Arch Specialty Insurance Company v. Ding Sheng Corporation

CourtDistrict Court, E.D. New York
DecidedFebruary 1, 2025
Docket2:24-cv-03583
StatusUnknown

This text of Arch Specialty Insurance Company v. Ding Sheng Corporation (Arch Specialty Insurance Company v. Ding Sheng Corporation) is published on Counsel Stack Legal Research, covering District Court, E.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Arch Specialty Insurance Company v. Ding Sheng Corporation, (E.D.N.Y. 2025).

Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF NEW YORK X ARCH SPECIALTY INSURANCE COMPANY,

Plaintiff, REPORT AND RECOMMENDATION 24-cv-3583 (MKB)(JMW) -against-

DING SHENG CORPORATION,

Defendant. X A P P E A R A N C E S:

Vitaly Vilenchik, Esq. J. Gregory Lahr, Esq. Hinshaw & Culbertson LLP 800 Third Avenue, 13th Floor New York, NY 10022 Attorneys for Plaintiff

No Appearance by Defendant

WICKS, Magistrate Judge: Plaintiff Arch Specialty Insurance Company (“Plaintiff” or “Arch”) commenced this action against Defendant Ding Sheng Corporation (“Defendant” or “DSC”) on May 16, 2024, alleging breach of contract (Count I), unjust enrichment (Count II), and accounts stated (Count III). (See generally, ECF No. 1.) After the case was designated to arbitration, Plaintiff subsequently informed the Court that DSC failed to answer the Complaint or otherwise appear in this action, and requested the Clerk of the Court issue a Certificate of Default against DSC. (ECF No. 9.) The Clerk of the Court entered default against DSC on June 18, 2024 (ECF No. 10), and Plaintiff subsequently filed its Motion for Default Judgment against DSC on July 22, 2024 on Count I and Count III of the Complaint. (ECF No. 11.) Now before the Court, on referral from Chief Judge Margo K. Brodie, is Plaintiff’s Motion for Default Judgment against DSC. (ECF No. 11; Electronic Order dated July 23, 2024.) For the reasons stated herein, the undersigned respectfully recommends Plaintiffs’ Motion for Default Judgment (ECF No. 11) be GRANTED in part and DENIED in part. BACKGROUND

I. Factual Background

The following facts derive from Plaintiff’s Complaint unless otherwise noted. (ECF No. 1.) Plaintiff Arch is a corporation incorporated in the State of Missouri with a principal place of business at Harborside 3, 210 Hudson Street, Suite 300, Jersey City, New Jersey 07311. (Id. at ¶ 1.) Defendant DSC is a corporation incorporated in the State of New York with a principal place of business at 2 Linden Place, Glen Head, New York 11545. (Id. at ¶ 2.) Arch issued two General Commercial Liability Polices to DSC: (i) Policy No. AGL0059263-00 for the effective dates of April 25, 2019 to April 25, 2020 (“the 2019-2020 Policy”), and (ii) Policy No. AGL0059263-01 for the effective dates of April 25, 2020 to April 25, 2021 (“the 2020-2021 Policy”). (Id. at ¶¶ 6-7.) The 2019-2020 Policy and 2020-2021 Policy (collectively, “the Policies”) are insurance contracts providing insurance coverage for certain liabilities of DSC in exchange for premiums. (Id. at ¶ 8.) Pursuant to the Policies’ terms, the initial premiums were based on information submitted by DSC and/or its insurance agent/broker on DSC’s behalf regarding DSC’s estimated exposure for the effective dates of coverage, and, because initial premiums are based on estimated information, the Policies are subject to audit based on the actual exposure during the effective dates of coverage. (Id. at ¶¶ 10-11.) The audits can result in additional premiums due to the insurer from the insured or return of premiums due to the insured from the insurer. (Id. at ¶ 11.) Plaintiff alleges the audit of the 2019-2020 Policy resulted in an additional premium of $113,562.00 owed by DSC to Arch (the “2019-2020 Additional Premium”), and the audit of the 2020-2021 Policy resulted in an additional premium of $21,752.00 owed by DSC to Arch (the “2020-2021 Additional Premium”). (Id. at ¶¶ 12-13.) Plaintiff alleges DSC “failed and refused” to remit payment of the $113,562.00 owed to Arch pursuant to the terms of the 2019-2020

