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FEDERAL · 12 CFR

Part 225 — Bank Holding Companies and Change in Bank Control (Regulation Y)

117 sections · Title 12: Banks and Banking

§ 225.1Authority, purpose, and scope.
§ 225.2Definitions.
§ 225.3Administration.
§ 225.4Corporate practices.
§ 225.5Registration, reports, and inspections.
§ 225.6Penalties for violations.
§ 225.7Exceptions to tying restrictions.
§ 225.8Capital planning and stress capital buffer requirement.
§ 225.9Control over securities.
§ 225.10Temporary relief for 2020 and 2021.
§ 225.11Transactions requiring Board approval.
§ 225.12Transactions not requiring Board approval.
§ 225.13Factors considered in acting on bank acquisition proposals.
§ 225.14Expedited action for certain bank acquisitions by well-run bank holding companies.
§ 225.15Procedures for other bank acquisition proposals.
§ 225.16Public notice, comments, hearings, and other provisions governing applications and notices.
§ 225.17Notice procedure for one-bank holding company formations.
§ 225.21Prohibited nonbanking activities and acquisitions; exempt bank holding companies.
§ 225.22Exempt nonbanking activities and acquisitions.
§ 225.23Expedited action for certain nonbanking proposals by well-run bank holding companies.
§ 225.24Procedures for other nonbanking proposals.
§ 225.25Hearings, alteration of activities, and other matters.
§ 225.26Factors considered in acting on nonbanking proposals.
§ 225.27Procedures for determining scope of nonbanking activities.
§ 225.28List of permissible nonbanking activities.
§ 225.31Control proceedings.
§ 225.32Rebuttable presumptions of control of a company.
§ 225.33Rebuttable presumption of noncontrol of a company.
§ 225.34Total equity.
§ 225.41Transactions requiring prior notice.
§ 225.42Transactions not requiring prior notice.
§ 225.43Procedures for filing, processing, publishing, and acting on notices.
§ 225.44Reporting of stock loans.
§ 225.52Limitation on overdrafts.
§ 225.61Authority, purpose, and scope.
§ 225.62Definitions.
§ 225.63Appraisals required; transactions requiring a State certified or licensed appraiser.
§ 225.64Minimum appraisal standards.
§ 225.65Appraiser independence.
§ 225.66Professional association membership; competency.
§ 225.67Enforcement.
§ 225.71Definitions.
§ 225.72Director and officer appointments; prior notice requirement.
§ 225.73Procedures for filing, processing, and acting on notices; standards for disapproval; waiver of notice.
§ 225.81What is a financial holding company?
§ 225.82How does a bank holding company elect to become a financial holding company?
§ 225.83What are the consequences of failing to continue to meet applicable capital and management requirements?
§ 225.84What are the consequences of failing to maintain a satisfactory or better rating under the Community Reinvestment Act at all insured depository institution subsidiaries?
§ 225.85Is notice to or approval from the Board required prior to engaging in a financial activity?
§ 225.86What activities are permissible for any financial holding company?
§ 225.87Is notice to the Board required after engaging in a financial activity?
§ 225.88How to request the Board to determine that an activity is financial in nature or incidental to a financial activity?
§ 225.89How to request approval to engage in an activity that is complementary to a financial activity?
§ 225.90What are the requirements for a foreign bank to be treated as a financial holding company?
§ 225.91How may a foreign bank elect to be treated as a financial holding company?
§ 225.92How does an election by a foreign bank become effective?
§ 225.93What are the consequences of a foreign bank failing to continue to meet applicable capital and management requirements?
§ 225.94What are the consequences of an insured branch or depository institution failing to maintain a satisfactory or better rating under the Community Reinvestment Act?
§ 225.101Bank holding company's subsidiary banks owning shares of nonbanking companies.
§ 225.102Bank holding company indirectly owning nonbanking company through subsidiaries.
§ 225.103Bank holding company acquiring stock by dividends, stock splits or exercise of rights.
