American National Property & Casualty Company A/S/O Dana Collett and George Collett v. R & N Enterprises, Inc. D/B/A B & W Tv and Appliance Co.

CourtCourt of Appeals of Kentucky
DecidedNovember 17, 2022
Docket2022 CA 000258
StatusUnknown

This text of American National Property & Casualty Company A/S/O Dana Collett and George Collett v. R & N Enterprises, Inc. D/B/A B & W Tv and Appliance Co. (American National Property & Casualty Company A/S/O Dana Collett and George Collett v. R & N Enterprises, Inc. D/B/A B & W Tv and Appliance Co.) is published on Counsel Stack Legal Research, covering Court of Appeals of Kentucky primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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American National Property & Casualty Company A/S/O Dana Collett and George Collett v. R & N Enterprises, Inc. D/B/A B & W Tv and Appliance Co., (Ky. Ct. App. 2022).

Opinion

RENDERED: NOVEMBER 18, 2022; 10:00 A.M. NOT TO BE PUBLISHED

Commonwealth of Kentucky Court of Appeals

NO. 2022-CA-0258-MR

AMERICAN NATIONAL PROPERTY & CASUALTY COMPANY A/S/O DANA COLLETT AND GEORGE COLLETT APPELLANT

APPEAL FROM JOHNSON CIRCUIT COURT v. HONORABLE JOHN DAVID PRESTON, JUDGE ACTION NO. 19-CI-00381

R&N ENTERPRISES, INC. D/B/A B&W TV AND APPLIANCE CO. APPELLEE

OPINION REVERSING AND REMANDING

** ** ** ** **

BEFORE: ACREE, MCNEILL, AND L. THOMPSON, JUDGES.

THOMPSON, L., JUDGE: American National Property & Casualty Company

a/s/o Dana Collett and George Collett (“Appellant”) appeals from a summary

judgment of the Johnson Circuit Court in favor of R&N Enterprises, Inc. d/b/a

B&W TV and Appliance Co. (“Appellee”). Appellant argues that the circuit court

erred in excluding the testimony of Appellant’s experts and in denying its request for a Daubert1 hearing. After careful review, we conclude that the testimony was

improperly excluded. Accordingly, we reverse and remand the judgment on

appeal.

FACTS AND PROCEDURAL HISTORY

Appellee is an appliance store in Staffordsville, Kentucky. More than

one year prior to the subject fire, Appellee sold a Whirlpool double oven to George

and Dana Collett (“the Colletts”) and installed it in their home. The new oven

replaced an oven that Appellee sold the Colletts some 15 years earlier. Like the

old oven, the new oven was installed in a wood cabinet.

On March 15, 2018, a fire occurred in the Colletts’ home causing

$555,381.17 in damages. The home was insured by Appellant, which paid benefits

to the Colletts per the policy of insurance. On November 22, 2019, Appellant filed

the instant action against Appellee in Johnson Circuit Court. As a basis for the

action, Appellant alleged that, 1) the oven sold and installed by Appellee caused

the Collett’s house fire; 2) Appellant paid $555,381.17 in damages to the Colletts

under the terms of their policy of insurance; and 3) Appellant was entitled to

recover damages from Appellee in its capacity as the Colletts’ subrogee.

Specifically, Appellant alleged that the cabinet containing the new oven did not

1 Daubert v. Merrell Dow Pharmaceuticals Inc, 509 U.S. 579, 113 S. Ct. 2786, 125 L. Ed. 2d 469 (1993).

-2- have a solid bottom, and thus was not a “complete enclosure” within the meaning

of the installation instructions.2 It asserted that Appellee was negligent in

installing the oven without a complete enclosure which proximately resulted in the

fire.

The matter proceeded in Johnson Circuit Court and discovery was

undertaken. Mrs. Collett stated in a deposition that on the morning of the fire, she

placed the bottom oven in self-cleaning mode in anticipation of preparing an

upcoming Easter meal. She stated that she followed the instructions in the manual,

removed the racks in the bottom oven, and closed the door before initiating the

self-cleaning mode. She remained at home for about 90 minutes after starting the

oven.

