Agricultural Insurance v. Constantino

40 Ohio Law. Abs. 569
CourtOhio Court of Appeals
DecidedJuly 1, 1944
DocketNo. 19353
StatusPublished
Cited by2 cases

This text of 40 Ohio Law. Abs. 569 (Agricultural Insurance v. Constantino) is published on Counsel Stack Legal Research, covering Ohio Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Agricultural Insurance v. Constantino, 40 Ohio Law. Abs. 569 (Ohio Ct. App. 1944).

Opinion

OPINION

By SKEEL, J.

This action comes to this court on questions of law from a judgment of the Municipal Court of Cleveland. The plaintiff was the insurer under a contract of fire and theft insurance with respect to the automobile of one Joseph Bova, Jr. The automobile which was thus insured was parked. in the defendant’s parking lot located on High Street in Cleveland, Ohio. The car had been driven to the parking lot by the wife of Bova. She left the car with the ignition keys in the lock for the lot attendant to park and received a parking ticket or check. The parking ticket had the following statement printed therein:

“No attendant on duty after regular closing time. Cars left after closing hour at owner’s risk. This station will endeavor to protect the property of its patrons but it. is agreed [571]*571that it will not be liable for loss or damage of cars, accessories or contents, from whatever cause arising.”

When Mrs. Bova returned for the car, which was before the closing hour, the automobile had been taken by some one not known to her and without her knowledge or consent. The car was later recovered in a damaged condition. The insurance company settled the claim of Bova under the theft provisions of the insurance policy, for $154.69 and received a subrogation receipt whereby the plaintiff was vested with all of the rights of Bova arising out of the loss and damage by theft of the automobile.

The plaintiff filed its action in the instant case against the defendant, to recover the loss it had sustained. The petition alleges that the defendant became the bailee of the said automobile and that when the bailor called to take redelivery of the automobile the defendant failed and refused to return the same. That when said automobile was recovered it had ■been damaged to the extent of $154.69, which amount it was compelled to pay to the owner of said vehicle under its theft insurance contract it had with him, and upon the payment of said amount the owner subrogated this plaintiff to his rights against the defendant.

The defendant admits that the automobile was delivered into his possession; admits that it was not returned to Mrs. Bova upon her demand therefor, and alleges that prior to her demand for the return of the car it was taken away by persons unknown to‘him and without his knowledge or consent.

The defendant denies that the car was damaged before its recovery by Bova, or that the plaintiff was subrogated to the rights of Bova. The defendant then affirmatively alleges that the ticket or parking check issued by the defendant to Mrs. Bova, when he took possession of said automobile, by its terms relieved the defendant from liability for loss from, all causes and that the person delivering said automobile was aware of the contents of said ticket and consented thereto.

The reply of the plaintiff denied that Mrs. Bova ever read or consented to any of the restrictions of liability contained on the parking ticket. The plaintiff introduced evidence in support of each of the controverted allegations of its petition. At the conclusion of the plaintiff’s case the defendant’s motion for judgment (the case being tried to the court without the intervention of a jury) was granted. It is the claim of the plaintiff that the court committed error in granting the defendant’s motion for judgment.

[572]*572The grounds upon which the court granted such motion were because of the claim that the ticket or parking check which Mrs. Bova admitted receiving when she parked her car contained a complete release of liability of the defendant from all causes. The state of the record on this question is as follows:

The defendant, by its answer, sets up the release as hereinbefore set forth and alleged “that the person delivering said automobile to defendant’s parking lot was aware of the contents of said ticket and consented to the same.”

The plaintiff’s reply alleged:

“* * * that a ticket was given to the bailee (bailor) Mrs. Joe Bova, Jr., at the time the automobile was left at the parking lot, but that at no time did she ever read the contents of said ticket or agree to the printed terms thereon.”

The only evidence in the record as to the identification check or ticket and the manner in which it was given, was as follows:

“Q. Were you given a ticket?

A. Yes.

Q. Did you read that ticket?

A. No, I never did read a ticket.
Q. And you don’t know, of course, the contents of that ticket, then?

A. I never paid no attention to the ticket. I always figured you are parking your car and you have paid for it and they ought to take care of it.”

It is to be noted that by the pleadings, the plaintiff’s reply puts in issue the allegations of the defendant’s answer, that the plaintiff assented to be bound by the restrictions printed on the claim check or ticket so that an issue of fact was clearly presented, unless it can be said, as a matter of law, that the mere taking of such a ticket, without more, would absolutely create such a contract. And there is no admission to be found in the evidence that the bailor agreed to such a limitation. In fact, just the reverse is true. The bailor when she received the ticket, considered it as an identification check and not an offer to contract, by which the defendant was attempting to relieve himself of his common law duty as a bailee.

There are circumstances in bailor-bailee relationships where the receipt which is given for the goods bailed is uni[573]*573versally understood to contain the terms of the bailment contract. Bills of lading and warehouse receipts are the most notable examples. These are transactions of “considerable commercial importance, has some period of time to-run and where it would be natural for the parties to stipulate as to the terms thereof and not rely upon the general principles of law in determining the bailee’s liability. * * *” Brown on Personal Property, Par. 84 at page 300.

But such a rule would not fit into the general mould in which people generally enter into bailment relationships for the temporary convenience of the bailor, such as his use of the facilities of a checkroom or a parking lot. Directly following the quotation from Brown on Personal Property, supra, the author says:

“The English courts take a similar position in regard to goods deposited in the checkrooms in railroad stations, and like places where the check given the depositor contains limitations of the depository’s liability and a few courts in the United States have reached a similar conclusion. The almost unanimous opinion of the United States is, however, contrary * * *. The simple difference between the English and American cases would seem to be that in the former it is believed that the customer of a check room should reasonably suspect that a check containing printed matter given for the deposited goods, contains the terms of a contract, while the American courts take the position that the customer may reasonably regard the same as a mere token for identification purposes, unless he is expressly informed otherwise.”

Healy v New York Central R. R., 210 N. Y. 646, 105 N. E., 1086 (1912).-

Denver Union Terminal R. R. Co. v Cullinan, 72 Colo., 248; 210 Pac., 602.

Jones v Great Northern R. R., 68 Mont., 231; 217 Pac., 673.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Cody v. Miller
102 N.E.2d 727 (Ohio Court of Appeals, 1951)

Cite This Page — Counsel Stack

Bluebook (online)
40 Ohio Law. Abs. 569, Counsel Stack Legal Research, https://law.counselstack.com/opinion/agricultural-insurance-v-constantino-ohioctapp-1944.