§ 225.104“Services” under section 4(c)(1) of Bank Holding Company Act.
§ 225.107Acquisition of stock in small business investment company.
§ 225.109“Services” under section 4(c)(1) of Bank Holding Company Act.
§ 225.111Limit on investment by bank holding company system in stock of small business investment companies.
§ 225.112Indirect control of small business concern through convertible debentures held by small business investment company.
§ 225.113Services under section 4(a) of Bank Holding Company Act.
§ 225.115Applicability of Bank Service Corporation Act in certain bank holding company situations.
§ 225.118Computer services for customers of subsidiary banks.
§ 225.121Acquisition of Edge corporation affiliate by State member banks of registered bank holding company.
§ 225.122Bank holding company ownership of mortgage companies.
§ 225.123Activities closely related to banking.
§ 225.124Foreign bank holding companies.
§ 225.125Investment adviser activities.
§ 225.126Activities not closely related to banking.
§ 225.127Investment in corporations or projects designed primarily to promote community welfare.
§ 225.129Activities closely related to banking.
§ 225.130Issuance and sale of short-term debt obligations by bank holding companies.
§ 225.131Activities closely related to banking.
§ 225.132Acquisition of assets.
§ 225.133Computation of amount invested in foreign corporations under general consent procedures.
§ 225.134Escrow arrangements involving bank stock resulting in a violation of the Bank Holding Company Act.
§ 225.136Utilization of foreign subsidiaries to sell long-term debt obligations in foreign markets and to transfer the proceeds to their United States parent(s) for domestic purposes.
§ 225.137Acquisitions of shares pursuant to section 4(c)(6) of the Bank Holding Company Act.
§ 225.138Statement of policy concerning divestitures by bank holding companies.
§ 225.139Presumption of continued control under section 2(g)(3) of the Bank Holding Company Act.
§ 225.140Disposition of property acquired in satisfaction of debts previously contracted.
§ 225.141Operations subsidiaries of a bank holding company.
§ 225.142Statement of policy concerning bank holding companies engaging in futures, forward and options contracts on U.S. Government and agency securities and money market instruments.
§ 225.143Policy statement on nonvoting equity investments by bank holding companies.
§ 225.145Limitations established by the Competitive Equality Banking Act of 1987 on the activities and growth of nonbank banks.
§ 225.170What type of investments are permitted by this subpart, and under what conditions may they be made?
§ 225.171What are the limitations on managing or operating a portfolio company held as a merchant banking investment?
§ 225.172What are the holding periods permitted for merchant banking investments?
§ 225.173How are investments in private equity funds treated under this subpart?
§ 225.174What aggregate thresholds apply to merchant banking investments?
§ 225.175What risk management, record keeping and reporting policies are required to make merchant banking investments?
§ 225.176How do the statutory cross marketing and sections 23A and B limitations apply to merchant banking investments?
§ 225.177Definitions.
§ 225.180Definitions.
§ 225.181Conformance Period for Banking Entities Engaged in Prohibited Proprietary Trading or Private Fund Activities.
§ 225.182Conformance Period for Nonbank Financial Companies Supervised by the Board Engaged in Proprietary Trading or Private Fund Activities.
§ 225.200Conditions to Board's section 20 orders.
§ 225.190Authority, purpose, and scope.
§ 225.191Definitions.
§ 225.192Appraiser panel—annual size calculation.
§ 225.193Appraisal management company registration.
§ 225.194Ownership limitations for State-registered appraisal management companies.
§ 225.195Requirements for Federally regulated appraisal management companies.
§ 225.196Information to be presented to the Appraisal Subcommittee by participating States.
§ 225.300Authority, purpose, and scope.
§ 225.301Definitions.
§ 225.302Notification.
§ 225.303Bank service provider notification.
§ 225.350Authority, purpose and scope.
§ 225.351Definitions.
§ 225.352Quality control standards.