Abt v. St. Paul Fire

Court of Appeals for the Sixth Circuit·Decided March 18, 2002·No. 00-3297·Published

Opinion

5(&200(1'(' )25 )8//7(;7 38%/,&$7,21 3XUVXDQW WR 6L[WK &LUFXLW 5XOH 

(/(&7521,& &,7$7,21  )(' $SS 3 WK &LU )LOH 1DPH DS

81,7('67$7(6&28572)$33($/6 )257+(6,;7+&,5&8,7 BBBBBBBBBBBBBBBBB

521$/' , :(,66([HFXWRU ; DQG7UXVWHHIRU3ODLQWLII  :DOWHU/$EW   1RV 3ODLQWLII$SSHOOHH  &URVV$SSHOODQW !   Y   67 3$8/ ),5( $1' 0$5,1(  ,1685$1&( &203$1<   'HIHQGDQW$SSHOODQW  &URVV$SSHOOHH  1 $SSHDOIURPWKH8QLWHG6WDWHV'LVWULFW&RXUW IRUWKH1RUWKHUQ'LVWULFWRI2KLRDW&OHYHODQG 1Rn/HVOH\%URRNV:HOOV'LVWULFWsXGJH $UJXHG2FWREHU 'HFLGHGDQG)LOHG0DUFK %HIRUH.(,7+.(11('<DQG%$7&+(/'(5&LUFXLW sXGJHV

  :HLVVY6W3DXO)LUH 1RV 1RV :HLVVY6W3DXO)LUH  DQG0DULQH,QV&R DQG0DULQH,QV&R

BBBBBBBBBBBBBBBBB &6XPPDU\sXGJPHQWRQ'XW\WR,QGHPQLI\ &2816(/ %HFDXVH WKH 6W 3DXO SROLFLHV GR QRW DUJXDEO\ FRYHU WKH SDWHQW LQIULQJHPHQW FODLPV WKH\ FDQQRW EH KHOG WR UHTXLUH $5*8('  )HOL[ s *RUD 5(1',*6 )5< .,(/< LQGHPQLILFDWLRQ RQ WKRVH FODLPV  :H WKHUHIRUH DIILUP WKH '(11,6 &LQFLQQDWL 2KLR IRU $SSHOODQW  5LFKDUG 6 GLVWULFW FRXUWjV GHWHUPLQDWLRQ WKDW 6W 3DXO KDG QR GXW\ WR 0LWFKHOO 52(7=(/  $1'5(66 &OHYHODQG 2KLR IRU LQGHPQLI\0RU)OR $SSHOOHH  21 %5,()  )HOL[ s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sXGJH6W3DXO)LUH DWWRUQH\jVIHHV DQG 0DULQH ,QVXUDQFH &RPSDQ\ m6W 3DXOl  DSSHDOV WKH MXGJPHQWRIWKHGLVWULFWFRXUWKROGLQJWKDWLWRZHGLWVLQVXUHG 0RU)OR,QGXVWULHV,QF m0RU)ORl DGXW\WRGHIHQGLQD SDWHQW LQIULQJHPHQW DFWLRQ DQG WKDW LW ZDV OLDEOH IRU WKH DWWRUQH\jVIHHVDQGFRVWVLQFXUUHGE\0RU)ORLQGHIHQGLQJ WKDWDFWLRQ5RQDOG:HLVVDSSHDOVWKHGLVWULFWFRXUWjVRUGHU YDFDWLQJ:HLVVjVGHIDXOWMXGJPHQWDJDLQVW6W3DXODQGWKH GLVWULFW FRXUWjV MXGJPHQW WKDW 6W 3DXO KDG QR GXW\ WR LQGHPQLI\0RU)ORIRUWKHMXGJPHQWDJDLQVWLWLQWKHSDWHQW LQIULQJHPHQWDFWLRQ:HZLOODIILUPWKHRUGHUYDFDWLQJWKH GHIDXOWMXGJPHQWDQGWKHMXGJPHQWLQIDYRURI6W3DXORQWKH LVVXHRILQGHPQLILFDWLRQ:HZLOOUHYHUVHWKHGLVWULFWFRXUWjV MXGJPHQWLQIDYRURI0RU)ORRQWKHLVVXHRI6W3DXOjVGXW\ WRGHIHQGDQGWKHDZDUGRIIHHVDQGFRVWV ,3URFHGXUDO%DFNJURXQG 6W 3DXO SURYLGHG OLDELOLW\ FRYHUDJH IRU 0RU)OR D PDQXIDFWXUHURIZDWHUKHDWHUV,Q0RU)ORZDVVXHGIRU SDWHQW LQIULQJHPHQW DQG 6W 3DXO GHFOLQHG WR GHIHQG FRQWHQGLQJWKDWLWKDGQRGXW\HLWKHUWRGHIHQGRULQGHPQLI\ 0RU)ORORVWWKHSDWHQWLQIULQJHPHQWVXLWDQGSDLGWKHSDWHQW  :HLVVY6W3DXO)LUH 1RV 1RV :HLVVY6W3DXO)LUH  DQG0DULQH,QV&R DQG0DULQH,QV&R

Free access — add to your briefcase to read the full text and ask questions with AI

Abt v. St. Paul Fire, (6th Cir. 2002).

Abt v. St. Paul Fire (Abt v. St. Paul Fire) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.