Allstate Insurance Co. v. Coriell

284 N.E.2d 202, 30 Ohio Misc. 67, 59 Ohio Op. 2d 322, 1971 Ohio Misc. LEXIS 195
CourtScioto County Court of Common Pleas
DecidedNovember 5, 1971
DocketNo. 53703
StatusPublished
Cited by4 cases

This text of 284 N.E.2d 202 (Allstate Insurance Co. v. Coriell) is published on Counsel Stack Legal Research, covering Scioto County Court of Common Pleas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Allstate Insurance Co. v. Coriell, 284 N.E.2d 202, 30 Ohio Misc. 67, 59 Ohio Op. 2d 322, 1971 Ohio Misc. LEXIS 195 (Ohio Super. Ct. 1971).

Opinion

MARSHALL, J.

Plaintiff’s amended petition for declaratory judgment, in its pertinent parts, alleges that plaintiff issued a policy of liability insurance to defendant, William Harley, which was in effect on July 30,1968, in which policy [68]*68it was agreed that plaintiff would pay on behalf of the insured all damages that the insured might become legally obligated to pay because of bodily injury sustained by any person, and injury to or destruction of property; and that the plaintiff “will defend at its expense and with counsel of its choice any lawsuit, even if groundless, false or fraudulent, against the insured for such damages which are payable under the terms of this section * ; that the terms of said policy excluded from its coverage “bodily injury or injuries to or destruction of property caused feloniously or intentionally by or at the direction of an assured” and “bodily injury to any person (a) if at the time of the occurrence the assured has in effect a policy providing workmen’s compensation or occupational disease benefits therefor, or (b) if any benefits therefor are either payable or required to be provided under the workmen’s compensation or occupational disease law, but this subdivision (b) shall apply — only if such benefits are payable or required to be provided by the insured.”

The amended petition further alleges that suit was instituted in this court in Case No. 52630 by Geneva L. Coriell, a defendant herein, against the said William L. Harley, the other defendant herein, in which the plaintiff therein seeks damages against said defendant, Harley, in the total amount of $316,208.96 for injuries and expenses incurred by reason of, in the wording of the allegation, “that on the 30th day of July, 1968, in the city of Portsmouth, county of Scioto and state of Ohio, she was unlawfully, maliciously and without reasonable or just provocation, assaulted and forcibly thrown backward on the floor by defendant. * * *” Plaintiff further alleges that the injuries described by Geneva L. Coriell occurred while she and the said defendant, William Harley, were employed by and working at the Williams Manufacturing Company, Portsmouth, Ohio, and that Geneva L. Coriell received workmen’s compensation benefits from the state of Ohio bv reason thereof; that in the absence of a declaratory judgment as prayed for, plaintiff will be obligated at its [69]*69peril to defend the lawsuit brought by the said Geneva L. Coriell against the said William Harley, and at its peril to pay or refuse to pay any judgment recovered therein. Petitioner “prays that the court adjudge and declare, by reason of the facts hereinbefore set out:

“A. That there was no coverage in the policy by plaintiff to William Harley and there is no obligation to defend the action brought against the said William Harley by the said Geneva L. Coriell arising out of the assault which is said to have occurred on July 30, 1968.
“B. That plaintiff is under no obligation to pay any judgment that might be obtained against the said William Harley as a result of the alleged assault.”

Defendant, Geneva L. Coriell, filed an answer praying that the court declare that plaintiff is obligated to pay any judgment that might be obtained in Case No. 52630. Defendant, William Harley, demurred to the petition, which was overruled. Thereafter, defendant, William Harley, filed an answer and counterclaim, admitting that Geneva L. Coriell had received workmen’s compensation benefits for the alleged injury she claims to have sustained on July 30, 1968, at her place of employment, as alleged, but that the injuries sustained by her on said date “resulted from an accident and that she was not unlawfully, maliciously and without reasonable or just provocation assaulted and forcibly thrown backward to the floor by defendant, William Harley, as claimed in her petition filed in said Case No. 52630.” By way of counterclaim, William Harley alleges that, because the plaintiff has brought this action and declined to defend him in Case No. 52630, it has breached its contract, entitling him to damages in the sum $20,000.00 for expenses incurred by him in defending that action and this case. Defendant prays that the court adjudge and declare that a legal obligation exists on the part of the plaintiff to defend said action and for judgment on his counterclaim.

Plaintiff in its answer to the counterclaim alleges that it is not required to defend actions for damages not based [70]*70on negligence, but arising out of a willful and intentional assault and battery; and further that if William Harley accidentally injured Geneva L. Coriell, in that event, since she is covered by workmen’s compensation, the provisions of R. C. 4123.74.1, providing immunity from suit by fellow employees, excuses plaintiff from defending the action.

It was stipulated by the parties that a copy of the petition in Case No. 52630 and a copy of the policy of insurance would be received into evidence, and further that said policy was in full force and effect on July 30,1968, the time of the injury which fomented the litigation in this court. The case was thereupon submitted to the court.

The issues are:

1. Is this a proper case for declaratory relief?

Defendant contends that the court should not proceed in this case because to do so would necessarily involve the determination of certain factual matters which are also issues in Case No. 52630; that conceivably a different determination of these factual issues could be made in each case; that where a dispute as to the facts exist, it is discretionary with the court as to whether or not it will assume jurisdiction; and that the defense clause of the policy requires plaintiff to defend in Case No. 52630 because of the policy requirement to defend all claims even though they may be groundless.

We have examined the authorities submitted by defendant, as well as many other decisions by the courts of Ohio, other states and of the federal bench. Although the point is well taken as to the possibility of a different determination of factual issues, yet, the weight of authority, as well as the courts of Ohio, take the position that declaratory relief is proper in this situation. R. C. 2721.13 provides that the declaratory judgment sections “are remedial, and shall be liberally construed.” The leading case in Ohio is Ohio Farmers Indemnity Co. v. Chames (1959), 170 Ohio St. 209, in which the Supreme Court held that under the Declaratory Judgments Act, “which provides for a declaration of rights, status and other legal relations, an [71]*71automobile liability insurer, against whom claims have been asserted on account of death and injury inflicted by the driver of an insured automobile, may maintain an action for a declaratory judgment as to liability or non-liability under the insurance policy, notwithstanding that factual determinations are necessary to make a declaration on that controlling issue.” That case required a determination as to whether or not the driver of insured’s automobile was operating with the insured’s permission. In an earlier case, the Supreme Court had held that the issue of an “insurer’s obligation to defend the insured in an action for damages against him is an actual or justiciable controversy determinable by a declaratory judgment,” and the fact that a controversy turns on questions of fact does not withdraw it from judicial cognizance under declaratory judgment procedure. Travelers Indemnity Co. v. Cochran (1951), 44 O. O. 302.

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Cite This Page — Counsel Stack

Bluebook (online)
284 N.E.2d 202, 30 Ohio Misc. 67, 59 Ohio Op. 2d 322, 1971 Ohio Misc. LEXIS 195, Counsel Stack Legal Research, https://law.counselstack.com/opinion/allstate-insurance-co-v-coriell-ohctcomplscioto-1971.