decision (20 C.F.R. 404.1520(g) and 416.920(g)).
PagelD 73-82. ■
Thereafter, the Appeals Council denied Plaintiffs request for review, making the ALJ’s non-disability finding the final administrative decision of the Commissioner. PageID 52-54. Plaintiff then filed this timely appeal. Cook v. Comm’r of Soc. Sec., 480 F.3d 432, 435 (6th Cir.2007) (noting that, “[u]nder the Federal Rules of Appellate Procedure, [claimant]- ■ had 60 days from the Appeals Council’s notice of denial in which to file his appeal”).
B. Evidence of Record
In her decision, the ALJ set forth a detailed recitation of the underlying medical evidence in this case. PagelD 73-80. Plaintiff, in her Statement of Errors, also summarizes the evidence of record. Doc. 9 at PagelD 634. The Commissioner’s response to Plaintiffs Statement of Errors offers no objections to Plaintiffs summary. Doc. 13. Accordingly, except as otherwise noted in this Decision and Entry, the undersigned incorporates the ALJ’s recitation of the evidence as well as Plaintiffs summary of the ,evidentiary record. Where applicable, the Court will identify the medical evidence relevant to this decision.
II.
A. Standard of Review
The Court’s inquiry on a Social Security appeal is to determine (1) whether the ALJ’s non-disability finding is supported by substantial evidence, and (2) whether the ALJ employed the correct legal criteria. 42 U.S.C. § 405(g); Bowen v. Comm’r of Soc. Sec., 478 F.3d 742, 745-46 (6th Cir.2007). In performing this review, the Court must consider the record as a whole. Hephner v. Mathews, 574 F.2d 359, 362 (6th Cir.1978).
Substantial evidence is “such relevant evidence as a reasonable mind might [590]*590accept as adequate to support a conclusion.” Richardson v. Perales, 402 U.S. 389, 401, 91 S.Ct. 1420, 28 L.Ed.2d 842 (1971). When substantial evidence supports the ALJ’s denial of benefits, that finding must be affirmed, even if substantial evidence also exists in the record upon which the ALJ could have found Plaintiff disabled. Buxton v. Halter, 246 F.3d 762, 772 (6th Cir.2001). Thus, the ALJ- has a ‘“zone of choice’ within which he [or she] can act without the fear of court interference.” Id. at 773.
The second judicial inquiry — reviewing the correctness of the ALJ’s legal analysis — may result in reversal even if the ALJ’s decision is supported by substantial evidence in the record. Rabbers v. Comm’r of Soc. Sec., 582 F.3d 647, 651 (6th Cir.2009). “[A] decision of the Commissioner will riot be upheld where the [Social Security Administration] fails to follow its own regulations and where that error prejudices a claimant on the merits or deprives the claimant of a substantial right.” Bowen, 478 F.3d at 746.
B. “Disability” Defined
To be eligible for disability benefits, a claimant must be under a “disability” as defined by the 'Social Security Act. 42 U.S.C. § 423(d)(1)(A). Narrowed to its statutory meaning, a “disability” includes physical and/or mental impairments that are both “medically determinable” and severe enough to prevent a claimant from (1) performing his or her past job and (2) engaging in “substantial gainful activity” that is available in the regional or national economies. Id.
Administrative regulations require a five-step sequential evaluation for disability determinations. 20 C.F.K. § 404.1520(a)(4)." Although a dispositive finding at any step ends the ALJ’s review, see Colvin, 475 F.3d at 730, the complete sequential review poses five questions:
1. Has the claimant engaged in substantial gainful activity?
2. Does the claimant suffer from one or more severe impairments?
3. Do the claimant’s severe impairments, alone or in combination, meet or equal the criteria of an impairment set forth in the Commissioner’s Listing of Impairments (the “Listings”), 20 C.F.R. Subpart P, Appendix 1?
