American Acceptance Corporation of SC v. John Gietz

CourtCourt of Appeals for the Fourth Circuit
DecidedMay 12, 2026
Docket25-1448
StatusPublished

This text of American Acceptance Corporation of SC v. John Gietz (American Acceptance Corporation of SC v. John Gietz) is published on Counsel Stack Legal Research, covering Court of Appeals for the Fourth Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
American Acceptance Corporation of SC v. John Gietz, (4th Cir. 2026).

Opinion

USCA4 Appeal: 25-1448 Doc: 39 Filed: 05/12/2026 Pg: 1 of 15

PUBLISHED

UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT

No. 25-1448

AMERICAN ACCEPTANCE CORPORATION OF SC, on behalf of itself and all others similarly situated,

Plaintiff – Appellant,

v.

JOHN GIETZ; SHERIFF BRYAN KOON, a/k/a Jay Koon, in his official capacity; SANDRA BLACK; JOEL M. DEASON; JAMES WESTBURY; JESSE LAINTZ; LEXINGTON COUNTY SHERIFF'S DEPARTMENT,

Defendants – Appellees.

Appeal from the United States District Court for the District of South Carolina, at Columbia. Mary G. Lewis, District Judge. (3:24-cv-01099-MGL)

Argued: October 23, 2025 Decided: May 12, 2026

Before BENJAMIN, Circuit Judge, FLOYD, Senior Circuit Judge, and Patricia Tolliver GILES, United States District Judge for the Eastern District of Virginia, sitting by designation.

Affirmed by published opinion. Judge Giles wrote the opinion, in which Judge Benjamin and Judge Floyd joined.

ARGUED: Joseph Studemeyer, STUDEMEYER LAW FIRM, P.C., Irmo, South Carolina, for Appellant. Daniel C. Plyler, SMITH ROBINSON HOLLER DUBOSE & USCA4 Appeal: 25-1448 Doc: 39 Filed: 05/12/2026 Pg: 2 of 15

MORGAN, LLC, Columbia, South Carolina, for Appellees. ON BRIEF: J. Gregory Studemeyer, STUDEMEYER LAW FIRM, P.C., Irmo, South Carolina, for Appellant. Austin Tyler Reed, Frederick Newman Hanna, Jr., SMITH ROBINSON HOLLER DUBOSE & MORGAN, LLC, Columbia, South Carolina, for Appellees.

2 USCA4 Appeal: 25-1448 Doc: 39 Filed: 05/12/2026 Pg: 3 of 15

PATRICIA TOLLIVER GILES, District Judge:

Appellant American Acceptance Corporation of SC (“AAC”) brought a 42 U.S.C.

§ 1983 claim against the Lexington County Sheriff’s Department (“LCSD”). 1 The LCSD

confiscated two motorcycles in connection with a murder investigation and subsequent

prosecution. AAC held a security interest in the motorcycles and claimed LCSD violated

its procedural due process rights by retaining its property during the pending criminal

investigation without providing AAC notice and an opportunity to be heard. The district

court granted LCSD’s motion to dismiss. For the reasons set forth below, we affirm.

I.

A.

AAC finances the acquisition of motor vehicles and motorcycles. Essentially, AAC

purchases the retail installment contracts (“RISCs”) that purchasers execute to finance the

motor vehicle or motorcycle, and thereby obtains a security interest in the property, or

collateral. When a purchaser is in default—either by failing to make a payment or because

“the prospect of payment, performance, or realization on the collateral is significantly

impaired”—AAC obtains the right to take possession. Joint Appendix (“J.A.”) 10.

AAC acquired the RISCs for the two Harley-Davidson motorcycles at issue here.

In particular, AAC purchased the RISC that Timothy Harold Brock executed on January

1 The Appellees include the Sheriff’s Department; Sheriff Byran “Jay” Koon in his official capacity; LCSD’s General Counsel Joel Deason; as well as John Gietz, James Westbury, Sandra Black, and Jesse Laintz, who are also members of the Department. Throughout this opinion, any reference to LCSD includes all Appellees.

3 USCA4 Appeal: 25-1448 Doc: 39 Filed: 05/12/2026 Pg: 4 of 15

30, 2021, to finance his motorcycle. AAC also purchased the RISC that Shane Adam

Andrzejewski executed on July 13, 2021, to finance his motorcycle. Both Brock and

Andrzejewski titled their respective motorcycles with the South Carolina Department of

Motor Vehicles under their names and listed AAC as a lienholder. Additionally, both

Brock and Andrzejewski agreed to make monthly payments to AAC and continued to make

those payments until October 7, 2022, and November 1, 2022, respectively.

In early October 2022, Brock was shot and killed while riding his motorcycle during

a shootout between rival motorcycle gangs. LCSD launched an investigation and collected

Brock’s motorcycle at the scene as material evidence. On November 8, 2022,

Andrzejewski was arrested as a suspect. Two days later, Andrzejewski, along with three

others, were charged with murder, conspiracy, and attempted murder related to the

incident. On November 8, 2022, LCSD also executed a search warrant and seized

Andrzejewski’s motorcycle as material evidence pursuant to that warrant. LCSD’s seizure

of both Brock’s and Andrzejewski’s motorcycles constituted defaults under the executed

RISCs.

