Accelerant Specialty Insurance Company and Texas Insurance Company v. Peter Gutska, Albert Goldstone, and Cheryl Anderton

District Court, M.D. Florida·Decided April 24, 2026·No. 5:25-cv-00506·Unknown

Opinion

UNITED STATES DISTRICT COURT MIDDLE DISTRICT OF FLORIDA OCALA DIVISION

ACCELERANT SPECIALTY INSURANCE COMPANY and TEXAS INSURANCE COMPANY,

Plaintiffs,

v. Case No: 5:25-cv-506-JSM-PRL

PETER GUTSKA, ALBERT GOLDSTONE, and CHERYL ANDERTON,

Defendants.

ORDER This cause comes before the Court on Plaintiffs’ Motion to Compel Initial Disclosures from Gutska and Goldstone (“Motion to Compel”) filed on April 6, 2026. (Doc. 27). Plaintiffs request that the Court enter an Order compelling Defendant Peter Gutska (“Gutska”) and Defendant Albert Goldstone (“Goldstone”) to provide their Rule 26 initial disclosures and award sanctions in the form of attorney’s fees associated with bringing the Motion to Compel. (Id. at p. 3). Gutska and Goldstone filed a Notice of Serving Initial Disclosures (“Notice”) on April 20, 2026, stating that they served their Rule 26 initial disclosures to Plaintiffs on April 14, 2026. (Doc. 28). For the reasons explained below, Plaintiffs’ Motion to Compel is due to be granted in part and denied in part. I. BACKGROUND Plaintiffs filed this action against Defendants Gutska, Goldstone, and Cheryl Anderton (“Anderton”) (collectively, the “Defendants”) on August 12, 2025. (Doc. 1). Anderton filed her answer and affirmative defenses on October 29, 2025 (Doc. 9), and Gutska

and Goldstone filed their answer and affirmative defenses on December 1, 2025 (Doc. 18). On February 10, 2026, Plaintiffs filed a Motion for Entry of Scheduling Order, requesting that the Court enter a scheduling order consistent with the Case Management Report attached to the motion. (Doc. 24). In the Case Management Report, the parties agreed to exchange their Rule 26 initial disclosures no later than March 21, 2026. (Doc. 24-1 at p. 1). The Court granted Plaintiffs’ Motion for Entry of Scheduling Order (Doc. 25), and entered a Case Management and Scheduling Order (Doc. 26)1 accordingly. On March 20, 2026, Plaintiffs’ counsel emailed counsel for Anderton and counsel for Gutska and Goldstone, requesting the status of their Rule 26 initial disclosures. (Doc. 27 at

p. 2; see Doc. 27-1 at p. 3).2 Having received no initial disclosures from Gutska or Goldstone by the agreed-upon deadline of March 21, 2026, Plaintiffs’ counsel followed up with counsel for Gutska and Goldstone regarding the status of their Rule 26 initial disclosures via email on March 24, 2026, March 25, 2026, and March 30, 2026. (Doc. 27 at p. 2; see Doc. 27-1 at pp. 1-2). In the email dated March 30, 2026, Plaintiffs’ counsel advised counsel for Gutska and Goldstone that Plaintiffs had not yet received initial disclosures from Gutska or Goldstone (which were past due by more than one week), and that Plaintiffs would file a motion to

1 In the Case Management and Scheduling Order issued on February 11, 2026, the Court ordered and directed the parties “to meet the agreed upon terms and time limits set forth in their Case Management Report.” (See id. at p. 1). 2 Anderton provided her Rule 26 initial disclosures on March 25, 2026. (Doc. 27 at p. 2). compel if they did not receive the requested initial disclosures by March 31, 2026. (Doc. 27 at p. 2; see Doc. 27-1 at p. 1). Counsel for Gutska and Goldstone failed to respond to Plaintiffs’ counsel’s emails or provide the initial disclosures by the requested deadline. (Doc. 27 at p. 2). As a result, Plaintiffs filed the instant Motion to Compel on April 6, 2026, seeking an