4. Considering the claimant’s RFC, can he or she perform his or her past relevant work?
5. Assuming the claimant can no longer perform his or her past relevant work — and also considering the claimant’s age, education, past work experience, and RFC — do significant numbers of other jobs exist in the national economy which the claimant can perform?
20 C.F.R. § 404.1520(a)(4); see also Miller v. Comm’r of Soc. Sec., 181 F.Supp.2d 816, 818 (S.D.Ohio 2001). A claimant bears the ultimate burden of establishing that he or she is disabled under the Social Security Act’s definition. Key v. Comm’r of Soc. Sec., 109 F.3d 270, 274 (6th Cir.1997).
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in her Statement of Errors, Plaintiff argues that the ALJ erred by failing to properly: (1) evaluate the opinion of her therapist, Teri Stephenson, a másters-level licensed professional clinical counselor (“L.P.C.C.”); (2) determine her RFC; and (3) find her disabled at Step Three under Listing §§ 12.03 and/or 12.06. Doc. 9 at Page ID 635-39. Having reviewed the administrative, record and the parties’ briefs, and also having carefully considered the ALJ’s decision, the Court finds that the ALJ carefully reviewed the record and appropriately assessed the evidence, including therapist Stephenson’s opinion, reasonably concluded that Plaintiff did not [591]*591meet or equal a Listing, and properly determined Plaintiffs RFC. The Court, therefore, finds the ALJ’s analysis supported by substantial evidence.
A. “Other Source” Opinion
Plaintiff first argues that the ALJ erred by discounting the opinion of her therapist Ms. Stephenson, a licensed social worker. Doc. 9 at PageID 635. While social workers are not “acceptable medical sources” whose opinions can establish whether a claimant has a “medically determinable impairment^]” 20 C.F.R. § 404.1513(a), their opinion, as an “other source,” may be used by an ALJ “to show the severity of [a claimant’s] impairment(s) and how it affects [the claimant’s] ability to work.” 20 C.F.R. § 404.1513(d); see also Cruse v. Comm’r of Soc. Sec., 502 F.3d 532, 541 (6th Cir.2007). Other source opinions are entitled to consideration by an ALJ, and an ALJ’s decision should reflect such consideration. Cole v. Astrue, 661 F.3d 931, 939 (6th Cir.2011); see also Social Security Ruling (“SSR”) 06-03p, 2006 WL 2329939, at *6 (Aug. 9, 2006). In other words, an ALJ “should explain the weight given to [such] opinions ... or otherwise ensure that the discussion of the evidence in the determination or decision allows a claimant or subsequent reviewer to fqllow the adjudicator’s reasoning, when ,such opinions may have an effect on the outcome of the case.” SSR 06-03p, 2006 WL 2329939, at *6; see also Cruse, 502 F.3d at 541.
However, “SSR 06-03p... does not require that an adjudicator articulate ‘good reasons’ for the rejecting of an ‘other source’s’ opinionf,]” as the ALJ must do when discounting an opinion by a treating source. York v. Comm’r of Soc. Sec., No. 2:13-cv-0466, 2014 -WL 1213240, at *5 (S.D.Ohio Mar. 24, 2014) (citations omitted). To evaluate other source opinions, an ALJ may apply the factors set forth in 20 C.F.R. § 404.1527(c), ie., length of treatment history; consistency of the opinion with other evidence; supportability; and specialty or expertise in the medical field related to the individual’s impairment(s). Adams v. Colvin, No. 3:13-cv-255, 2014 WL 5782993, at *8 (S.D.Ohio Nov. 6, 2014).
