Alliant Insurance Services, Inc. et al. -against- Resilience Insurance Advisory Corp., et al.

CourtDistrict Court, S.D. New York
DecidedSeptember 30, 2025
Docket1:23-cv-09277
StatusUnknown

This text of Alliant Insurance Services, Inc. et al. -against- Resilience Insurance Advisory Corp., et al. (Alliant Insurance Services, Inc. et al. -against- Resilience Insurance Advisory Corp., et al.) is published on Counsel Stack Legal Research, covering District Court, S.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Alliant Insurance Services, Inc. et al. -against- Resilience Insurance Advisory Corp., et al., (S.D.N.Y. 2025).

Opinion

USP. SUNT DOCUMENT UNITED STATES DISTRICT COURT ELECTRONICALLY FILED SOUTHERN DISTRICT OF NEW YORK DOC # DATE FILED:__ 9/30/2025 ALLIANT INSURANCE SERVICES, INC. et al., ——————— Plaintiffs, -against- 23-CV-09277 (MMG) RESILIENCE INSURANCE ADVISORY CORP., et OPINION & ORDER al., Defendants.

MARGARET M. GARNETT, United States District Judge: Alliant Insurance Services, Inc. (“Alliant”) and its subsidiary Harbor Group Consulting, LLC (“Harbor”) (together, “Plaintiffs”) bring this action against Harbor’s former Chief Operating Officer Emily Rasmussen (“Rasmussen”) and Harbor’s competitor Resilience Insurance Advisory Corp. (“Resilience”) (together, “Defendants”). Plaintiffs allege that Rasmussen duplicitously orchestrated the layoff of certain Harbor employees who, along with Rasmussen, then joined the newly founded Resilience and stole Harbor’s clients by misleading them into believing that the two companies were affiliated. As to Resilience, Plaintiffs bring claims for false designation of origin and unfair competition under Section 43(a) of the Lanham Act; tortious interference with contractual relations: tortious interference with business relations: unjust enrichment; common law unfair competition; and copyright infringement. As to Rasmussen, Plaintiffs bring two claims for breach of contract—one for breach of a client non- solicitation provision and one for breach of an employee non-solicitation provision; and claims for tortious interference with contractual relations; tortious interference with business relations; breach of fiduciary duties; unjust enrichment; and copyright infringement.

Pending before the Court are separate motions by Resilience and Rasmussen to dismiss Plaintiffs’ action in its entirety. For the reasons that follow, each motion is GRANTED IN PART AND DENIED IN PART. The claims against Rasmussen for breach of contract, breach of fiduciary duty, tortious interference with business relations, and copyright infringement survive, and the claim against Rasmussen for unjust enrichment survives as pled in the alternative. The claim against Resilience for copyright infringement also survives. The remaining claims are dismissed. BACKGROUND kL RELEVANT FACTS! Alliant is a commercial retail insurance brokerage firm based in California. Am. Compl. 97 6, 15. Harbor, limited liability company and wholly owned subsidiary of Alliant since 2018, is a provider of insurance advisory services related to commercial real estate loans. Jd. 2, 7, 16. Rasmussen was a Harbor employee prior to its acquisition by Alliant, and remained so until she resigned in July 2023. Id. F¥ 18, 38. Through her employment with Harbor, Rasmussen acquired certain incentive compensation units (“ICUs”) before 2018. Jd. § 18. When Alliant acquired Harbor, Rasmussen exchanged her ICUs for a transaction bonus. Jd. That exchange entailed the execution of an “ICU Cancellation and Bonus Award Agreement” on August 23, 2018. Jd. 918-19. The agreement contained a two-year client non-solicitation provision (the “Client Non-Solicitation Covenant”) and a two-year employee non-solicitation provision (the “Employee Non-Solicitation Covenant”). Jd. 24-25. Alliant took control over Harbor on October 1, 2018. Jd. 419. On

! The following facts are taken from the allegations in the Amended Complaint (“Am. Compl.”), Dkt. No. 36, and are assumed true for the purpose of resolving this motion.

