Home/CFR/Title 12/Part 617
FEDERAL · 12 CFR

Part 617 — Borrower Rights

37 sections · Title 12: Banks and Banking

§ 617.7000Definitions.
§ 617.7005When may electronic communications be used in the borrower rights process?
§ 617.7010May borrower rights be waived?
§ 617.7015What happens to borrower rights when a loan is sold?
§ 617.7100Who must make and who is entitled to receive an effective interest rate disclosure?
§ 617.7105When must a qualified lender disclose the effective interest rate to a borrower?
§ 617.7110How should a qualified lender disclose the cost of borrower stock or participation certificates?
§ 617.7115How should a qualified lender disclose loan origination charges?
§ 617.7120How should a qualified lender present the disclosures to a borrower?
§ 617.7125How should a qualified lender determine the effective interest rate?
§ 617.7130What initial disclosures must a qualified lender make to a borrower?
§ 617.7135What subsequent disclosures must a qualified lender make to a borrower?
§ 617.7200What disclosures must a qualified lender make to a borrower on loans offered with more than one rate of interest?
§ 617.7300When acting on a loan application, what are the notice requirements and review rights?
§ 617.7305What is a CRC and who are the members?
§ 617.7310What is the review process of the CRC?
§ 617.7315What records must the qualified lender maintain on behalf of the CRC?
§ 617.7400What protections exist for borrowers who meet all loan obligations?
§ 617.7405On what policies are loan restructurings based?
§ 617.7410When and how does a qualified lender notify a borrower of the right to seek loan restructuring?
§ 617.7415How does a qualified lender decide to restructure a loan?
§ 617.7420How will a decision on an application for restructuring be issued?
§ 617.7425What type of notice should be given to a borrower before foreclosure?
§ 617.7430Are institutions required to participate in state agricultural loan mediation programs?
§ 617.7500What is a directive used for and what may it require?
§ 617.7505How will the qualified lender know when FCA is considering issuing a distressed loan restructuring directive?
§ 617.7510What should the qualified lender do when it receives notice of a distressed loan restructuring directive?
§ 617.7515How does the FCA decide whether to issue a directive?
§ 617.7520How does the FCA issue a directive and when will it be effective?
§ 617.7525May FCA use other enforcement actions?
§ 617.7600What are the definitions used in this subpart?
§ 617.7605How should System institutions document whether the borrower had the financial resources to avoid foreclosure?
§ 617.7610What should the System institution do when it decides to sell acquired agricultural real estate?
§ 617.7615What should the System institution do when it decides to lease acquired agricultural real estate?
§ 617.7620What should the System institution do when it decides to sell acquired agricultural real estate at a public auction?
§ 617.7625Whom should the System institution notify?
§ 617.7630Does this Federal requirement affect any state property laws?