Home/CFR/Title 24/Part 1005
FEDERAL · 24 CFR

Part 1005 — Loan Guarantees for Indian Housing

143 sections · Title 24: Housing and Urban Development

§ 1005.101Purpose.
§ 1005.102Severability.
§ 1005.103Definitions.
§ 1005.201Lender Applicant approval and participation.
§ 1005.203Lender Applicants deemed approved by statute.
§ 1005.205Lender Applicants required to obtain Secretarial approval.
§ 1005.207Lender Applicant participation options.
§ 1005.209Direct Guarantee Lender application process.
§ 1005.211Direct Guarantee Lender approval.
§ 1005.213Non-Direct Guarantee Lender application, approval, and Direct Guarantee Lender sponsorship.
§ 1005.215Direct Guarantee Lender annual reporting requirements.
§ 1005.217Quality control plan.
§ 1005.219Other requirements.
§ 1005.221Business change reporting.
§ 1005.223Direct Guarantee Lender Annual recertification requirements.
§ 1005.225Program ineligibility.
§ 1005.301Tribal legal and administrative framework.
§ 1005.303Tribal application.
§ 1005.305Approval of Tribal application.
§ 1005.307Tribal annual recertification.
§ 1005.309Tribal duty to report proposed changes and actual changes.
§ 1005.311HUD notification of any lease default.
§ 1005.313Tribal reporting requirements.
§ 1005.401Eligible Borrowers.
§ 1005.403Principal Residence.
§ 1005.405Borrower residency status.
§ 1005.407Relationship of income to loan payments.
§ 1005.409Credit standing.
§ 1005.411Disclosure and verification of Social Security and Employer Identification Numbers or Tax Identification Number.
§ 1005.413Acceptable title.
§ 1005.415Sale of property.
§ 1005.417Location of property.
§ 1005.419Requirements for standard housing.
§ 1005.421Certification of appraisal amount.
§ 1005.423Legal Restrictions on Conveyance.
§ 1005.425Rental properties.
§ 1005.427Refinancing.
§ 1005.429Eligibility of Loans covering manufactured homes.
§ 1005.431Acceptance of individual residential water purification.
§ 1005.433Builder warranty.
§ 1005.435Eligible collateral.
§ 1005.437Loan provisions.
§ 1005.439Loan lien.
§ 1005.441Section 184 Guaranteed Loan limit.
§ 1005.443Loan amount.
§ 1005.445Case numbers.
§ 1005.447Maximum age of Loan documents.
§ 1005.449Qualified mortgage.
§ 1005.451Agreed interest rate.
§ 1005.453Amortization provisions.
§ 1005.455Direct guarantee underwriting.
§ 1005.457Appraisal.
§ 1005.459Loan submission to HUD for endorsement.
§ 1005.461HUD issuance of Firm Commitment.
§ 1005.501Direct Guarantee Lender closing requirements.
§ 1005.503Contents of endorsement case binder.
§ 1005.505Payment of Upfront Loan Guarantee Fee.
§ 1005.507Borrower's payments to include other charges and escrow payments.
§ 1005.509Application of payments.
§ 1005.511Late fee.
§ 1005.513Borrower's payments when Section 184 Guaranteed Loan is executed.
§ 1005.515Charges, fees, or discounts.
§ 1005.517Certificate of nondiscrimination by the Direct Guarantee Lender.
§ 1005.519Creation of the contract.
§ 1005.521Pre-endorsement review and requirements.
§ 1005.523HUD pre-endorsement review.
§ 1005.525Loan Guarantee Certificate.
§ 1005.527Post-endorsement review.
§ 1005.529Indemnification.
§ 1005.601Scope and method of payment.
§ 1005.603Up-Front Loan Guarantee Fee.
§ 1005.605Remittance of Up-Front Loan Guarantee Fee.
§ 1005.607Annual Loan Guarantee Fee.
§ 1005.609Remittance of Annual Loan Guarantee Fee.
§ 1005.611HUD imposed penalties.
§ 1005.701Section 184 Guaranteed Loan servicing generally.
§ 1005.703Servicer eligibility and application process.
§ 1005.705Servicer approval.
§ 1005.707Responsibility for servicing.
§ 1005.709Providing information to Borrower and HUD.
§ 1005.711Assumption and release of personal liability.
§ 1005.713Due-on-sale provision.
§ 1005.715Application of Borrower payments.
§ 1005.717Administering escrow accounts.
§ 1005.719Fees and costs after endorsement.
§ 1005.721Enforcement of late fees.
§ 1005.723Partial Payments.
§ 1005.725Handling prepayments.
§ 1005.727Substitute Borrowers.
§ 1005.729Section 184 Guaranteed Loan collection action.
§ 1005.731Default notice to Borrower.
§ 1005.733Loss mitigation application, timelines, and appeals.
§ 1005.735Occupancy inspection.
§ 1005.737Vacant or abandoned property procedures.
§ 1005.739Loss mitigation.
§ 1005.741Notice to Tribe and BIA—Borrower default.
§ 1005.743Relief for Borrower in military service.
§ 1005.745Forbearance plans.
§ 1005.747Assumption.
§ 1005.749Loan modification.
§ 1005.751Loss mitigation advance.
§ 1005.753Pre-foreclosure sale.
§ 1005.755Deed-in-lieu/lease-in-lieu of foreclosure.
§ 1005.757Incentive payments.
§ 1005.759Property on Trust Land—Tribal First Right of Refusal; foreclosure or assignment.
§ 1005.761Fee simple properties—foreclosure or assignment with HUD approval.
§ 1005.763First Legal Action deadline and automatic extensions.
§ 1005.765Assignment of the Section 184 Guaranteed Loan.
§ 1005.767Inspection and preservation of properties.
§ 1005.769Property condition.
§ 1005.771Conveyance of property to HUD at or after foreclosure; time of conveyance.
§ 1005.773HUD acceptance of assignment or conveyance.
§ 1005.801Purpose.
§ 1005.803Claim case binder; HUD authority to review records.
§ 1005.805Effect of noncompliance.
§ 1005.807Claim submission categories.
§ 1005.809Claim types.
§ 1005.811Claims supporting documentation.
§ 1005.813Up-front and Annual Loan Guarantee Fee reconciliation.
§ 1005.815Conditions for withdrawal of claim.
§ 1005.817Conveyance of Good and Marketable Title.
§ 1005.819Types of satisfactory title evidence.
§ 1005.821Coverage of title evidence.
§ 1005.823Waived title objections for properties on fee simple land.
§ 1005.825Waived title objections for properties on Trust Land.
§ 1005.827Damage or neglect.
§ 1005.829Certificate of property condition.
§ 1005.831Cancellation of hazard insurance.
§ 1005.833Method of payment.
§ 1005.835Claim payment not conclusive evidence of claim meeting all HUD requirements.
§ 1005.837Payment of claim: unpaid principal balance.
§ 1005.839Payment of claim: interest on unpaid principal balance.
§ 1005.841Payment of claim: reimbursement of eligible and reasonable costs.
§ 1005.843Reductions to the claim submission amount.
§ 1005.845Rights and liabilities under Indian Housing Loan Guarantee Fund.
§ 1005.847Final payment.
§ 1005.849Reconveyance and reassignment.
§ 1005.851Reimbursement of expenses to HUD.
§ 1005.901Performance reviews.
§ 1005.903Reporting and certifications.
§ 1005.905Notice of sanctions.
§ 1005.907Sanctions and civil money penalties.
§ 1005.909Appeals process.