October 3, 2018, Rasmussen executed a Confidentiality and Non-Solicitation Agreement (the “Confidentiality Agreement”) with Alliant and Harbor that incorporates by reference the Client Non-Solicitation Covenant and the Employee Non-Solicitation Covenant. Jd. § 22. Over the next five years, Rasmussen rose through the ranks at Harbor and ultimately became the Chief Operating Officer (“COO”), regarded by some as Harbor’s “Number Two”. Id. 420. As COO, Rasmussen was “responsible for reporting Harbor’s present and forecasted financial performance to certain executives at Alliant.” Jd. § 27. On May 15, 2023, Rasmussen reported to Alliant executives that the status and projected long-term performance of Harbor’s market was “very poor” and proposed that Harbor undertake a reduction in force (“RIF”). Jd. 28-29.” The proposal was adopted, though the Amended Complaint does not allege the circumstances surrounding that decision. Rasmussen decided that the RIF would occur on June 23, 2023, and personally selected the employees that would be let go. Jd. § 31. In the lead up to the RIF, Rasmussen allegedly coordinated the transition of Harbor employees and clients to Resilience, a competitor firm founded in June 2023 that, like Harbor, provides insurance advisory services related to commercial real estate loans. Jd. FJ 2, 8, 32, 44. The Amended Complaint refers to several emails between Rasmussen and clients of Harbor that intimate a planned transition of business from Harbor to Resilience. For example, on June 15, 2023, eight days before the RIF, Rasmussen emailed “Client A” attaching a “w9 and corporate cert for Resilience” and stating that certain members of the “Harbor team you work with regularly on deals will remain and continue to take engagements as usual, at Harbor, until we’ve confirmed that you’re ok for us to transition them to the new entity.” Jd. 9 33. The next day,

? The Court recognizes that Defendants vigorously dispute many of the factual allegations in the Amended Complaint. As discussed further below, with limited exceptions the Court cannot consider those disputes on a motion to dismiss.

Rasmussen sent an email advising “Client B” that Harbor had “some unanticipated structural changes” and stating that “we have you covered, but there’s some logistics involved.” Id. 34. Rasmussen emailed the same Client B on June 21, 2023, two days before the RIF, attaching a statement of work that she described as “identical in form and substance to the prior agreement with the exception of our name,” providing what she described as a “comprehensive deal status sheet showing any consultant assignments that are being changed as a result of the RIF this Friday,” and providing new email addresses for what she described as the “initial [R]esilience team handling” Client B’s work. Jd. § 35. That “initial [R]esilience team” comprised Harbor employees that Rasmussen had selected for the RIF. Jd. 36-37. Further, Rasmussen noted in her email that “[t]here are frve members who will remain for a tail period at Harbor to ensure there is no disruption to deals that are deep in process .... Once you are thoroughly settled[,] they will migrate to the Resilience team.” Jd. ¥ 36. Plaintiffs allege that Rasmussen continued to orchestrate the transition of Harbor clients to Resilience after the RIF. Mere days after the RIF, Rasmussen instructed Harbor employees to turn away engagements because Harbor was understaffed. Jd. {| 40-41. She did not inform Alliant executives that she instructed Harbor staff to turn away clients. Jd. 941. Allegedly due to Rasmussen’s instruction, Harbor turned down at least one new engagement. Jd. 441. At the same time, while still a Harbor employee, Rasmussen continued working on behalf of Resilience to transition Harbor engagements to Resilience. On June 28, 2023, an account manager at “Client C” wrote in an email to Rasmussen that Client C’s staff “is now receiving communication under the new Resilience name which [they] did not expect so soon.” Jd. § 46. The account manager further wrote “I believe you had stated that with the [Harbor] work it’s business as usual, correct? Regardless of the company signature name we should continue to

process the work under [Harbor] accounts until you advise otherwise, correct?” Jd. § 46. On June 29, 2023, an executive director at “Client D” emailed Rasmussen to inform her that Client D’s “initial application to start a SPAR just got rejected [because] there is no website[.]” Jd. § 47.

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