LCSD did not notify AAC of the seizure or the location of the motorcycles.

Instead, AAC learned of LCSD’s seizure of the motorcycles through the news. In

December 2022, AAC contacted LCSD’s Captain Laintz, “who advised that it would be

several years” before AAC could receive the motorcycles. J.A. 11. Captain Laintz then

asked two other LCSD officers, Deputies Westbury and Black, to “handle how is

appropriate.” Id. at 33. Neither of these deputies provided further notice or information to

4 USCA4 Appeal: 25-1448 Doc: 39 Filed: 05/12/2026 Pg: 5 of 15

AAC. Subsequently, AAC’s counsel requested incident reports for the matter, first by

email and then through a Freedom of Information Act (“FOIA”) request.

B.

In January 2023, AAC filed a complaint for claim and delivery for each of the

motorcycles in the Lexington County Circuit Court. On February 9, 2023, LCSD’s General

Counsel, Joel Deason, emailed AAC’s counsel, stating:

Please know these motorcycles are essential evidence in a series of events that produced the criminal charges [against Andrzejewski]. . . .

The law states that if the bikes are even closely related to evidence, LCSD will be allowed to retain possession – See Palmetto State Bank v. English[,] 181 S.C. 69 (1936). Accordingly, . . . I am asking you to dismiss your complaints against the sheriff so I do not have to prepare responsive motions. . . .

As for [the] FOIA request[,] we respectfully decline to produce requested documents involving Mr. Andrzejewski at this time since related charges are currently pending in the Court of General Sessions. S.C. Code § 30-4- 40(a)(3) exempts the disclosure of information compiled for law enforcement purposes for several reasons[,] [i]ncluding those that would interfere with a prospective law enforcement proceeding or deprive an [i]ndividual of a fair and impartial trial. . . . Accordingly, if you need these records before the charges have been adjudicated, please direct your request to the Solicitor’s Office so they can evaluate the disclosure in light of the above.

J.A. 38, 138. The record does not indicate whether AAC contacted the Solicitor’s Office.

In April 2023, Deason notified AAC’s counsel that LCSD filed motions to dismiss

the suits for insufficiency of process. On July 17, 2023, the circuit court held a hearing on

the matter, during which it noted:

I can tell you that there’s no way that I would order seized evidence to be released on a claim and delivery action while the case is still pending. It may present a hardship and it always does, particularly where you have innocent parties involved. But that’s the nature of the abyss. And with a – this being

5 USCA4 Appeal: 25-1448 Doc: 39 Filed: 05/12/2026 Pg: 6 of 15

a murder case, there’s no way that I would interject myself into the litigation and order the state to release evidence. And that’s without analyzing all the rules that you all have cited except that Rule 4(d)5 that requires service on the attorney general.

J.A. 45. Thereafter, the circuit court dismissed AAC’s state court actions for improper

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Boddie v. Connecticut
401 U.S. 371 (Supreme Court, 1971)
Fuentes v. Shevin
407 U.S. 67 (Supreme Court, 1972)
Mitchell v. W. T. Grant Co.
416 U.S. 600 (Supreme Court, 1974)
Gerstein v. Pugh
420 U.S. 103 (Supreme Court, 1975)
City of West Covina v. Perkins
525 U.S. 234 (Supreme Court, 1999)
AmeriSource Corp. v. United States
525 F.3d 1149 (Federal Circuit, 2008)
United States v. William C. Farrell
606 F.2d 1341 (D.C. Circuit, 1979)
Walters v. Wolf
660 F.3d 307 (Eighth Circuit, 2011)
Giarratano v. Johnson
521 F.3d 298 (Fourth Circuit, 2008)
Serio v. Baltimore County
115 F. Supp. 2d 509 (D. Maryland, 2000)
Allan Rodgers v. Daniel Knight
781 F.3d 932 (Eighth Circuit, 2015)
Gordon Goines v. Valley Community Services Board
822 F.3d 159 (Fourth Circuit, 2016)
Palmetto State Bank v. English
186 S.E. 638 (Supreme Court of South Carolina, 1936)
Rockville Cars, LLC v. City of Rockville
891 F.3d 141 (Fourth Circuit, 2018)
Fernando Smith v. Michael Travelpiece
31 F.4th 878 (Fourth Circuit, 2022)
Eugene Frein v. Pennsylvania State Police
47 F.4th 247 (Third Circuit, 2022)

Cite This Page — Counsel Stack

Bluebook (online)
American Acceptance Corporation of SC v. John Gietz, Counsel Stack Legal Research, https://law.counselstack.com/opinion/american-acceptance-corporation-of-sc-v-john-gietz-ca4-2026.