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Part 123
FEDERAL · 13 CFR
Part 123 — Disaster Loan Program
71 sections · Title 13: Business Credit and Assistance
§ 123.1
What do these rules cover?
§ 123.2
What are disaster loans and disaster declarations?
§ 123.3
How are disaster declarations made?
§ 123.4
What is a disaster area and why is it important?
§ 123.5
What kinds of loans are available?
§ 123.6
What does SBA look for when considering a disaster loan applicant?
§ 123.7
Are there restrictions on how disaster loans can be used?
§ 123.8
Does SBA charge any fees for obtaining a disaster loan?
§ 123.9
What happens if I don't use loan proceeds for the intended purpose?
§ 123.10
What happens if I cannot use my insurance proceeds to make repairs?
§ 123.11
Does SBA require collateral for any of its disaster loans?
§ 123.12
Are books and records required?
§ 123.13
What happens if my loan application is denied?
§ 123.14
How does the Federal Debt Collection Procedures Act of 1990 apply?
§ 123.15
What if I change my mind?
§ 123.16
How are loans administered and serviced?
§ 123.17
Do other Federal requirements apply?
§ 123.18
Can I request an increase in the amount of a physical disaster loan?
§ 123.19
May I request an increase in the amount of an economic injury loan?
§ 123.20
How long do I have to request an increase in the amount of a physical disaster loan or an economic injury loan?
§ 123.21
What is a mitigation measure?
§ 123.22
Severability.
§ 123.100
Am I eligible to apply for a home disaster loan?
§ 123.101
When am I not eligible for a home disaster loan?
§ 123.102
What circumstances would justify my relocating?
§ 123.103
What happens if I am forced to move from my home?
§ 123.104
What interest rate will I pay on my home disaster loan?
§ 123.105
How much can I borrow with a home disaster loan and what limits apply on use of funds and repayment terms?
§ 123.106
What is eligible refinancing?
§ 123.107
How much can I borrow for post-disaster mitigation for my home?
§ 123.108
How do the SBA disaster loan program and the FEMA grant programs interact?
§ 123.200
Am I eligible to apply for a physical disaster business loan?
§ 123.201
When am I not eligible to apply for a physical disaster business loan?
§ 123.202
How much can my business borrow with a physical disaster business loan?
§ 123.203
What interest rate will my business pay on a physical disaster business loan and what are the repayment terms?
§ 123.204
How much can your business borrow for post-disaster mitigation?
§ 123.300
Is my business eligible to apply for an economic injury disaster loan?
§ 123.301
When would my business not be eligible to apply for an economic injury disaster loan?
§ 123.302
What is the interest rate on an economic injury disaster loan?
§ 123.303
How can my business spend my economic injury disaster loan?
§ 123.304
Is there a limit on the maximum loan amount to a single corporate group for COVID EIDL Loans?
§ 123.500
Definitions.
§ 123.501
Under what circumstances is your business eligible to be considered for a Military Reservist Economic Injury Disaster Loan?
§ 123.502
Under what circumstances is your business ineligible to be considered for a Military Reservist Economic Injury Disaster Loan?
§ 123.503
When can you apply for a Military Reservist EIDL?
§ 123.504
How do you apply for a Military Reservist EIDL?
§ 123.505
What if you are both an essential employee and the owner of the small business and you started active service before applying for a Military Reservist EIDL?
§ 123.506
How much can you borrow under the Military Reservist EIDL Program?
§ 123.507
Under what circumstances will SBA consider waiving the $2 million loan limit?
§ 123.508
How can you use Military Reservist EIDL funds?
§ 123.509
What can't you use Military Reservist EIDL funds for?
§ 123.510
What if you don't use your Military Reservist EIDL funds as authorized?
§ 123.511
How will SBA disburse Military Reservist EIDL funds?
§ 123.512
What is the interest rate on a Military Reservist EIDL?
§ 123.513
Does SBA require collateral on its Military Reservist EIDL?
§ 123.700
What is the Immediate Disaster Assistance Program?
§ 123.701
What is the application procedure for an IDAP loan?
§ 123.702
What are the eligibility requirements for an IDAP loan?
§ 123.703
What are the terms of an IDAP loan?
§ 123.704
Are there restrictions on how IDAP loan funds may be used?
§ 123.705
Are there any fees associated with IDAP loans?
§ 123.706
What are the requirements for IDAP Lenders?
§ 123.800
Purpose.
§ 123.801
Definitions.
§ 123.802
Scope and applicability.
§ 123.803
Federal preemption.
§ 123.804
Supersession of State or Local Requirements.
§ 123.805
Certifications as to State and Local Compliance.
§ 123.806
Interference with SBA Disaster Loan Usage.
§ 123.807
Severability.
§ 123.808
Applicability date.