Aaron Stock v. Policemen's and Firemen's Retirement Fund of the City of Richmond Heights, Missouri

CourtMissouri Court of Appeals
DecidedApril 15, 2025
DocketWD87329
StatusPublished

This text of Aaron Stock v. Policemen's and Firemen's Retirement Fund of the City of Richmond Heights, Missouri (Aaron Stock v. Policemen's and Firemen's Retirement Fund of the City of Richmond Heights, Missouri) is published on Counsel Stack Legal Research, covering Missouri Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Aaron Stock v. Policemen's and Firemen's Retirement Fund of the City of Richmond Heights, Missouri, (Mo. Ct. App. 2025).

Opinion

MISSOURI COURT OF APPEALS WESTERN DISTRICT AARON STOCK, ) ) Appellant, ) ) v. ) WD87329 ) POLICEMEN’S AND FIREMEN’S ) Filed: April 15, 2025 RETIREMENT FUND OF THE ) CITY OF RICHMOND HEIGHTS, ) MISSOURI, ) ) Respondent. )

Appeal from the Circuit Court of Cole County The Honorable Jon E. Beetem, Judge

Before Division Two: Janet Sutton, P.J., and Alok Ahuja and Mark D. Pfeiffer, JJ. Aaron Stock was employed as a firefighter/paramedic by the City of

Richmond Heights from July 2015 to October 2021. Stock applied for duty- related disability benefits from the City’s Policemen’s and Firemen’s Retirement

Fund, based on an injury to his left wrist. The Fund’s Board of Trustees found

that Stock was permanently unable to perform his duties as a firefighter/paramedic, and that he was therefore disabled. The Board

determined, however, that Stock’s disability was not duty related. It awarded him

a non-duty-related disability pension which provides lower benefit payments. Stock filed a Petition for Judicial Review in the Circuit of Cole County. The Circuit Court affirmed the Board’s decision. Stock appeals. We affirm.

Factual Background Stock began working as a firefighter/paramedic for the City of Richmond Heights on July 30, 2015. On June 3, 2020, Stock missed a step when exiting

from a fire truck, and fell from the truck. He twisted his right ankle, and fell

forward onto his outstretched left hand. Stock was taken to the emergency

department of a local hospital, where he was diagnosed with a possible fracture of

the left wrist. Stock was directed to follow up with an orthopedic surgeon.

Stock’s left wrist injury was treated by three local physicians. Stock first saw Dr. CB,1 a physiatrist, who diagnosed Stock with a possible tear of the

triangular fibrocartilage complex (“TFCC”) in his left wrist. At the

recommendation of Dr. CB, Stock underwent an MRI of his left wrist on July 10,

2020. The results included “severe osteoarthritis of the distal radial and ulnar

joint . . . along with reactive bone marrow edema.” Dr. CB referred Stock to Dr.

RRH, an orthopedist.

Dr. RRH diagnosed Stock with left wrist pain. In his report of Stock’s

initial visit on July 20, 2020, Dr. RRH noted that Stock’s MRI showed “negative

ulnar variance, severe osteoarthritis,” and a “chronically dislocated ECU [exterior carpi ulnaris].” A “negative ulnar variance” exists where the ulna bone in an

individual’s forearm is abnormally shortened in relation to the radius bone. After

a steroid injection Stock was permitted to return to work with a splint and weight restrictions.

1 Pursuant to § 509.520.1(5), RSMo, we do not provide the names of any non-party witnesses in this opinion.

2 Stock returned to Dr. RRH the following month, and reported a decreased level of pain following the steroid injection. Two weeks later, on August 27,

2020, Dr. RRH saw Stock again. At that point, Dr. RRH’s records indicate that

Stock “relay[ed] to us today that he is not feeling any pain in his left wrist.” Dr. RRH discontinued the splint and permitted Stock to return to work without any

restrictions. One month later, on September 24, 2020, Dr. RRH’s medical notes

state that Stock continued to improve and was “working without issue.” Dr. RRH

had no further treatment recommendations, found Stock to be at maximum

medical improvement, and discharged him from care.

