Anderson v. Liberty Mutual Insurance Company

CourtDistrict Court, D. Arizona
DecidedAugust 18, 2020
Docket2:20-cv-00612
StatusUnknown

This text of Anderson v. Liberty Mutual Insurance Company (Anderson v. Liberty Mutual Insurance Company) is published on Counsel Stack Legal Research, covering District Court, D. Arizona primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Anderson v. Liberty Mutual Insurance Company, (D. Ariz. 2020).

Opinion

1 WO 2

6 IN THE UNITED STATES DISTRICT COURT 7 FOR THE DISTRICT OF ARIZONA 8

9 Tammy Anderson, et al., No. CV-20-00612-PHX-JJT 10 Plaintiffs, ORDER 11 v. 12 Liberty Mutual Insurance Company, 13 Defendant. 14

15 At issue is Plaintiffs’ Motion to Remand (Doc. 10, Mot.), to which Defendant filed 16 a Response (Doc. 13, Resp.) and Plaintiffs filed a Reply (Doc. 14, Reply). 17 I. BACKGROUND 18 On November 15, 2017, Plaintiffs Tammy Anderson and Bridget Ott were in a 19 motor vehicle accident with an uninsured motorist, and Plaintiffs sustained injuries in the 20 accident. Ms. Anderson carried uninsured motorist insurance with an entity of Defendant 21 Liberty Mutual Insurance Company. (See Resp. at 1 n.1, naming LM General Insurance 22 Company as the proper defendant.) Ms. Anderson incurred $8,461.60 in medical bills, and 23 Ms. Ott incurred $9,579.00 in medical bills. Defendant offered each Plaintiff just over 24 $1,000 less than their claimed medical bills to settle the uninsured motorist claims. 25 Plaintiffs filed suit against Defendant in state court, alleging breach of contract and 26 bad faith for failing to offer reasonable compensation under the uninsured motorist policy. 27 Plaintiffs seek compensatory damages, special damages, and attorneys’ fees. In state court, 28 Plaintiffs certified that the case was not eligible for arbitration because the amount in 1 controversy exceeds $50,000. Defendant’s counsel then requested that Plaintiffs’ counsel 2 stipulate to seek less than $75,000 as damages in this matter, and Plaintiffs’ counsel 3 declined to so stipulate. As a result, Defendant removed the case to this Court, alleging that 4 the amount in controversy exceeds $75,000 and thus meets the threshold for diversity 5 jurisdiction under 28 U.S.C. § 1332. Plaintiffs disagree and now ask the Court to remand 6 the case to state court. 7 II. LEGAL STANDARD 8 Federal courts may exercise removal jurisdiction over a case only if subject matter 9 jurisdiction exists. 28 U.S.C. § 1441(a); Valdez v. Allstate Ins. Co., 372 F.3d 1115, 1116 10 (9th Cir. 2004). The removing party bears the burden of providing a signed notice of 11 removal that contains a short and plain statement of the grounds for removal. 28 U.S.C. 12 § 1446(a). 13 Federal courts have diversity jurisdiction over actions between citizens of different 14 states where the amount in controversy exceeds $75,000, exclusive of interest and costs. 15 28 U.S.C. § 1332(a). The Supreme Court has concluded that, under § 1446(a), “a 16 defendant’s notice of removal need include only a plausible allegation that the amount in 17 controversy exceeds the jurisdictional threshold.” Dart Cherokee Basin Operating Co. v. 18 Owens, 135 S. Ct. 547, 554 (2014). “Evidence establishing the amount is required by 19 § 1446(c)(2)(B) only when the plaintiff contests, or the court questions, the defendant’s 20 allegation.” Id. 21 When a defendant’s assertion of the amount in controversy is challenged, then “both 22 sides submit proof and the court decides, by a preponderance of the evidence, whether the 23 amount-in-controversy requirement has been satisfied.” Dart Cherokee Basin, 135 S. Ct. 24 at 554. The Ninth Circuit Court of Appeals has noted that the Supreme Court did not decide 25 the procedure for each side to submit proof, leaving district courts to set such procedure. 