Home/CFR/Title 12/Part 7
FEDERAL · 12 CFR

Part 7 — Activities and Operations

73 sections · Title 12: Banks and Banking

§ 7.1000Activities that are part of, or incidental to, the business of banking.
§ 7.1001National bank acting as general insurance agent.
§ 7.1002National bank and Federal savings association acting as finder.
§ 7.1003Money lent by a national bank at banking offices or at facilities other than banking offices.
§ 7.1004Establishment of a loan production office by a national bank.
§ 7.1005§ 7.1005 [Reserved]
§ 7.1006Loan agreement providing for a national bank or Federal savings association share in profits, income, or earnings or for stock warrants.
§ 7.1007National Bank Acceptances.
§ 7.1008Preparation by a national bank of income tax returns for customers or public.
§ 7.1009§ 7.1009 [Reserved]
§ 7.1010Postal services by national banks and Federal savings associations.
§ 7.1011National bank acting as payroll issuer.
§ 7.1012Establishment, operation, or use of a messenger service by a national bank.
§ 7.1014Sale of money orders at nonbanking outlets by a national bank.
§ 7.1015National bank and Federal savings association investments in small business investment companies.
§ 7.1016Independent undertakings issued by a national bank or Federal savings association to pay against documents.
§ 7.1017National bank as guarantor or surety on indemnity bond.
§ 7.1018National bank automatic payment plan accounts.
§ 7.1020Purchase of open accounts by a national bank.
§ 7.1021Financial literacy programs not branches of national banks.
§ 7.1022National banks' authority to buy and sell exchange, coin, and bullion.
§ 7.1023Federal savings associations, prohibition on industrial or commercial metal dealing or investing.
§ 7.1024National bank or Federal savings association ownership of property.
§ 7.1025Tax equity finance transactions by national banks and Federal savings associations.
§ 7.1026National bank and Federal savings association payment system memberships.
§ 7.1027Establishment and operation of a remote service unit by a national bank.
§ 7.1028Establishment and operation of a deposit production office by a national bank.
§ 7.1029Combination of national bank loan production office, deposit production office, and remote service unit.
§ 7.1030Permissible derivatives activities for national banks.
§ 7.2000National bank corporate governance.
§ 7.2001National bank adoption of anti-takeover provisions.
§ 7.2002National bank director or attorney as proxy.
§ 7.2003National bank shareholder meetings; Board of directors meetings.
§ 7.2004Honorary national bank directors or advisory boards.
§ 7.2005Ownership of stock necessary to qualify as director of a national bank.
§ 7.2006Cumulative voting in election of national bank directors.
§ 7.2007Filling vacancies and increasing board of directors of a national bank other than by shareholder action.
§ 7.2008Oath of national bank directors.
§ 7.2009Quorum of a national bank board of directors; proxies not permissible.
§ 7.2010National bank directors' responsibilities.
§ 7.2011National bank compensation plans.
§ 7.2012President as director of a national bank.
§ 7.2013Fidelity bonds covering national bank officers and employees.
§ 7.2014Indemnification of national bank and Federal savings association institution-affiliated parties.
§ 7.2015National bank cashier.
§ 7.2016Restricting transfer of national bank stock and record dates; stock certificates.
§ 7.2019Loans secured by a national bank's own shares.
§ 7.2021National bank preemptive rights.
§ 7.2022National bank voting trusts.
§ 7.2023National bank reverse stock splits.
§ 7.2024Staggered terms for national bank directors and size of bank board.
§ 7.2025Capital stock-related activities of a national bank.
§ 7.3000National bank and Federal savings association operating hours and closings.
§ 7.3001Sharing national bank or Federal association space and employees.
§ 7.4000Visitorial powers with respect to national banks.
§ 7.4001Charging interest by national banks at rates permitted competing institutions; charging interest to corporate borrowers.
§ 7.4002National bank charges.
§ 7.4006§ 7.4006 [Reserved]
§ 7.4007Deposit-taking by national banks.
§ 7.4008Lending by national banks.
§ 7.4009§ 7.4009 [Reserved]
§ 7.4010Applicability of state law and visitorial powers to Federal savings associations and subsidiaries.
§ 7.5000Scope.
§ 7.5001Electronic activities that are incidental to the business of banking.
§ 7.5002Furnishing of products and services by electronic means and facilities.
§ 7.5003Composite authority to engage in electronic activities.
§ 7.5004Sale of excess electronic capacity and by-products.
§ 7.5005National bank acting as digital certification authority.
§ 7.5006Data processing.
§ 7.5007Correspondent services.
§ 7.5008Location of a national bank conducting electronic activities.
§ 7.5009Location under 12 U.S.C. 85 of national banks operating exclusively through the Internet.
§ 7.5010Shared electronic space.