Annette Beal v. Westchester Surplus Lines Insurance Company

CourtLouisiana Court of Appeal
DecidedDecember 15, 2021
Docket2021-CA-0187
StatusPublished

This text of Annette Beal v. Westchester Surplus Lines Insurance Company (Annette Beal v. Westchester Surplus Lines Insurance Company) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Annette Beal v. Westchester Surplus Lines Insurance Company, (La. Ct. App. 2021).

Opinion

ANNETTE BEAL * NO. 2021-CA-0187

VERSUS * COURT OF APPEAL WESTCHESTER SURPLUS * LINES INSURANCE FOURTH CIRCUIT COMPANY, ET AL. * STATE OF LOUISIANA *******

APPEAL FROM CIVIL DISTRICT COURT, ORLEANS PARISH NO. 2018-01145, DIVISION “J-15” Honorable D. Nicole Sheppard, ****** Judge Regina Bartholomew-Woods ****** (Court composed of Judge Joy Cossich Lobrano, Judge Regina Bartholomew- Woods, Judge Paula A. Brown)

Michael C. Ginart, Jr. Joyce Duhe Young Nicholas N.S. Cusimano John C. Ginart LAW OFFICES OF MICHAEL C. GINART, JR. & ASSOCIATES, L.L.C. 2114 Paris Road Chalmette, Louisiana 70043

COUNSEL FOR APPELLANT/ANNETTE BEAL

Lambert J. Hassinger, Jr. Jeffrey J. Siemann GALLOWAY JOHNSON TOMPKINS BURR & SMITH 701 Poydras Street, 40th Floor New Orleans, Louisiana 70139

COUNSEL FOR DEFENDANTS/APPELLEES

AFFIRMED DECEMBER 15, 2021 RBW

JCL

PAB

In this trip and fall case, Plaintiff, Annette Beal (“Mrs. Beal”), seeks review

of the trial court’s judgment granting summary judgment in favor of Defendants,

French Quarter Festivals, Inc., and Audubon Nature Institute, Inc. (“FQF and

Audubon Institute”). FQF and Audubon Institute sought summary judgment,

asserting that pursuant to Louisiana’s recreational use immunity statutes they were

not liable for Mrs. Beal’s injuries and that the alleged hazard was open and

obvious. Mrs. Beal opposed the motion for summary judgment, claiming that FQF

and Audubon Institute are not entitled to immunity and that the hazard was not

open and obvious. For the reasons that follow, we find FQF and Audubon Institute

are entitled to immunity pursuant to the recreational use immunity statutes.

Accordingly, we affirm the trial court’s granting of FQF and Audubon Institute’s

motion for summary judgment.

1 FACTUAL BACKGROUND AND PROCEDURAL HISTORY

In April 2017, Mrs. Beal and her husband, Howard Beal (“Mr. Beal”),

attended the French Quarter Festival (“the Festival”). They arrived in the French

Quarter around 3:00 p.m. and proceeded to Woldenberg Riverfront Park. Mr. and

Mrs. Beal found seats near one of the music stages located in the park. When Mr.

Beal left to go get a drink, Mrs. Beal proceeded to the portable toilets. She walked

to and used the portable toilets without incident. As she was returning to her seat,

she tripped and fell over an exposed tree root. Mrs. Beal stated that she did not see

the tree root and further acknowledged that she was not looking down as she was

walking back to the stage area. She stated that upon examination, the tree root was

covered with natural tree debris. Mr. Beal stated that he did not see his wife fall;

however, he was alerted to the incident when he went looking for her after he

returned to their seats. The paramedics were called, and Mrs. Beal was transported

to the hospital by ambulance. Mrs. Beal alleges she sustained a trimalleolar

fracture to her ankle, which required surgery.

