Aetna Life Insurance Company v. Woods

449 S.W.2d 86, 1969 Tex. App. LEXIS 2666
CourtCourt of Appeals of Texas
DecidedDecember 5, 1969
Docket17066
StatusPublished
Cited by10 cases

This text of 449 S.W.2d 86 (Aetna Life Insurance Company v. Woods) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Aetna Life Insurance Company v. Woods, 449 S.W.2d 86, 1969 Tex. App. LEXIS 2666 (Tex. Ct. App. 1969).

Opinion

OPINION

BREWSTER, Justice.

This is a suit on an insurance policy. Defendant had issued a group policy to General Dynamics Corporation. Plaintiff, Mrs. Woods, an employee of General Dynamics, held a certificate under this group policy providing for payment to her of weekly disability benefits during the time she was disabled * * * by an accidental *87 bodily injury which did not arise out of or in the course of her employment.

The policy also provided for payment to the insured of hospital confinement benefits, medical expense benefits, laboratory and X-Ray expense benefits, and accident expense benefits. The policy provided that this last group of benefits would be due the insured if the insured was not entitled to benefits under any Workmen’s Compensation law in connection with the particular bodily injury involved.

On May 14, 1964, Mrs. Woods was involved in a car wreck and sustained bodily injuries which disabled her and caused her to incur some of the expenses covered by the policy provisions referred to in the next paragraph above.

The parties stipulated that at all pertinent times plaintiff’s employer was subject to the Workmen’s Compensation Laws of Texas, was a subscriber within the meaning of the law, and held a Workmen’s Compensation insurance policy for the benefit of its employees which was in full force at all pertinent times.

They also stipulated that if the plaintiffs were entitled to recover in this case that the recoverable benefits (being for items referred to in the first and second paragraphs of this opinion) would total $1,074.10, excluding statutory penalty-and attorneys’ fees.

Defendant pleaded and contended upon the trial that under the facts of this case that the bodily injuries sustained by Mrs. Woods that have given rise to the disability and expenditures that are the basis of this law suit, were sustained by Mrs. Woods while in the course of her employment for General Dynamics and that such injury was sustained under such circumstances that Mrs. Woods was entitled to benefits under the Texas Workmen’s Compensation Law. Defendant says that because of these facts the plaintiffs were not entitled to any of the benefits sued for under the policy, because the policy expressly excluded a recovery.

The trial was to a jury. The charge contained only one issue inquiring, “Do you find (etc.) that the injury sustained by the plaintiff, Mrs. Thelma Larue Woods, * * was not sustained in the course of her employment for General Dynamics Corporation?” The jury answered “It was not.”

The learned trial judge proceeded to render judgment for plaintiff for the agreed sum of $1,074.10 plus $128.89 penalty and plus $400.00 attorneys’ fees, all totaling $1,602.99.

The insurance company appealed contending that the learned trial judge erred in submitting the issue of scope of employment to the jury. Defendant contends that the undisputed facts of this case establish as a matter of law that Mrs. Woods’ injury was sustained while she was acting within the scope of her employment for General Dynamics and that as a matter of law Mrs. Woods was entitled to benefits under the Workmen’s Compensation Law of Texas by virtue of the injury she received in the car wreck involved. Defendant contends that for these reasons, under the provisions of the policy sued on, the company was not liable to plaintiff for any amount.

Defendant also contends that the evidence was insufficient to support the submission of the issue of scope of employment to the jury and that the evidence was insufficient to support the jury’s answer to the issue and that the court therefore erred in submitting such issue to the jury.

The material facts of the case relevant to a determination of the scope of employment issue are undisputed and most of them are established by the testimony of the plaintiff, Mrs. Woods. The General Dynamics plant consisted of several buildings and a large vacant area all of which was entirely surrounded by a high cyclone fence. The entrances to this enclosed area were through several gates at which the em *88 ployer normally maintained guards. Mrs. Woods worked in the main building as a keypunch verifier when injured and had so worked for several years. Inside this fence on some of the vacant area in the enclosure the employer maintained several parking lots for the convenience of itself, its employees to enable them to park closer to their work, and authorized visitors. The employer did not furnish transportation to the employees. On the morning in question Mrs. Woods came to work in her own car, at 5 A.M., went through the main gate and parked on the employer’s premises on one of the parking lots the employer maintained for that purpose inside the fenced enclosure. She worked until 3:45 P.M. in the main building and when the whistle then blew signifying that her work day was at an end, she left the building and reached her car on the parking lot about 4 P.M. She got into her car and proceeded to the main gate where she stopped her car. When she stopped another car struck the rear of her car and thus caused her to sustain the bodily injuries that gave rise to this law suit. This collision occurred inside the enclosure that surrounded the employer’s plant and occurred on the employer’s premises. This enclosure was under the control of General Dynamics, the employer, who maintained this control through its security employees. They regulated traffic within the enclosure, set the speed limits there, and marked off the parking spaces. The employer was building the B-58 airplane for the military service and rather tight security was being maintained on its premises for that reason. These security employees also set up the reserved parking spaces on the parking lots, investigated traffic accidents inside the fenced area, and protected their employer’s property there. Mrs. Woods had finished work and was on her way home, but was still entirely on the employer’s premises when the other car crashed into the reár end of her car causing the bodily injuries that have given rise to this law suit. 1 \

The question to be decided here is whether or not the undisputed facts of this case establish as a matter of law that Mrs. Woods’ injury in question was sustained while she was acting within the scope of her employment for General Dynamics. The trial judge and the parties tried the case on the theory that this was the controlling question in the case.

If the evidence only raised a fact issue, then the jury’s finding disposed of the matter in favor of the plaintiff.

We hold that the undisputed evidence in this case establishes as a matter of law that at the time she sustained the injuries in question Mrs. Woods, the plaintiff, was then acting within the scope of her employment for General Dynamics within the meaning of the Texas Workmen’s Compensation Law.

We also believe that if Mrs. Woods’ own testimony on this issue were taken as true, that such testimony establishes this issue contrary to her contentions and that she was acting within the scope of her employment as a matter of law when hurt within the meaning of such Workmen’s Compensation Law.

The plaintiff in seeking to affirm its judgment refers this court to several cases that hold • that ordinarily the question of scope of employment is a fact issue.

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Bluebook (online)
449 S.W.2d 86, 1969 Tex. App. LEXIS 2666, Counsel Stack Legal Research, https://law.counselstack.com/opinion/aetna-life-insurance-company-v-woods-texapp-1969.