Home/CFR/Title 13/Part 123
FEDERAL · 13 CFR

Part 123 — Disaster Loan Program

71 sections · Title 13: Business Credit and Assistance

§ 123.1What do these rules cover?
§ 123.2What are disaster loans and disaster declarations?
§ 123.3How are disaster declarations made?
§ 123.4What is a disaster area and why is it important?
§ 123.5What kinds of loans are available?
§ 123.6What does SBA look for when considering a disaster loan applicant?
§ 123.7Are there restrictions on how disaster loans can be used?
§ 123.8Does SBA charge any fees for obtaining a disaster loan?
§ 123.9What happens if I don't use loan proceeds for the intended purpose?
§ 123.10What happens if I cannot use my insurance proceeds to make repairs?
§ 123.11Does SBA require collateral for any of its disaster loans?
§ 123.12Are books and records required?
§ 123.13What happens if my loan application is denied?
§ 123.14How does the Federal Debt Collection Procedures Act of 1990 apply?
§ 123.15What if I change my mind?
§ 123.16How are loans administered and serviced?
§ 123.17Do other Federal requirements apply?
§ 123.18Can I request an increase in the amount of a physical disaster loan?
§ 123.19May I request an increase in the amount of an economic injury loan?
§ 123.20How long do I have to request an increase in the amount of a physical disaster loan or an economic injury loan?
§ 123.21What is a mitigation measure?
§ 123.22Severability.
§ 123.100Am I eligible to apply for a home disaster loan?
§ 123.101When am I not eligible for a home disaster loan?
§ 123.102What circumstances would justify my relocating?
§ 123.103What happens if I am forced to move from my home?
§ 123.104What interest rate will I pay on my home disaster loan?
§ 123.105How much can I borrow with a home disaster loan and what limits apply on use of funds and repayment terms?
§ 123.106What is eligible refinancing?
§ 123.107How much can I borrow for post-disaster mitigation for my home?
§ 123.108How do the SBA disaster loan program and the FEMA grant programs interact?
§ 123.200Am I eligible to apply for a physical disaster business loan?
§ 123.201When am I not eligible to apply for a physical disaster business loan?
§ 123.202How much can my business borrow with a physical disaster business loan?
§ 123.203What interest rate will my business pay on a physical disaster business loan and what are the repayment terms?
§ 123.204How much can your business borrow for post-disaster mitigation?
§ 123.300Is my business eligible to apply for an economic injury disaster loan?
§ 123.301When would my business not be eligible to apply for an economic injury disaster loan?
§ 123.302What is the interest rate on an economic injury disaster loan?
§ 123.303How can my business spend my economic injury disaster loan?
§ 123.304Is there a limit on the maximum loan amount to a single corporate group for COVID EIDL Loans?
§ 123.500Definitions.
§ 123.501Under what circumstances is your business eligible to be considered for a Military Reservist Economic Injury Disaster Loan?
§ 123.502Under what circumstances is your business ineligible to be considered for a Military Reservist Economic Injury Disaster Loan?
§ 123.503When can you apply for a Military Reservist EIDL?
§ 123.504How do you apply for a Military Reservist EIDL?
§ 123.505What if you are both an essential employee and the owner of the small business and you started active service before applying for a Military Reservist EIDL?
§ 123.506How much can you borrow under the Military Reservist EIDL Program?
§ 123.507Under what circumstances will SBA consider waiving the $2 million loan limit?
§ 123.508How can you use Military Reservist EIDL funds?
§ 123.509What can't you use Military Reservist EIDL funds for?
§ 123.510What if you don't use your Military Reservist EIDL funds as authorized?
§ 123.511How will SBA disburse Military Reservist EIDL funds?
§ 123.512What is the interest rate on a Military Reservist EIDL?
§ 123.513Does SBA require collateral on its Military Reservist EIDL?
§ 123.700What is the Immediate Disaster Assistance Program?
§ 123.701What is the application procedure for an IDAP loan?
§ 123.702What are the eligibility requirements for an IDAP loan?
§ 123.703What are the terms of an IDAP loan?
§ 123.704Are there restrictions on how IDAP loan funds may be used?
§ 123.705Are there any fees associated with IDAP loans?
§ 123.706What are the requirements for IDAP Lenders?
§ 123.800Purpose.
§ 123.801Definitions.
§ 123.802Scope and applicability.
§ 123.803Federal preemption.
§ 123.804Supersession of State or Local Requirements.
§ 123.805Certifications as to State and Local Compliance.
§ 123.806Interference with SBA Disaster Loan Usage.
§ 123.807Severability.
§ 123.808Applicability date.