Anderson Building, Loan Fund & Savings Ass'n No. 2 v. Hoppes

90 Ind. 250
CourtIndiana Supreme Court
DecidedMay 15, 1883
DocketNo. 10,202
StatusPublished

This text of 90 Ind. 250 (Anderson Building, Loan Fund & Savings Ass'n No. 2 v. Hoppes) is published on Counsel Stack Legal Research, covering Indiana Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Anderson Building, Loan Fund & Savings Ass'n No. 2 v. Hoppes, 90 Ind. 250 (Ind. 1883).

Opinion

Howe, J.

— This was a suit by the appellee against the appellants, to obtain the satisfaction of record of a certain mortgage, alleged to have been executed by Philip and Eliza Keller to the Anderson Building, Loan Fund and Savings Association No. 2, on certain real estate in the city of Anderson, of which the appellee claimed to be the owner. In his com[251]*251plaint the appellee also asked that a certain tax sale of such real estate might be set aside and held for naught, and that his title to the real estate might be forever quieted and set at rest. The cause was put at issue and tried by a jury, and a verdict was returned, in substance, as follows: “ We, the jury, find for the plaintiff, and that .he have his title quieted to the real estate described in the complaint, and that the defendant recover the sum of $34, as and for taxes paid on said real estate.” Over appellant’s motion for a new trial, and its exception saved, the court rendered judgment on the verdict, .and as prayed for in appellee’s complaint.

■ Several errors are assigned upon the record; but the appellant’s counsel, in their brief of this cause, have expressly limited their argument to the questions presented by the alleged error of the court in overruling their motion for a new trial. The point is made and pressed with much earnestness •and ability by appellant’s counsel, that the verdict of the jury was not sustained by sufficient evidence and was contrary to law. Before considering or passing upon this point, it is necessary, we think, that we should first give a summary at least of the pleadings in the cause.

In his complaint the appellee alleged, in substance, that •on the 11th day of February, 1875, Eliza Keller being then the owner of the real estate described in the complaint, she .and her husband, Philip Keller, executed a mortgage on such real estate to the appellant, the Anderson Building, Loan Fund and Savings Association No. 2, to secure the payment, when the same became due, of the sum of $1,000, which mortgage was recorded in the mortgage records of Madison county; that afterwards the mortgagors having failed to comply with the conditions of the mortgage, by reason of which the mortgage debt became due, the mortgagee instituted suit in the •court below to foreclose the mortgage; that upon the trial of such suit, afterwards had, there was a finding and judgment for the mortgagors, the Kellers, the defendants therein, and .against the mortgagee, the association, the plaintiff therein; [252]*252that by such finding and judgment the said mortgage was declared satisfied, but that it hdd never been satisfied of record in the county records; and that the record of such mortgage, although satisfied, was a cloud upon appellee’s title to such real estate. The complaint contained other allegations, in relation to other matters, which we need not notice in this opinion. For it is conceded by appelleels counsel in argument, That the only question in the case in the court below, and the only one presented in this court, is whether appellee was entitled to have his title to said real estate quieted against appellant’s said mortgage, and the record of the same entered satisfied.” We have given all the averments of the complaint Bearing on this question, and it will be noticed therefrom that it was not claimed that the mortgage debt, or any part of it, had ever been paid to the appellant, or to any one else, but the appellee claimed to have the mortgage entered satisfied of record, upon the ground of the alleged former adjudication to that effect, stated in his complaint.

The appellant answered the complaint in this case in two1 paragraphs, of which the first was a general denial. In the second paragraph of its answer the appellant alleged, in answer to so much of the appellee’s complaint as demanded satisfaction of the mortgage to the appellant mentioned therein, that the alleged suit was instituted by the appellant for the foreclosure of its mortgage, for the reason that there were unpaid assessments, dues, interest and fines, claimed to be due it from the mortgagors, the Kellers, the defendants therein; that the note secured by the mortgage, by its terms, was not to be due until February 9th, 1883, unless there should be a failure to pay dues, assessments, fines or interest, as stated in the note and mortgage, and the rules, by-laws and constitu- ■ tion of the association; that the only pleadings in such suit were the complaint and the answer by a general denial; that the only issue in such suit, litigated and tried, was whether there had been any default in the payment of dues, fines, as[253]*253sessments or interest, and that upon this issue there was a finding and judgment rendered for the defendants in such suit.

And the appellant averred that the court did not adjudge or decree that the mortgage debt was paid or satisfied, and did not decree or order the satisfaction of the mortgage; and that the debt secured by the mortgage was wholly unpaid, etc.

To this second paragraph of answer appellee replied by a general denial.

With this statement of the issues in the case in hand, we proceed now to the consideration of the sufficiency of the evidence to sustain the vex-dict. The first question which presents itself in considering the evidence is this: What was in issue, and what may be said to have been adjudicated in relation to the appellant’s mortgage from the Kellers in the suit mentioned in appellee’s complaint? The evidence tended to show that the suit in question was commenced by.the appellant agaixist the Kellers in the court below on the 27th day of September, 1876, more than six years before the note secured by the mortgage would have matured and become due, if its terms and conditions had been complied with by the Kellers; that the terms and conditions of the note were, that “in case the monthly interest, weekly dues, fines or assessments, or any part thereof, shall remain unpaid for three months after the same become due, then this note shall become due and collectible; but in case said interest and dues, fines or assessments shall be kept paid up, then the principal of this note shall become due in eight years from date,” etc.; that in the complaint in the suit mentioned it was alleged, among other things, that the defendants therein, the Kellers, had wholly failed and refused to pay the monthly interest on the note and mortgage and the amount secured thereby, and had wholly failed and refused to pay the weekly dues, fines, penalties and assessments according to the constitution and by-laws of said association, and the same had remained due and unpaid for more than three months next preceding the [254]*254filing of such complaint, and that the note had thereby become due and payable under its provisions, and under the constitution and by-laws of said association; that the only answer of the defendants, the Kellers, to the complaint in such suit was a general denial of its allegations; and that, upon the trial of the issue thus made in such suit the order-book entry of the trial, finding and judgment of the court therein was, in substance, as follows: “Now come the parties by their attorneys, and this cause being at issue, is submitted to the court for trial, without the intervention of a jury, and the court having heard all the evidence, and being well advised in the premises, finds for the defendants; and. the court orders that the plaintiff pay the cost of this proceeding.”

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Bluebook (online)
90 Ind. 250, Counsel Stack Legal Research, https://law.counselstack.com/opinion/anderson-building-loan-fund-savings-assn-no-2-v-hoppes-ind-1883.