Home/CFR/Title 12/Part 1022
FEDERAL · 12 CFR

Part 1022 — Fair Credit Reporting (Regulation V)

45 sections · Title 12: Banks and Banking

§ 1022.1Purpose, scope, and model forms and disclosures.
§ 1022.2Examples.
§ 1022.3Definitions.
§ 1022.20Coverage and definitions.
§ 1022.21Affiliate marketing opt-out and exceptions.
§ 1022.22Scope and duration of opt-out.
§ 1022.23Contents of opt-out notice; consolidated and equivalent notices.
§ 1022.24Reasonable opportunity to opt out.
§ 1022.25Reasonable and simple methods of opting out.
§ 1022.26Delivery of opt-out notices.
§ 1022.27Renewal of opt-out.
§ 1022.30Obtaining or using medical information in connection with a determination of eligibility for credit.
§ 1022.31Limits on redisclosure of information.
§ 1022.32Sharing medical information with affiliates.
§ 1022.33-1022.37§§ 1022.33-1022.37 [Reserved]
§ 1022.38Duty of consumer reporting agencies regarding medical debt information.
§ 1022.40Scope.
§ 1022.41Definitions.
§ 1022.42Reasonable policies and procedures concerning the accuracy and integrity of furnished information.
§ 1022.43Direct disputes.
§ 1022.50-1022.53§§ 1022.50-1022.53 [Reserved]
§ 1022.54Duties of users making written firm offers of credit or insurance based on information contained in consumer files.
§ 1022.55-1022.59§§ 1022.55-1022.59 [Reserved]
§ 1022.70Scope.
§ 1022.71Definitions.
§ 1022.72General requirements for risk-based pricing notices.
§ 1022.73Content, form, and timing of risk-based pricing notices.
§ 1022.74Exceptions.
§ 1022.75Rules of construction.
§ 1022.80-1022.81§§ 1022.80-1022.81 [Reserved]
§ 1022.82Duties of users regarding address discrepancies.
§ 1022.120§ 1022.120 [Reserved]
§ 1022.121Active duty alerts.
§ 1022.122§ 1022.122 [Reserved]
§ 1022.123Appropriate proof of identity.
§ 1022.124-1022.129§§ 1022.124-1022.129 [Reserved]
§ 1022.130Definitions.
§ 1022.131-1022.135§§ 1022.131-1022.135 [Reserved]
§ 1022.136Centralized source for requesting annual file disclosures from nationwide consumer reporting agencies.
§ 1022.137Streamlined process for requesting annual file disclosures from nationwide specialty consumer reporting agencies.
§ 1022.138Prevention of deceptive marketing of free credit reports.
§ 1022.139§ 1022.139 [Reserved]
§ 1022.140Prohibition against circumventing or evading treatment as a consumer reporting agency.
§ 1022.141Reasonable charges for certain disclosures.
§ 1022.142Prohibition on inclusion of adverse information in consumer reporting in cases of human trafficking.