Home/CFR/Title 12/Part 226
FEDERAL · 12 CFR

Part 226 — Truth in Lending (Regulation Z)

56 sections · Title 12: Banks and Banking

§ 226.1Authority, purpose, coverage, organization, enforcement, and liability.
§ 226.2Definitions and rules of construction.
§ 226.3Exempt transactions.
§ 226.4Finance charge.
§ 226.5General disclosure requirements.
§ 226.5aCredit and charge card applications and solicitations.
§ 226.5bRequirements for home equity plans.
§ 226.6Account-opening disclosures.
§ 226.7Periodic statement.
§ 226.8Identifying transactions on periodic statements.
§ 226.9Subsequent disclosure requirements.
§ 226.10Payments.
§ 226.11Treatment of credit balances; account termination.
§ 226.12Special credit card provisions.
§ 226.13Billing error resolution.
§ 226.14Determination of annual percentage rate.
§ 226.15Right of rescission.
§ 226.16Advertising.
§ 226.17General disclosure requirements.
§ 226.18Content of disclosures.
§ 226.19Certain mortgage and variable-rate transactions.
§ 226.20Subsequent disclosure requirements.
§ 226.21Treatment of credit balances.
§ 226.22Determination of annual percentage rate.
§ 226.23Right of rescission.
§ 226.24Advertising.
§ 226.25Record retention.
§ 226.26Use of annual percentage rate in oral disclosures.
§ 226.27Language of disclosures.
§ 226.28Effect on State laws.
§ 226.29State exemptions.
§ 226.30Limitation on rates.
§ 226.31General rules.
§ 226.32Requirements for certain closed-end home mortgages.
§ 226.33Requirements for reverse mortgages.
§ 226.34Prohibited acts or practices in connection with credit subject to § 226.32.
§ 226.35Prohibited acts or practices in connection with higher-priced mortgage loans.
§ 226.36Prohibited acts or practices in connection with credit secured by a dwelling.
§ 226.37-226.38§§ 226.37-226.38 [Reserved]
§ 226.39Mortgage transfer disclosures.
§ 226.40-226.41§§ 226.40-226.41 [Reserved]
§ 226.42Valuation independence.
§ 226.43Appraisals for higher-priced mortgage loans.
§ 226.44-226.45§§ 226.44-226.45 [Reserved]
§ 226.46Special disclosure requirements for private education loans.
§ 226.47Content of disclosures.
§ 226.48Limitations on private education loans.
§ 226.51Ability to Pay.
§ 226.52Limitations on fees.
§ 226.53Allocation of payments.
§ 226.54Limitations on the imposition of finance charges.
§ 226.55Limitations on increasing annual percentage rates, fees, and charges.
§ 226.56Requirements for over-the-limit transactions.
§ 226.57Reporting and marketing rules for college student open-end credit.
§ 226.58Internet posting of credit card agreements.
§ 226.59Reevaluation of rate increases.