Mrs. Beal filed suit in February 2018, seeking damages for injuries allegedly

sustained because of her trip and fall while attending the Festival. She named as

defendants, FQF, FQF’s insurer Westchester Surplus Lines Insurance Company,

John Doe, an alleged FQF employee, and the City of New Orleans.1 She filed a

1 The City of New Orleans filed a motion for summary judgment in September 2019, asserting it did not have control or custody over the area where Mrs. Beal allegedly tripped and fell. The City acknowledged that it owned the property in question, but the land on which the Aquarium of the Americas and Woldenberg Riverfront Park is situated is leased to the Audubon Park Commission, an independent agency of the City. The Audubon Park Commission contracted with Audubon Institute to administer, operate and maintain all the Commission’s facilities. In April 2016, the FQF contracted with the Audubon Institute to use Woldenberg Riverfront Park for the Festivals occurring in years 2016-2018. The City was not a party to the agreement. In

2 supplemental and amending petition in July 2018, adding as defendants Audubon

Institute and its alleged insurer XYZ Insurance Company.2

In June 2020, FQF and Audubon Institute filed a motion for summary

judgment. Mrs. Beal filed an opposition, and the matter was heard in November

2020. On December 21, 2020, the trial court rendered a written judgment granting

FQF and Audubon Institute’s motion for summary judgment. Mrs. Beal

subsequently filed the present appeal.

STANDARD OF REVIEW

Appellate courts review summary judgment de novo. Independent Fire Ins.

Co. v. Sunbeam Corp., 99-2181, p. 7 (La. 2/29/00), 755 So.2d 226, 230.

Therefore, we apply the same standard the trial court uses in considering whether

summary judgment is appropriate by determining if genuine issues of material fact

exist. Francis v. Union Carbide Corp., 12-1397, p. 3 (La. App. 4 Cir. 5/8/13), 116

So.3d 858, 860 (citing King v. Dialysis Clinic Inc., 04-2116, p. 5 (La. App. 4 Cir.

1/4/06), 923 So.2d 177, 180). Summary judgment is granted when the pleadings,

depositions, answers to interrogatories, admissions, and affidavits show there is no

genuine issue of material fact. La. C.C.P. art. 966(A)(3)-(4). Facts are material if

they “insure or preclude recovery, affect a litigant’s ultimate success, or determine

the outcome of the legal dispute.” FMC Enterprises, L.L.C. v. Prytania-St. Mary

January 2020, in a consent judgment, the City’s motion for summary judgment was granted and the City was dismissed from the litigation with prejudice. 2 In April 2019, Audubon Institute filed a cross claim against FQF and Westchester and a third- party demand against National Casualty Company, alleging that Audubon Institute was an additional named insured under the liability policy issued to FQF. Audubon Institute voluntarily dismissed its cross claim against FQF and Westchester in May 2019, and voluntarily dismissed its third-party demand against National Casualty Company in July 2019, after FQF and Westchester agreed to provide a defense for and indemnification to Audubon Institute.

3 Condominiums Ass’n, Inc., 12-1634, p. 6 (La. App. 4 Cir. 5/15/13), 117 So.3d 217,

222 (citing Smith v. Our Lady of the Lake Hosp., Inc., 93-2512, p. 27 (La. 7/5/94),

639 So.2d 730, 751).

The moving party carries the initial burden of showing that no genuine issue

of material fact exists, and “[a]ny doubt…regarding a material issue of fact must

be resolved against granting the motion and in favor of a trial on the merits.”

Barbarin v. Dudley, 00-0249, p. 6 (La. App. 4 Cir. 12/20/00), 775 So.2d 657, 660.

Where the moving party does not bear the burden of proof at trial, the moving

party need only show there is an absence of factual support for one or more

essential elements of the claim. Smith v. Treadway, 13-0131, p. 4 (La. App. 4 Cir.

11/27/13), 129 So.3d 825, 828. “The burden of proof does not shift to the party

opposing the summary judgment until the moving party first presents a prima facie

case that no genuine issues of material fact exist.” Bush v. Bud’s Boat Rental,

LLC, 13-0989, p. 3 (La. App. 4 Cir. 2/26/14), 135 So.3d 1189, 1191 (citing Oakley

v. Thebault, 96-0937, p. 3 (La. App. 4 Cir. 11/13/96), 684 So.2d 488, 490). At that

point “[t]he burden then shifts to the adverse party who has the burden to produce

factual support sufficient to establish the existence of a genuine issue of material

fact or that the mover is not entitled to judgment as a matter of law.” Bercy v. 337

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