Order compelling Gutska and Goldstone to provide their Rule 26 initial disclosures and requesting an award of reasonable expenses, including attorney’s fees. (Doc. 27). On April 20, 2026, Gutska and Goldstone filed the Notice, indicating that they served their Rule 26 initial disclosures to Plaintiffs on April 14, 2026—more than three weeks past the agreed-upon deadline of March 21, 2026, and more than one week after Plaintiffs filed the Motion to Compel. (Doc. 28 at p. 1). Since Gutska and Goldstone have now served their Rule 26 initial disclosures to Plaintiffs, they request that Plaintiffs’ Motion to Compel be denied as moot or granted “with the recognition that . . . Defendants [Gutska and Goldstone] have complied with the relief requested in Plaintiffs’ motion.” (Id. at pp. 1-2).

II. LEGAL STANDARDS Motions to compel disclosures and other discovery matters brought under Rule 37(a) of the Federal Rules of Civil Procedure are committed to the sound discretion of the trial court. See Comm. Union Ins. Co. v. Westrope, 730 F.2d 729, 731 (11th Cir. 1984) (per curiam); Broad. Music, Inc. v. Bourbon St. Station, Inc., No. 3:09-cv-468-J-25MCR, 2010 WL 376619, at *1 (M.D. Fla. Jan. 26, 2010) (citing Comm. Union Ins. Co., 730 F.2d at 731). In general, “[t]he overall purpose of discovery under the Federal Rules [of Civil Procedure] is to require the disclosure of all relevant information so that the ultimate resolution of disputed issues in any civil action may be based on a full and accurate understanding of the true facts.” See Broad.

Music, Inc., 2010 WL 376619, at *1 (citing United States v. Proctor & Gamble Co., 356 U.S. 677, 682 (1958)). Under Rule 26, “a party must, without awaiting a discovery request, provide to the other parties” the discovery listed in Rule 26(a)(1)(A). See Fed. R. Civ. P. 26(a)(1)(A) (listing required initial disclosures). The initial disclosures under Rule 26(a)(1) must be made “within 14 days after the parties’ Rule 26(f) conference unless a different time is set by

stipulation or court order.” See Fed. R. Civ. P. 26(a)(1)(C). “The goal of the initial disclosure requirement is to accelerate the exchange of basic information about the case.” King v. City of Waycross, Georgia, No. CV 5:14-cv-32, 2015 WL 5468646, at *2 (S.D. Ga. Sept. 17, 2015) (citations omitted). If a party fails to provide initial disclosures under Rule 26(a)(1), any other party may move to compel the disclosures and request appropriate sanctions. See Fed. R. Civ. P. 37(a)(3)(A). III. DISCUSSION Upon review, given that Gutska and Goldstone have now provided Plaintiffs with their initial disclosures, Plaintiffs' request to compel Gutska and Goldstone to provide their

Rule 26 initial disclosures is denied as moot. However, because Gutska and Goldstone served their Rule 26 initial disclosures after Plaintiffs filed the instant Motion to Compel, Rule 37(a)(5) applies in this instance. Rule 37(a)(5) provides that if a motion to compel is granted, or the disclosure or requested discovery is provided after the motion to compel was filed, “the court must, after giving an opportunity to be heard, require the party . . . whose conducted necessitated the motion, the party or attorney advising the conduct, or both to pay the movant’s reasonable expenses incurred in making the motion, including attorney’s fees.” See Fed. R. Civ. P. 37(a)(5)(A). A court, however, will not order this payment where “(i) the movant filed the

motion before attempting in good faith to obtain the disclosure or discovery without court action; (ii) the opposing party’s nondisclosure, response, or objection was substantially justified; or (iii) other circumstances make an award of expenses unjust.” See id.; Maddow v.

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Accelerant Specialty Insurance Company and Texas Insurance Company v. Peter Gutska, Albert Goldstone, and Cheryl Anderton, (M.D. Fla. 2026).

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