Home/CFR/Title 12/Part 1026
FEDERAL · 12 CFR

Part 1026 — Truth in Lending (Regulation Z)

59 sections · Title 12: Banks and Banking

§ 1026.1Authority, purpose, coverage, organization, enforcement, and liability.
§ 1026.2Definitions and rules of construction.
§ 1026.3Exempt transactions.
§ 1026.4Finance charge.
§ 1026.5General disclosure requirements.
§ 1026.6Account-opening disclosures.
§ 1026.7Periodic statement.
§ 1026.8Identifying transactions on periodic statements.
§ 1026.9Subsequent disclosure requirements.
§ 1026.10Payments.
§ 1026.11Treatment of credit balances; account termination.
§ 1026.12Special credit card provisions.
§ 1026.13Billing error resolution.
§ 1026.14Determination of annual percentage rate.
§ 1026.15Right of rescission.
§ 1026.16Advertising.
§ 1026.17General disclosure requirements.
§ 1026.18Content of disclosures.
§ 1026.19Certain mortgage and variable-rate transactions.
§ 1026.20Disclosure requirements regarding post-consummation events.
§ 1026.21Treatment of credit balances.
§ 1026.22Determination of annual percentage rate.
§ 1026.23Right of rescission.
§ 1026.24Advertising.
§ 1026.25Record retention.
§ 1026.26Use of annual percentage rate in oral disclosures.
§ 1026.27Language of disclosures.
§ 1026.28Effect on state laws.
§ 1026.29State exemptions.
§ 1026.30Limitation on rates.
§ 1026.31General rules.
§ 1026.32Requirements for high-cost mortgages.
§ 1026.33Requirements for reverse mortgages.
§ 1026.34Prohibited acts or practices in connection with high-cost mortgages.
§ 1026.35Requirements for higher-priced mortgage loans.
§ 1026.36Prohibited acts or practices and certain requirements for credit secured by a dwelling.
§ 1026.37Content of disclosures for certain mortgage transactions (Loan Estimate).
§ 1026.38Content of disclosures for certain mortgage transactions (Closing Disclosure).
§ 1026.39Mortgage transfer disclosures.
§ 1026.40Requirements for home equity plans.
§ 1026.41Periodic statements for residential mortgage loans.
§ 1026.42Valuation independence.
§ 1026.43Minimum standards for transactions secured by a dwelling.
§ 1026.44-1026.45§§ 1026.44-1026.45 [Reserved]
§ 1026.46Special disclosure requirements for private education loans.
§ 1026.47Content of disclosures.
§ 1026.48Limitations on private education loans.
§ 1026.51Ability to Pay.
§ 1026.52Limitations on fees.
§ 1026.53Allocation of payments.
§ 1026.54Limitations on the imposition of finance charges.
§ 1026.55Limitations on increasing annual percentage rates, fees, and charges.
§ 1026.56Requirements for over-the-limit transactions.
§ 1026.57Reporting and marketing rules for college student open-end credit.
§ 1026.58Internet posting of credit card agreements.
§ 1026.59Reevaluation of rate increases.
§ 1026.60Credit and charge card applications and solicitations.
§ 1026.61Hybrid prepaid-credit cards.
§ 1026.62Overdraft credit.