Albert Hambrick v. Foremost County Mutual Insurance

CourtCourt of Appeals of Texas
DecidedApril 17, 2024
Docket12-23-00133-CV
StatusPublished

This text of Albert Hambrick v. Foremost County Mutual Insurance (Albert Hambrick v. Foremost County Mutual Insurance) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Albert Hambrick v. Foremost County Mutual Insurance, (Tex. Ct. App. 2024).

Opinion

NO. 12-23-00133-CV

IN THE COURT OF APPEALS

TWELFTH COURT OF APPEALS DISTRICT

TYLER, TEXAS

ALBERT HAMBRICK, § APPEAL FROM THE 2ND APPELLANT

V. § JUDICIAL DISTRICT COURT

FOREMOST COUNTY MUTUAL INSURANCE, § CHEROKEE COUNTY, TEXAS APPELLEE OPINION Albert Hambrick appeals the trial court’s take-nothing judgment following a jury trial. In his sole issue, Hambrick challenges the factual sufficiency of the evidence supporting the jury’s findings of zero damages for past pain and mental anguish, future pain and mental anguish, past physical impairment, and future physical impairment. We affirm.

BACKGROUND

On July 3, 2014, a hit and run driver struck the driver’s side door of Hambrick’s vehicle. When the accident occurred, Hambrick was insured under an automobile insurance policy, which included uninsured motorist coverage, issued by Appellee, Foremost County Mutual Insurance (Foremost). Hambrick ultimately filed a lawsuit against Foremost, in which he contended that he was injured as a result of the other driver’s negligence and sought a declaratory judgment as to the amount he is entitled to recover from Foremost for damages, attorney’s fees, interest, and court costs. Alternatively, Hambrick sought to recover “an amount equal to the amount of his legal damages that may be assessed in this suit which have been caused by the negligence of the driver of the uninsured motor vehicle, not to exceed the available coverage under the uninsured/underinsured motorist provision of Plaintiff’s insurance policy[.]” The case proceeded to a jury trial solely on the issue of the amount of damages, if any, that would fairly and reasonably compensate Hambrick for his alleged (1) past physical pain and mental anguish, (2) future pain and mental anguish, (3) past physical impairment, and (4) future physical impairment resulting from the accident. During opening statements, Hambrick’s counsel asserted that the other driver “T-boned” Hambrick’s vehicle and argued that the jury should award Hambrick a total of $400,000 ($100,000 for each of the four categories of damages), and Foremost’s counsel suggested that Hambrick was exaggerating and argued that he intended “to abuse the system[.]” The parties stipulated that (1) Foremost paid Hambrick “his policy limits on Personal Injury Protection coverage, which included [Hambrick]’s care with Steven Pierce (Pierce Chiropractic)[,] because Foremost believed it to be related to the subject accident[;]” (2) Foremost believes the hit and run driver’s negligence proximately caused the accident; and (3) “Foremost believes that Albert Hambrick was injured in the collision.” The trial court read said stipulations to the jury. Hambrick testified that he was raised on his family’s farm, and after he reached adulthood and accepted a job working for a company, he continued to work on the farm. After working for different companies, Hambrick started his own barbecue business in 1986 and worked as a caterer. At some point, Hambrick sustained an accidental gunshot wound to his right leg, for which he underwent surgery. Hambrick was also injured when he stepped into a pothole, which caused him to fall and strike his right knee on concrete. Hambrick ultimately improved after these injuries and continued to run his barbecue business. On the day the accident occurred, Hambrick was running short of briskets and ribs for his business, so he decided to drive to town to obtain more. While Hambrick was sitting at a stop sign, another vehicle made a wide turn, struck the driver’s side door of Hambrick’s Dodge truck, and left the scene without stopping. Hambrick testified that the other driver “T-boned” his vehicle, and the impact was hard enough that he went into shock for a couple of minutes and then felt pain in his neck, spine, shoulder, and hip. The airbags in Hambrick’s vehicle did not deploy, and Hambrick’s seatbelt prevented him from hitting the steering wheel. The day after the accident, Hambrick went to the police station and completed a handwritten report regarding the accident. In the report, which was admitted into evidence as an exhibit, Hambrick stated that the hit and run

2 driver “creased” the door of his truck. 1 Hambrick testified that the day after the accident, he had “a lot of pain” in his neck, spine, shoulder, and left hip, and a friend helped him with scheduled catering jobs because he was unable to cut meat. Hambrick did not recall having pain on his left side before the accident. A few days after the accident, Hambrick visited the emergency room due to pain and numbness, and he received anti-inflammatory medication and was instructed to return if needed. 2 Approximately one week later, Hambrick visited a different emergency room for pain in his neck, shoulder, and hip. The treating physician gave Hambrick stronger medication and instructed him to return if his pain continued. Hambrick agreed that an x-ray report after the accident stated that he had no fractures or dislocations, and his bones and joints were unremarkable. Hambrick testified that when he was told that he might need chiropractic treatment, Foremost paid for his chiropractic care. Hambrick explained that he never reached maximum improvement from chiropractic care, so his chiropractor ultimately referred him to an orthopedic specialist, Dr. James Michaels. Michaels took X-rays, performed nerve tests, and gave Hambrick three steroid injections for neck pain. Hambrick testified that he continues to see Michaels, from whom he receives an injection in his left shoulder and pain medication every two months. Hambrick denied receiving injections in his left shoulder or neck before the crash. Hambrick explained that he is unable to plant crops since the accident, his barbecue business “has been kind of slow” because he lost all of his catering jobs, and he is currently unable to do anything for his business except assemble and sell sandwiches while other people prepare meat. During cross-examination, Hambrick testified that in May 2012, he submitted an application for social security disability benefits, in which he stated that he stopped working because of knee problems, asbestos-related issues, back problems, and hip pain. When questioned about his disability application, Hambrick testified, “no, I didn’t retire in 2012. . . . I don’t recall telling them I retired [from] working in 2012.” Hambrick explained, “I didn’t stop working. I stopped some of my things. I still had my barbecue and my farm work going on.” Defense counsel also questioned Hambrick regarding a portion of the disability application entitled “Medical Conditions,” which requested a list of all physical and mental conditions that limit the applicant’s

1 Photographs showing the damage to Hambrick’s vehicle were admitted into evidence as exhibits. 2 Hambrick’s medical records from before and after the accident were admitted into evidence as exhibits.

3 ability to work. In that section of the application, Hambrick’s responses included, among other things, “chronic pain in left hip” and “sciatic nerve.” Defense counsel questioned Hambrick at length regarding the medical visits reflected in his records, both before and after the accident. Hambrick testified that his family doctor and another physician prescribed hydrocodone and a muscle relaxer before the 2014 accident. Hambrick agreed that at medical appointments in 2017, 2018, and 2019, he rated his pain at eight, nine or ten out of ten; however, medical staff noted in the records that he did not appear to be in acute distress and was not grimacing or writhing in pain. Hambrick denied experiencing left hip pain before the accident but admitted that his social security disability application stated that he suffers from chronic left hip pain.

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Albert Hambrick v. Foremost County Mutual Insurance, Counsel Stack Legal Research, https://law.counselstack.com/opinion/albert-hambrick-v-foremost-county-mutual-insurance-texapp-2024.