Plaintiff saw therapist Stephenson for bimonthly appointments beginning in January 2012. See e.g., PageID 541-44, 603. In conjunction with treatment from therapist Stephenson, Plaintiff saw psychiatrist Pravesh Patel, M.D. PageID 80, 545. In October 2012, therapist Stephenson opined that Plaintiff experiences “marked” and “extreme” limitations3 in the areas of social interaction, sustained concentration and persistence, and adaptation. PagelD 535-38. In considering therapist Stephenson’s opinion, the ALJ found that
the record does not adequately support these limitations.' It was not even cosigned by Dr. Patel so no controlling weight issues need to be addressed. However, as discussed above, the claimant did not receive any treatment for a mental impairment until recently. Furthermore, there have been generally consistent GAF scores resulting from her earlier consultative examinations and recent mental status exams that generally show someone with only moderate limitations. Therefore, no. significant -weight will be given to the marked and extreme limitations.
PagelD 79-80.4
The Court finds the foregoing discussion reflects appropriate consideration of [592]*592therapist Stephenson’s opinion, and that the ALJ’s' decision -to discount the weight accorded such .opinion is supported by substantial evidence. Significantly, both consultative- examiners and the Bureau of Disability Determination (“BDD”) record reviewing psychologist found Plaintiff much less limited by her mental impairments than did therapist Stephenson. Pa-gelD 79, 157-59, 466, 519-20. It was proper for the ALJ to discount therapist Stephenson’s . opinion — as an. “other source” — in light of conflicting opinion evidence by multiple “acceptable medical sources.” 20 C.F.R. § 404.1527(c) (4) (“the more consistent an opinion is- with the record as a whole.. .the. more weight [is given] to that opinion”); see SSR 06-03p, 2006 WL 2329939, at.*5 (“acceptable medical sources are the most qualified health, care professionals”) .(internal citation and quotations omitted); see also Rainey-Stiggers v. Comm’r of Soc. Sec., No. 1:13-cv-517, 2015 WL 729670, at *13 (S.D.Ohio Feb. 19, 2015). Indeed, contrary to Plaintiffs contention,5 no “acceptable medical source” expressed an opinion consistent with therapist Stephenson’s limitations.
Accordingly, the weight accorded therapist Stephenson’s opinion is supported by substantial evidence, and Plaintiffs first assignment of error is overruled. See Blakley v. Comm’r Of Soc. Sec., 581 F.3d 399, 406 (6th Cir.2009) (“[e]ven if there is substantial evidehce in the record that would have supported an opposite conclusion[,]” the Court must give deference to the ALJ’s decision if it is supported by substantial evidence).
B. RFC Determination
Plaintiff next argues that the ALJ’s RFC determination is not supported by substantial evidence. Doc. 9 at PageID 637-39. A person’s RFC is the most that an individual can do,despite all physical and mental limitations. 20 C.F.R. [593]*593§ 404.1545(a)(1). An ALJ determines a claimant’s RFC “based on all the,relevant evidence in [the claimant’s] case record,” including statements about what the claimant can do “provided by medical sources” and “descriptions and observations of [the claimant’s] limitations from [his or her] impairment(s), including limitations that result from [the claimant’s] symptoms, such as pain, provided by [his or her] family, neighbors, friends, or other persons.” 20 C.F.R. § 404.1545(a)(3).
As noted, Plaintiffs RFC included the following limitations relevant to her mental health conditions:
she is limited to simple, routine and repetitive tasks; low stress work, that is, no strict production quotas, no fast-pace, and few changes in the work setting; no contact with the public; and only occasional contact with coworkers and supervisors.
PagelD 76. The ALJ based the RFC determination on assessments from consultative psychologist Regina McKinney, Psy.D. (consistent with that of an earlier examination) and record reviewing psychologist Caroline Lewin, Ph.D., neither of whom found Plaintiff to have disabling limitations. PageID 79, 157-59, 466, 519-20. Plaintiff argues that the ALJ erred in relying on Dr. Lewin’s opinion, which was given in October 2011, ie., before Plaintiff began treatment with therapist -Stephenson and Dr. Patel in January 2012. Doc. 9 at PagelD 638-39; PagelD 157-59.
