Acosta v. Whitney Nat. Bank of New Orleans

38 So. 2d 391, 214 La. 700, 1948 La. LEXIS 1009
CourtSupreme Court of Louisiana
DecidedDecember 13, 1948
DocketNo. 38381.
StatusPublished
Cited by9 cases

This text of 38 So. 2d 391 (Acosta v. Whitney Nat. Bank of New Orleans) is published on Counsel Stack Legal Research, covering Supreme Court of Louisiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Acosta v. Whitney Nat. Bank of New Orleans, 38 So. 2d 391, 214 La. 700, 1948 La. LEXIS 1009 (La. 1948).

Opinion

FOURNET, Justice.

The heirs of the late Casamere Acosta and his deceased wife, Mrs. Malvina Nunez, instituted this petitory action to recover from the Whitney National Bank of New Orleans a certain tract of land in St. Bernard Parish and the improvements thereon as their homestead, claiming that the bank’s acquisition of the property at a foreclosure sale was a nullity. They also seek to recover $1,500 for rents and revenues derived from the property. In the alternative, they seek to recover the sum of $2,000, the homestead value of the property.

The defendants first pleaded to the jurisdiction of the court rationae personae and then filed an exception of no cause of action. When these pleadings were overruled, the defendant filed a general denial. *703 It is now appealing from a judgment decreeing the plaintiffs to be the owners of the property in indivisión and ordering the bank to pay them the sum of $568, being the rents and revenues derived from the property.

It appears that Casamere Acosta, subsequent to his acquisition of the property in controversy on December 26, 1923, moved thereon with his family, occupying one of the buildings as a home and, in the other, operating a store. He continued to reside there with his family until his death on September 8, 1938. His succession was opened on September 23 thereafter by his widow, who, with their children, continued to occupy the property as a home until, on November 15, 1938, some nine weeks later, she also died. From that time the five minor children of the decedents, ranging in ages from 5 to 17, made their home with an uncle and aunt, Mr. and Mrs. Louis Nunez, who lived some two blocks away. In March of 1939, at the instigation of one Richard Acosta, allegedly a brother of Casamere Acosta, the successions of the two Acostas were consolidated, inventories were taken, Richard Acosta’s application for appointment as administrator was duly published and approved, but he never qualified as such. No further action was taken in the matter until on May 15, 1945, the plaintiff, Casamere Acosta, Jr., who had been appointed dative tutor of his three minor brothers (Earl, Jesse, and Jerry), and Marion Acosta, the daughter who had reached the age of majority, accepted the successions of their parents and asked to be sent into possession of all of their rights, credits, and property.

In the meantime, however, during October of 1939, the Whitney National Bank of New Orleans foreclosed on a $7,000 mortgage note executed by Casamere Acosta on October 29, 1931, by proceeding via executiva against the properties of Acosta given as security, including the property here in controversy, and became the adjudicatee of the property on April 9, 1940, for the sum of $1,000. It appears that since that time the bank has been in possession of the property and that from its rental thereof has realized the sum of $568, out of which amount taxes totalling $334.37 have been paid. In these foreclosure proceedings the bank, alleging the minors were without legally qualified tutor, secured the appointment by the court of an attorney at law to represent them, and it was with this attorney that the proceedings were carried on contradictorily.

Soon after Casamere Acosta, Jr., qualified as the tutor of his minor brothers, he, individually and on their behalf, joined by his sister, instituted this suit, alleging ■that the foreclosure by and the sale to, the bank of this property that had constituted the homestead of their parents, to whose rights they as their heirs had succeeded, was null and void and the legal title there *705 to had remained in these heirs since the mortgage under which the property was seized and sold contained no waiver of homestead exemption and the property sold for less than $2,000. They prayed for judgment recognizing them as the owners of the property and for $1,500 for the rents and revenues derived therefrom. In the alternative, they prayed for a money judgment for the value of the homestead exemption, $2,000.