Mrs. Collett stated that a pull-out drawer was located under the

bottom oven in which she stored oven mitts, aprons, and dish towels. She

described the drawer as “fairly full.” Mrs. Collett left the home around 8:30 a.m.,

and returned at about 11:10 a.m. Upon her return, she saw heavy smoke emanating

from the house. She attempted to enter the house through a side door and a front

door, but the smoke was too heavy. She saw flames coming out of the kitchen

windows and called 911.

2 The oven was supported by metal runners and allegedly was not enclosed by a wooden bottom.

-3- Malcolm Ratliff, president of Appellee, stated that when installing the

new oven in the Collett’s kitchen, his employees merely removed the old oven and

inserted the new one. They did not alter the existing cabinetry, which housed the

old double oven during its 15 years of operation.

Both Colletts stated that there were no open flames or burning candles

in the house at the time of the fire, nor were there any phone chargers, wood

burning stoves, or space heaters in the kitchen which could have been a possible

ignition source of the fire. Paintsville fire chief Rick Ratliff investigated the fire

and concluded that its cause was undetermined.

Appellant engaged two expert witnesses. The first proffered expert

was James Douglas Burns. Burns testified that he is a certified fire inspector level

1 with the Kentucky Department of Building and Construction, and a level 2 fire

service instructor with the Kentucky Fire Commission. At the time of his

testimony, Burns was employed by EFI Global as a fire investigator. Burns has an

extensive curriculum vitae which is part of the record.

Appellant’s second expert witness was Chris Hollis. He is also

employed by EFI Global. Hollis is a licensed engineer and fire investigator with

professional training in appliance fire investigation. He testified that he has

experience in oven fires.

-4- Burns and Hollis worked together in investigating the fire at issue.

Burns visited the scene of the fire on March 20, 2018, conducted an inspection, and

interviewed the Colletts. He determined that fire began in the kitchen near the

subject oven. As the house was heavily damaged by the fire, Burns took

possession of the oven and all related electrical components back to their

connection at the electrical panel. Burns later returned to the property with

representatives of Appellee and Whirlpool for additional inspection. They agreed

that the fire began along the east wall of the kitchen.

Burns produced a report finding that the subject oven was the most

probable cause of the fire. He stated that his investigation ruled out other possible

causes of the fire. Burns believed the fire pattern indicated that it started in the

kitchen and that the probable source of ignition was combustible materials coming

into contact with the bottom exterior surface of the oven. He stated that he found

charred cloth materials adhered directly to the bottom of the oven.

Hollis also examined the oven. He determined that the oven showed

no defect or deficiency, and found no evidence of other ignition sources in the

kitchen. Hollis noted the installation instructions for the oven at issue, which

stated that a “recessed installation area must provide complete enclosure around

the recessed portion of the oven.” He found that no wood or cabinet material was

observed on the bottom of the oven during examination, and surmised that the

-5- bottom of the oven was not enclosed with wood. He concluded that had the

bottom of the oven been enclosed, it would not have ignited the drawer contents

resulting in the fire.

Appellee retained Adam Roy as an expert. Roy is an owner of Fire

Explosion Consultants in Ohio and a certified fire investigator. Roy relied on the

reports generated by Burns and Hollis. He agreed that the fire originated in the

kitchen along the east wall. Roy tested a new oven provided by Appellee, which

Appellee claims was identical to the Colletts’ oven. His testing indicated that the

outside of the oven did not reach a temperature sufficient to cause combustion,

though in his testing, two thermocouples used to measure the temperature fell off

the oven.

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Related

Daubert v. Merrell Dow Pharmaceuticals, Inc.
509 U.S. 579 (Supreme Court, 1993)
Smith v. Commonwealth
181 S.W.3d 53 (Court of Appeals of Kentucky, 2005)
Steelvest, Inc. v. Scansteel Service Center, Inc.
807 S.W.2d 476 (Kentucky Supreme Court, 1991)
Miller v. Eldridge
146 S.W.3d 909 (Kentucky Supreme Court, 2004)
Scifres v. Kraft
916 S.W.2d 779 (Court of Appeals of Kentucky, 1996)
Stringer v. Commonwealth
956 S.W.2d 883 (Kentucky Supreme Court, 1997)

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