Allstate Insurance v. Hairston

74 Va. Cir. 547, 2006 Va. Cir. LEXIS 324
CourtMartinsville County Circuit Court
DecidedOctober 3, 2006
DocketCase No. 05000109-00
StatusPublished

This text of 74 Va. Cir. 547 (Allstate Insurance v. Hairston) is published on Counsel Stack Legal Research, covering Martinsville County Circuit Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Allstate Insurance v. Hairston, 74 Va. Cir. 547, 2006 Va. Cir. LEXIS 324 (Va. Super. Ct. 2006).

Opinion

By Judge G. Carter Greer

In this declaratoiy judgment action, Allstate Insurance Company seeks a determination that the defendant’s decedent was not covered under the terms of an uninsured motorist endorsement to an automobile insurance policy that Allstate issued to Dennis and Regina Hairston, the decedent’s parents. The endorsement provides in pertinent part that the carrier “will pay... all sums which the insured or his legal representative shall be entitled to recover as damages from the owner or operator of an uninsured motor vehicle because of bodily injury sustained by the insured... caused by accident and arising out of the ownership, maintenance, or use of such uninsured motor vehicle (Emphasis added.) The issue is whether the death of the decedent arose out of the “use” of the uninsured motor vehicle within the meaning of the policy.

There has been no evidentiary hearing, and Allstate has moved for summary judgment, based upon the allegations of the motion for judgment filed in Regina Waller Hairston, Administrator of the Estate of Delvin Lamont Hairston v. Albert Patrick Bowman et al., which is currently pending in this court. The court may not enter summary judgment “if any material fact is genuinely in dispute.” Rule 3:20 of the Rules of the Supreme Court of Virginia. [548]*548Where there are conflicts in the evidence, it is the jury’s responsibility, not the court’s, to resolve them. Five Lakes, Inc. v. Randall, Inc., 214 Va. 4, 196 S.E.2d 906 (1973). However, summary judgment is proper “in those cases ... in which the only dispute concerns a pure question of law.” Carwile v. Richmond Newspapers, 196 Va. 1, 5, 82 S.E.2d 588 (1954). In their memoranda, both parties rely upon the allegations of the motion for judgment. Although the defendant argues that there are material facts in dispute, Defendant’s Memorandum at 6, this case presents a legal issue, rather than a factual one.

In her motion for judgment, the defendant alleges as follows:1

1. On Wednesday, May 15, 2002, at approximately 10:00 p.m., Delvin Lamont Hairston was visiting a friend in the City of Martinsville.
2. While Delvin Hairston was visiting his friend, the defendants were driving around looking for him.
3. The defendants armed themselves with loaded firearms during the course of their search. They discussed their plan to use several cars to intimidate Mr. Hairston and to fire the weapons when they found him.
4. When they finally located Mr. Hairston, several of the defendants fired their weapons in accordance with their common plan.
5. Mr. Hairston was struck in the chest by one of the many bullets fired by the defendants. His injuries were fatal, and Delvin Hairston passed away on May 15, 2002.
6. In their statements to law enforcement investigating the death of Delvin Hairston, defendants Curtis Orlander Rob[ertson]... and Christopher S. Wilson ... stated that they fired their weapons into the air and never intended to shoot another person.
7. At least one of the remaining defendants also discharged a firearm. All of the defendants were aware of and participated in the plan to intimidate Delvin Hairston using their number, their vehicles, and their firearms.