Policy, and $21,752.00 owed to Arch pursuant to the terms of the 2020-2021 Policy. (Id. at ¶¶ 14-15.) Plaintiff asserts DSC is also obligated to pay a New York State Surplus Lines Tax and a New York State Stamping Fee equal to 3.6% and 0.17% of the additional premiums, respectively (“New York State Taxes and Fees”). (Id. at ¶ 17.) The total New York State Taxes and Fees for the 2019-2020 Additional Premium equals to $4,281.29, and the total New York State Taxes and Fees for the 2020-2021 Additional Premium equals to $820.05. (Id. at ¶ 18.) Prior to commencing the instant action, Arch demanded payment of the 2019- 2020 Additional Premium, the 2020-2021 Additional Premium, and New York State Taxes and Fees owed by DSC and attempted to collect the same without success. (Id. at ¶ 20-21.) Through its failure and refusal to

remit payment of the 2019- 2020 Additional Premium, the 2020-2021 Additional Premium, and New York State Taxes and Fees, Plaintiff alleges DSC breached its contract with Arch, i.e. the 2019-2020 Policy. (Id. at ¶ 22-23.) Arch demands judgment against DSC in an amount no less than $140,415.34, together with, interest, attorney’s fees, and costs of suit. (Id. at ¶ 24.) II. Procedural History The Complaint was filed on May 16, 2024 (ECF No. 1), and a Summons was issued as to DSC on May 17, 2024. (ECF No. 5.) DSC was served on May 21, 2024. (ECF No. 6.) DSC’s answer was due June 11, 2024. (Id.) On June 6, 2024, the Court issued a Notice Designating the Case to Arbitration (ECF No. 7), noting an Arbitration Hearing would be scheduled after an Answer was filed. DSC failed to answer or otherwise respond to the Complaint. Plaintiffs requested a Certificate of Default on June 12, 2024 (ECF Nos. 8-9), which was entered by the Clerk of the Court on June 18, 2024. (ECF No. 10.) In light of the Clerk’s Entry of Default (ECF No. 10), the undersigned directed Plaintiff’s Counsel to either move for

default judgment or voluntarily dismiss the case by July 25, 2024. (See Electronic Order dated June 25, 2024, 2024.) Plaintiff filed its Motion for Default Judgment against DSC on July 22, 2024 (ECF Nos. 11), which was referred by Chief Judge Brodie to the undersigned for a Report and Recommendation. (Electronic Order dated July 22, 2024.) THE LEGAL FRAMEWORK There is a two-step process for the granting of default judgments under Fed. R. Civ. P. 55. First, the Clerk of the Court enters default when a party fails to plead or otherwise defend the action. See Fed. R. Civ. P. 55(a); see also E.D.N.Y. Local R. 55.2. After the clerk’s certificate of default is issued and posted on the docket, a party may apply for entry of a default judgment. Fed. R. Civ. P. 55(b); see also E.D.N.Y. Local R. 55.2(b). The decision to grant a motion for

default is left to the sound discretion of the district court. No Limit Auto Enterprises, Inc. v. No Limit Auto Body, Inc., No. 2-1CV-4755 (AMD)(JMW), 2022 WL 18399477, at *2 (E.D.N.Y. Dec. 12, 2022), report and recommendation adopted, 2023 WL 348271 (E.D.N.Y. Jan. 19, 2023). A default constitutes an admission of all well-pleaded factual allegations in the complaint, except those relating to damages. See Greyhound Exhibitgroup, Inc. v. E.L.U.L. Realty Corp., 973 F.2d 155, 158 (2d Cir. 1992); see also Joe Hand Promotions, Inc. v. El Norteno Rest. Corp., No. 06-CV-1878 (RJD)(JMA), 2007 WL 2891016, at *2 (E.D.N.Y. Sept. 28, 2007) (finding that a default constitutes an admission of all well-pleaded factual allegations in the complaint and the allegations as they pertain to liability are deemed true). “Where damages are susceptible to simple mathematical calculation and the plaintiff provides a ‘sufficient basis from which to evaluate the fairness’ of the requested damages, no evidentiary hearing is necessary.” Euro Pac. Capital Inc. v. Bohai Pharm. Grp., Inc., No. 15-CV-4410

(VM), 2018 WL 1596192, at *5 (S.D.N.Y. Mar. 28, 2018) (quoting Am.

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Arch Specialty Insurance Company v. Ding Sheng Corporation, Counsel Stack Legal Research, https://law.counselstack.com/opinion/arch-specialty-insurance-company-v-ding-sheng-corporation-nyed-2025.