The provisions of Section 1 of Article XI of the Constitution of 1921 granting to every head of a family the right to have exempt from seizure and sale the homestead, is not self-operative. That right can only be successfully claimed upon proper showing that the debtor is the head of a family or a person having a mother or father or person or persons dependent upon him or her for support and that the property is bona fide owned and occupied by him as such, provided that the sale does not exceed the value fixed in the constitution ($2,000 at the time the property in controversy was sold, $4,000 under the 1938 amendment), in which case the beneficiary is entitled to its value in cash. Brannin v. Womble, 32 La.Ann. 805; Tilton v. Vignes, 33 La. Ann. 240; Galligar v. Payne, 34 La.Ann. 1057; Denis v. Gayle, 40 La.Ann. 286, 4 So. 3; Hayden v. Slaughter, 43 La.Ann. 385, 8 So. 919; Roy v. Godfrey, 142 La. 262, 76 So. 707; Jefferson v. Gamm, 150 La. 372, 90 So. 682; Andrews v. Mc Creary Lbr. Co., 155 La. 730, 99 So. 579, 33 A.L.R. 608; and Brantley v. Pruitt, 175 La. 879, 144 So. 604.

The provisions in Section 2 of this article that no court or ministerial officer shall ever have jurisdiction or authority to enforce any judgment, execution, or decree “against the property exempted, as a homestead,” except for those debts designated therein, has been construed to mean that the courts and ministerial officers are only without jurisdiction or authority “to seize a homestead that has been judicially declared exempt from seizure for the debt attempted to be collected” (Jefferson v. Gamm, supra [150 La. 372, 90 So. 685]), but that the district courts do have jurisdiction over the determination of the question of the claimant’s right to the homestead (see cases cited supra) and also whether a particular debt is or is not one for which the homestead may be seized and sold. See, also, Cunningham v. Steidman, 133 La. 44, 62 So. 346; and Andrews v. McCreary Lumber Company, supra. (Italics ours).

Furthermore, it is the settled jurisprudence of this court that the exemption is forever lost where the one entitled to claim it fails to do so at the time the property is seized and sold, and this is so even so far as the dependent wife and minor children, or other dependent members of the family, are concerned. See, Andrews v. McCreary Lumber Company *707 supra; also, Kuntz v. Baehr, 28 La.Ann. 90; Gilmer v. O’Neal, 32 La.Ann. 979; Babineau v. Guilbeau, 52 La.Ann. 992, 27 So. 549; Fruge v. Fulton, 120 La. 750, 45 So. 595; Cunningham v. Steidman, supra; and Edwards Co. v. Hano, 188 La. 632, 177 So. 691.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

American Thrift & Finance Plan, Inc. v. Valteau
576 So. 2d 598 (Louisiana Court of Appeal, 1991)
Perkins v. Security Homestead Ass'n
471 So. 2d 301 (Louisiana Court of Appeal, 1985)
Bordelon v. Bordelon
180 So. 2d 855 (Louisiana Court of Appeal, 1965)
Lamar Life Insurance v. Babin
163 So. 2d 81 (Supreme Court of Louisiana, 1963)
Tucker v. New Orleans Laundries, Inc.
145 So. 2d 365 (Louisiana Court of Appeal, 1962)
Engstrom's of Alexandria, Inc. v. Vaughn
138 So. 2d 672 (Louisiana Court of Appeal, 1962)
Cloud v. Cloud
127 So. 2d 560 (Louisiana Court of Appeal, 1961)
In re Stansbury
83 F. Supp. 124 (W.D. Louisiana, 1949)

Cite This Page — Counsel Stack

Bluebook (online)
38 So. 2d 391, 214 La. 700, 1948 La. LEXIS 1009, Counsel Stack Legal Research, https://law.counselstack.com/opinion/acosta-v-whitney-nat-bank-of-new-orleans-la-1948.