[549]*549Citing Travelers Ins. Co. v. LaClair, 250 Va. 368, 463 S.E.2d 461 (1995), and Lexie v. State Farm Mut. Auto. Ins. Co., 251 Va. 390, 469 S.E.2d 61 (1996) , Allstate argues that “[t]he defendants ... were clearly using the vehicle as a means of intimidation rather than as a vehicle,” that “[t]he state of mind of the person committing the assault is irrelevant,” Plaintiff’s Memorandum at 6, and that the policy provides no uninsured motorist (UM) coverage to this unfortunate victim of a drive-by shooting. Relying principally upon Nationwide Mut. Ins. Co. v. Smelser, 264 Va. 109, 563 S.E.2d 760 (2002), and Terry v. Doe, 64 Va. Cir. 341 (2004), the defendant counters that LaClair and Lexie are distinguishable in that those cases involved intentional shootings, that the existence of criminal activity, standing by itself, does not cause a lapse of coverage, and that “it was the ordinaiy movement of the vehicle that altered the trajectory of the [bullet] from its intended and harmless target to Delvin Hairston.” Defendant’s Memorandum at 8. Consequently, the defendant contends that the tortfeasors were using their vehicle within the meaning of the policy and that the endorsement must provide UM coverage to the defendant’s decedent.

In Fireman’s Fund Ins. Co. v. Sleigh, 267 Va. 768, 594 S.E.2d 604 (2004), in which the Supreme Court of Virginia held that repeatedly opening a car door so as to injure a police officer constituted use of the uninsured vehicle as a vehicle, the Court stated as follows:

[I]t is clear that, in Virginia, the intent of the uninsured tortfeasor is irrelevant to the question of coverage; rather, the determinative issue is the nature of the employment of the uninsured vehicle. Where such a vehicle is employed in a manner foreign to its designed purpose, there is no coverage under the uninsured motorist provisions because the resulting injuiy does not arise out of the “use” of the uninsured vehicle as a vehicle, but instead arises from its employment in a manner contemplated neither by its designers, its manufacturers, nor the parties to the insurance contract.

Sleigh, 267 Va. at 771 -72 (citations omitted). Holding that intentional drive-by shootings in four consolidated cases did not constitute “use” of the uninsured vehicles, in Lexie, supra, the Supreme Court of Virginia stated that “ [t]he principal focus is upon the manner in which the vehicle, whether moving or stationary, is being employed, not upon the activity or role of any assailant who may be in, upon, or around the uninsured vehicle.” Lexie, 251 Va. at 396-97. In LaClair, supra, the Supreme Court of Virginia held that an assailant’s [550]*550employment of a car as a shield and shooting platform did not amount to “use” of the vehicle within the meaning of the policy provisions. LaClair, 250 Va. at 372. The Court stated that “[m]anifestly, the natural and ordinary meaning of ‘use’ of a private, passenger motor vehicle does not contemplate its utilization as a mobile or stationary pillbox or fortress, or as a shield, or as an outpost from which an assailant may inflict intentional injuiy with a firearm.” Id. at 373. In each of these cases, the Court concluded that there was no causal relationship between the use of the vehicle as a vehicle and the injuries inflicted.

The court is of the opinion that this case is controlled by Lexie, supra, and LaClair, supra,

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Related

Fireman's Fund Insurance Co. v. Sleigh
594 S.E.2d 604 (Supreme Court of Virginia, 2004)
Nationwide Mutual Insurance v. Smelser
563 S.E.2d 760 (Supreme Court of Virginia, 2002)
Lexie v. State Farm Mutual Automobile Insurance
469 S.E.2d 61 (Supreme Court of Virginia, 1996)
Travelers Insurance v. LaClair
463 S.E.2d 461 (Supreme Court of Virginia, 1995)
CARSON BY MEREDITH v. LeBlanc
427 S.E.2d 189 (Supreme Court of Virginia, 1993)
Carwile v. Richmond Newspapers, Inc.
82 S.E.2d 588 (Supreme Court of Virginia, 1954)
Bloodworth v. Ellis
267 S.E.2d 96 (Supreme Court of Virginia, 1980)
Five Lakes, Inc. v. Randall, Inc.
196 S.E.2d 906 (Supreme Court of Virginia, 1973)
Terry v. Doe
64 Va. Cir. 341 (Norfolk County Circuit Court, 2004)

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Bluebook (online)
74 Va. Cir. 547, 2006 Va. Cir. LEXIS 324, Counsel Stack Legal Research, https://law.counselstack.com/opinion/allstate-insurance-v-hairston-vaccmartinsvill-2006.