26 See Ibarra v. Manheim Inv., 775 F.3d 1193, 1199–1200 (9th Cir. 2015) (citing Dart 27 Cherokee Basin, 135 S. Ct. at 554). “[E]vidence may be direct or circumstantial,” and “a 28 damages assessment may require a chain of reasoning that includes assumptions.” Id. at 1 1199. “When this is so, those assumptions cannot be pulled from thin air but need some 2 reasonable ground underlying them.” Id. Courts may consider evidence of jury awards or 3 judgments in similarly situated cases to make an amount in controversy determination. 4 Ansley v. Metro. Life Ins. Co., 215 F.R.D. 575, 578 & n.4 (D. Ariz. 2003). 5 III. ANALYSIS 6 The Court must begin with the parties’ positions that Plaintiffs incurred around 7 $18,000 in medical bills as a result of the accident, and Defendant offered around $15,500 8 to settle Plaintiffs’ uninsured motorist claim. Defendant thus has the burden to show that, 9 if they prevail, Plaintiffs’ likely damages for pain and suffering, loss of income, and 10 attorneys’ fees will bring the damages amount above the jurisdictional threshold of 11 $75,000. 12 In response to Plaintiffs’ challenge to the Court’s jurisdiction, Defendant makes four 13 arguments to substantiate the amount-in-controversy allegation in its Notice of Removal. 14 First, Defendant contends that Plaintiffs’ designation of the case as Tier 2 in state court 15 means that the amount of compensatory damages in controversy exceeds $50,000—the 16 Tier 2 minimum—without any consideration of attorneys’ fees. While Plaintiffs’ state 17 court designation is some evidence of the amount in controversy, its principal effect is to 18 preclude Plaintiffs from now arguing that the amount of compensatory damages in 19 controversy is less than $50,000. The Court can only take that evidence as far as it goes— 20 $50,000. 21 Defendant next contends that Plaintiffs’ refusal to agree to seek less than $75,000 22 in this matter is evidence that the amount in controversy is more. While the fact that 23 Plaintiffs took no position as to Defendant’s offer certainly does not help Plaintiffs’ cause, 24 it is also not strong evidence—particularly by itself—that the amount in controversy 25 exceeds $75,000 either. 26 Defendant also argues that an attorneys’ fees award will bring the amount in 27 controversy over the threshold. But Defendant provides no estimate of a potential fees 28 award—conservative or otherwise—for the Court to consider. That is, even presuming a 1 starting point of $50,000 based on Plaintiffs’ state court designation of the case, Defendant 2 does not substantiate an attorneys’ fees award of more than $25,000 by anything other than 3 inference and conjecture, and thus this evidence, such as it is, is of the pulled-from-thin-air 4 variety. See, e.g., Welsh v. N.H. Ins. Co., 843 F. Supp. 2d 1006 (D. Ariz. 2012). 5 Finally, Defendant provides a list of cases it argues are similarly situated in which 6 juries awarded more than $75,000 in damages. The Court must agree with Plaintiffs that 7 Defendant has failed to demonstrate that these cases are analogous to the present one. The 8 citation Defendant provided to Williamson v. Safety National Casualty Corporation, 2016 9 WL 7049112 (Ariz. Super. Ct. Oct. 14, 2016), is simply a $1,000,000 jury verdict for a bad 10 faith claim without any background facts. The two personal injury cases Defendant cites 11 were set in entirely different contexts. In Yollin v. City of Glendale, 191 P.3d 1040 (Ariz. 12 Ct. App. 2008), the court resolved whether the amount of damages the plaintiff claimed in 13 his notice of claim to a municipality met the sum-certain requirement. In Acuna v.

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Related

Acuna v. Kroack
128 P.3d 221 (Court of Appeals of Arizona, 2006)
Yollin v. City of Glendale
191 P.3d 1040 (Court of Appeals of Arizona, 2008)
Dart Cherokee Basin Operating Co. v. Owens
135 S. Ct. 547 (Supreme Court, 2014)
Jose Ibarra v. Manheim Investments, Inc.
775 F.3d 1193 (Ninth Circuit, 2015)
Welsh v. New Hampshire Insurance
843 F. Supp. 2d 1006 (D. Arizona, 2012)
Ansley v. Metropolitan Life Insurance
215 F.R.D. 575 (D. Arizona, 2003)

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Anderson v. Liberty Mutual Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/anderson-v-liberty-mutual-insurance-company-azd-2020.