Stock returned to Dr. RRH on December 7, 2020, complaining of pain “along the ulnar aspect of the wrist with periods increased in intensity and

frequency over the last month.” Stock told Dr. RRH that on November 1, 2020,

Stock felt pain in his left wrist during a training exercise in which he was required

to pull an anthropomorphic dummy from a window. Dr. RRH diagnosed Stock

with “left wrist strain/pain, negative ulnar variance,” gave him another steroid

injection, and indicated that Stock should wear the splint until his next

appointment. There is no record of Stock meeting with Dr. RRH again.

On December 31, 2020, Stock underwent a second MRI of his left wrist.

The City’s workers’ compensation carrier referred Stock to Dr. RFH, an orthopedic surgeon. Stock visited Dr. RFH on January 12, 2021. Dr. RFH

reported that the December 2020 MRI revealed “a partial thickness tearing of the

ulnar attachment of the TFCC, 4.5 mm negative ulnar variance with findings of ulnar impingement and partial thickness tear of the volar fibers of the

scapholunate ligament.” Dr. RFH believed that Stock’s symptoms were caused by

3 his fall from the fire truck on June 3, 2020. Dr. RFH told Stock that he had experienced an “unusually bad [TFCC] tear.” Although Dr. RFH cautioned Stock

that he might develop arthritis in the future because of his short ulna, Dr. RFH

did not believe Stock’s negative ulnar variance was the cause of his current pain. On January 28, 2021, Dr. RFH performed a left wrist arthroscopy followed

by an open repair and stabilization. In his operative findings, Dr. RFH noted

that Stock had a very short ulna and had a complex TFCC tear with instability of

the distal radioulnar joint and a somewhat complex anatomy. There was no

mention of osteoarthritis in Dr. RFH’s report.

Stock returned to Dr. RFH four months later and Dr. RFH recommended a third MRI of the left wrist. Dr. RFH described the results of the third MRI as

“unremarkable.”

On June 10, 2021, Stock returned to Dr. RFH, and reported that his

symptoms “are worse now than they were preoperatively.” Dr. RFH testified that

he could not explain why Stock’s pain and limitations were worse postoperatively,

and that Stock was the only patient Dr. RFH had treated who had more pain and

limitations after surgery. Dr. RFH noted that Stock’s

pain is unchanged and it is difficult to discern where his pain is coming from. His joint is stable, and the burning sensation should not be there at 5 months postoperative. We have already obtained an MRI of his wrist, which only showed postoperative changes. I do not have any further medical treatment recommendations other than therapy. Therefore, I recommend a second opinion at this point. Stock then saw Dr. DB for a second opinion on June 14, 2021. According to

Dr. RFH’s records, Dr. DB “was unable to explain the pain as well. He

recommended an MRI arthrogram, which did not provide any further reason to

4 explain his pain.” A fourth MRI was performed on July 16, 2021. The radiologist’s report noted “[p]rominent distal radial ulnar osteoarthritis

associated with 3.5 mm negative ulnar variance.”

On August 3, 2021, Stock followed up with Dr. RFH. Dr. RFH recommended physical therapy and work conditioning. By August 19, 2021,

Stock had completed physical therapy and Dr. RFH placed Stock at maximum

medical improvement with permanent work restrictions; based on those

restrictions, Stock was unable to return to work as a firefighter. Dr. RFH testified

to his opinion that Stock’s disability was caused by his June 30, 2020 work

injury. On August 23, 2021, Stock applied to the Retirement Fund for a Line of

Duty Disability Pension. The Fund’s Board obtained medical evaluations from

three outside physicians. The Board’s physicians based their opinions solely on a

review of Stock’s medical records; none examined Stock in person.

Two of the three Board-selected physicians concluded that Stock’s

disability was not duty related. Dr. JC found that Dr. RFH had successfully

repaired the left-wrist injury which Stock experienced as a result of his June

2020 fall. Dr.

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Aaron Stock v. Policemen's and Firemen's Retirement Fund of the City of Richmond Heights, Missouri, Counsel Stack Legal Research, https://law.counselstack.com/opinion/aaron-stock-v-policemens-and-firemens-retirement-fund-of-the-city-of-moctapp-2025.