The Court finds the ALJ reasonably relied on the consistent opinions of the consultative examiners and record reviewing psychologist in determining Plaintiffs RFC — notwithstanding the fact that Dr. Lewin’s opinion predated the submission of medical evidence from therapist Stephenson and Dr. Patel. When an ALJ grants weight to the opinion of a psychologist who reviewed an incomplete record, the ALJ is required to indicate that he or she has considered the subsequently submitted evidence. Blakley, 581 F.3d at .409 (citing Fisk v. Astrue, 253 Fed.Appx. 580, 585 (6th Cir.2007)). The ALJ’s decision reflects appropriate consideration of the evidence submitted after the record reviewer’s opinion. For example, in crafting Plaintiffs RFC, the ALJ noted the moderate symptoms and GAF score of 51 found during a February 2012 mental status examination performed by Dr. Patel, and the limitations contained in therapist Stephenson’s October 2012 opinion. PagelD 79-80. Although the ALJ did not adopt therapist Stephenson’s limitations in Plaintiffs RFC, the Court previously found the'ALJ’s discounting of such opinion supported by substantial evidence. See supra.
As to Dr. Patel’s- records, Plaintiff has not shown how his treatment notes translate into functional limitations beyond the significant mental-impairment limitations the ALJ* included in' Plaintiffs RFC. See Davis, 2012 WL 4378428, at *13. Dr. Patel’s treatment notes document Plaintiffs diagnoses, PagelD 582; self-reports — of “feel[ing] stressed and anxious,” “having hallucinations,”. “getting] . paranoid/freak[ed] .out when around a lot of people,” PageID 545; “feeling, depressed, stressed[,] anxioust,] [and] paranoid[,]” Pa-gelD 56Q; “feel[ing] rage[,]” PagelD 566— observations of anxious mood/affect, PageID 545, 558, 560, 566, 570; and “severe persecutory delusions[,]” PageID 580. However, as previously noted, Dr. Patel did not express an opinion as to wbat limitations or restrictions, if any, result from Plaintiffs mental health conditions, see supra note 5, and Plaintiff fails to demonstrate how the limitations included — ie., “simple, routine and repetitive tasks; low stress work.. .no strict production quotas, no fast-pace, and few changes in the work setting; no contact with the public; and only occasional contact with coworkers and supervisors” — do not ade[594]*594quately address the concerns raised in Dr. Patel’s records.
Accordingly, the Court finds the ALJ’s RFC determination supported by substantial evidence, and Plaintiffs second assignment of error is overruled.
C. Listing §§ 12.03 and/or 12.06
Finally, Plaintiff argues — -without elaboration — that “the evidence supports a finding that.. .[she] meets/equals Listings [§§ ] 12.03 and/or 12.06 based on her multiple marked impairments, delusions, hallucinations, recurrent obsessions, and recollections of traumatic experiences.” Doc. 9 at PageID 639. Plaintiff fails to address the requirements of these Listings or argue how she meets or equals every such requirement. See Evans v. Sec’y of Health & Human Servs., 820 F.2d 161, 164 (6th Cir.1987) (stating that Plaintiff has the burden of proving that he or she meets or equals all of the criteria of a listed impairment). Accordingly, the Court considers such argument waived. See Kennedy v. Comm’r of Soc., Sec., 87 Fed.Appx. 464, 466 (6th Cir.2003) (“issues which are ‘averted to in a perfunctory manner, unaccompanied by some effort at developed augmentation, are deemed waived” ’) (quoting United States v. Elder, 90 F.3d 1110, 1118 (6th Cir.1996)). Assuming, ar-guendo, that this argument is appropriately presented and thus merits review, Plaintiff has failed to satisfy her burden to show either Listing 12.03 or 12.06 are met or equaled in this instance.
IV.
For the foregoing reasons, IT IS OR-DERÉD THAT:
1. The Commissioner’s non-disability finding is AFFIRMED; and
2. This case is TERMINATED on the Court’s docket.
IT IS SO ORDERED.